Union Bank of India Mobile Banking

Services Accessible with Union Bank of India Mobile Banking
UBI Balance Enquiry	Mini Statement	View Nominee	View Average Balance
Pay Loan EMI	Fund Transfer	Download Statement	Bill Payment
Stop the Payment of Cheques	Cheque Status	Open Fixed Deposit, PPF, SSA	ATM/Branch Locator
Enroll for Government Schemes: PMJJBY/PMSBY	Deposit Calculator/Loan EMI Calculator	Generate Debit Card PIN/Hotlist Debit Card	Generate Credit Card PIN/Hotlist Credit Card
Standing Instructions	Create, Pay and Collect via UPI	Apply for Locker	Set Transaction Limit
Manage Nominee	Form 15G/H Submission	Door-step Banking	Generate and Download TDS Certificate

The Union Bank of India has a set of mobile banking apps that cater to different requirements of its customers.

Union Bank of India Mobile Banking Apps	Primary Features
Vyom – Union Bank of India	Check account balance, mini statement and make quick funds transfer Credit card control available – Block your ATM/Credit card
U-Token	An OTP generation application for authorizing login/transactions
U-ATM	Locate nearest active ATM/Branch/Branch’s IFSC
Bharat QR Merchant	A simple way of receiving payments from the merchant without having the need of traditional POS (point of sale) device
e-Circular Union Bank	An app that displays all circulars of Union Bank

To avoid ambiguity with so many apps in place, UBI has come up with a single solution for all the mobile banking needs. Accountholders can avail most of the mobile banking services through the particular app – Vyom – Union Bank of India.

Vyom – Union Bank of India	Features
Mobile Banking	The app gives a vast range of services such as balance enquiry, fund transfer, ATM branch locator, mobile recharge, credit card payment, cheque book request, etc.
Funds Transfer	Within the bank (mobile to mobile or mobile to account NEFT transfer) IMPS fund transfer using the mobile number and MMID IMPS fund transfer using the account number and IFSC code
UPI	Scan and Pay using UPI Scan and Pay at any merchant/individual QR code, make BHIM UPI payment
Credit Card Control	Easily apply for credit card Farmers can apply for Kisan Credit Card Block ATM/Credit Card
mPassbook	The feature makes sure that the user gets all the banking transaction details right through his/her phone in an easy yet most secure way
Other Services	Option to apply for education loans, invest in mutual funds, access your deposits, reset your login PIN, calculate gold loan eligible amount, etc.

Union Bank of India has launched a new application U-Token which is a substitute for OTP received through SMS. Both retail and corporate users can generate OTP on the U-Token application.

Below-mentioned process explains how to access and register for U-Token application:

Step 1 – After successfully logging into internet banking, go to General Services > Services > Service Request > Other Services and the click on UToken registration, click on continue.

Step 2 – Now, an OTP page will appear. The user needs to enter the OTP received on mobile number and click on “Confirm” to complete the registration.

Step 3 – In the next step, the user needs to “Enable UToken” by clicking on it. Select Yes button and click on continue. An OTP page will appear, the user needs to add the received OTP on mobile number and click on “Confirm”.

Step 4 – Once the user has enabled UToken, visit Playstore/Appstore to download and install U-Token app. Upon installing the app, the user needs to register on the app by entering personal details and the click on “Submit”.

Step 5 – Enter OTP received via SMS on mobile number. Once all these steps are completed, the user can do all kinds of transactions using the transaction password and OTP generated via U-Token app.

Please note that OTP will be changed after every 60 seconds and OTP can be used to login/transact both.

Union Bank of India has launched U-ATM app which will allow everyone to locate nearest Union Bank ATM, branch and branch’s IFSC code to his/her location.

Bharat QR Merchant app by Union Bank of India is a simple and hassle-free way to receive payments in savings accounts or current accounts from customers. The app allows the user to generate QR code in the app itself to do transactions without having the need of traditional Point of Sale device.

e-Circular Union Bank will allow everyone to view circulars related to Union Bank of India. If anyone wants to view any archived circulars or any updated circular related to Union Bank of India, he/she can download e-circular Union Bank from Play store/App store.

The UBI mobile banking registration can be done through the following ways:

• Register through the UBI official website
• Register at the UBI ATM
• Register at any nearest UBI branch

However, the account holder will be required to provide some essential information to register for UBI mobile banking. Following are the details required for Union Bank of India Mobile Banking registration:

• Debit card number of the linked Union Bank savings account and debit card PIN
• The account number should be linked to the debit card
• DOB or PAN should be present at the account at the branch
• Mobile number should be present at the account at the branch
• An E-mail should be present at the account at the branch

To activate Vyom – Union Bank of India mobile banking app using debit card, account holders will be required to follow the steps mentioned below:

Step 1 – Go to Play store/App store to install Vyom – Union Bank of India app.

Step 2 – Select the preferred language.

Step 3 – Select the SIM to send SMS from the registered mobile number.

Step 4 – You will receive an automated SMS on the registered mobile number to activate your account.

Step 5 – Set the login PIN through any of the three options – Debit card, internet banking and branch token.

Step 6 – Some devices allow you to enable biometric for easier login.

Step 7 – The registration is now successful; you can continue using the app.

Q. Will I be charged for using Vyom – Union Bank of India app?
Ans. There are no charges levied by the bank for using Vyom app.

Q. Can Vyom app be used on two devices simultaneously?
Ans. No. The app can be used only on one device at a time to ensure the security of the account.

Q. How can I block my debit card using mobile banking app in Union Bank of India?
Ans. You can block your debit card in Vyom app by going to debit card section and selecting Block/Unblock debit card settings.

Q. What if I forget my Login PIN?
Ans. If you forget your Login PIN, you can change it by visiting “Having trouble logging in” icon on login page.

Q. What is the maximum amount that I can transfer in a day through mobile banking in Union Bank of India?
Ans. You can transfer maximum Rs. 10,00,000 through Vyom app in a day.  You can view the various limits in the Vyom app in ‘Fund Transfer’ section.

Q. Do account holders of Andhra Bank and Corporation Bank have to register for Union Bank mobile banking?
Ans. Account holders of Andhra Bank and Corporation Bank will have to register for Union Bank mobile banking app to access mobile banking services. However, they will have to install Vyom-Union Bank of India mobile banking app to access mobile banking services.

Q. Can Andhra Bank mobile banking user ID and password be used for Union Bank mobile banking?
Ans. Yes, Andhra Bank mobile banking user ID and password can be used only after re-registering for the Union Bank mobile banking.