Saraswat Bank Mobile Banking App

Saraswat Bank Mobile Banking App Services
View Balance	Fixed Deposit	Stop Payment of Cheque
View Account Statement	Recurring Deposit	Fund Transfer
Email Account Statement	Tax Saving Deposit	Utility Bill Payment
Bharat QR Scan and Pay	Link Debit Card	IMPS Fund Transfer
Link Aadhar to Bank Account	Link Credit Card	Request New Cheque Book
Apply for Loans	Block Debit or Credit Card	Branch and ATM Locator

Saraswat Bank has launched many mobile apps for the convenience of the customers. Based on your preference, you can use any one or more apps of your choice.

Saraswat Bank App	Primary Features
Saraswat Bank Mobile Banking “GO-MO”	·         Comprehensive banking app ·         Fund transfer by NEFT, RTGS, IMPS ·         Account Balance, Account Statement, Bill Payments
Saraswat Bank mPassbook	·         Your passbook is in your mobile in the form of mPassbook app by Saraswat Bank ·         Detailed banking transaction record to view and to download ·         Available for Saving and Current Account ·         Access Fixed Deposit details ·         Access Loan Accounts ·         Account and bank branch details
Saraswat Bank Credit Card	·         A dedicated app to manage your credit card ·         Card summary ·         Bill payment through card ·         Card Profile ·         Reward Points
Saraswat Bank Connect	·         Missed Call and SMS Banking ·         The app is for Saraswat bank customers and other bank customers ·         Access banking services through a registered mobile number

“GO-MO” is the principal app for basic banking services, including fund transfer, balance inquiry, and utility bill payment. You can also link your debit card in the same app.

GO-MO mobile app from Saraswat Bank	Features
View Details	·         View Available Balance ·         View last five transactions ·         View Loan account details
Send Money	·         Instant money transfer by IMPS ·         NEFT, RTGS Transfer for higher value transfers ·         Scan QR Code and pay to shops and website
Add Payee	·         Add new Payee using MMID and mobile number or with IFSC and bank account number ·         Change transfer limit for the payee or delete a payee
Investment	·         Book Fixed Deposit ·         Renew or liquidate fixed deposits ·         Open Recurring Deposit Account
Safe Banking	·         Block Debit Card either temporary or permanently ·         Stop payment of the cheque
Utility Bill Payment	·         Pay Electricity Bill and Gas Bill on the go ·         Recharge your prepaid mobile ·         DTH Recharge
Services	·         ATM/Branch Locator ·         Cardless cash withdrawal from ATM

There are two convenient steps to follow to avail and use Saraswat Bank mobile banking app “GO-MO.”

Step-1: Install Saraswat Bank’s App

Saraswat Bank’s mobile banking application “GO-MO” can be downloaded from Play Store for Android phones and App store for iPhones.

Step-2 Registration and Activation

The registration with “GO-MO” is simple. You can give a missed call on 9702718668 from your registered mobile number to avail mobile banking facility. Once registered, you can get your MPIN through nearest ATM of Saraswat bank or website of the bank or from the app. You can log in to the app with your net banking user id and passwords. Additionally, you will need your debit card to complete the registration and activation.

Login to the app

Log in with the user id and MPIN to avail host of services of Saraswat bank mobile banking app “GO-MO.”

Check Balance

Know the available balance in your savings account and current account.

IMPS – Fastest fund transfer

Transfer your fund instantly and anytime. It works on Sundays and public holidays as well. You can use the account number or mobile number of your beneficiary to transfer the fund. For higher value transactions, you can use NEFT or RTGS.

Investment

You will find the detailed menu for each – Recurring Deposit, Fixed Deposit(Monthly, Quarterly or Cumulative), and regular Fixed deposit. You can also renew your fixed deposit or give instruction to prematurely withdraw your fixed deposit.

Bharat QR

You can scan and pay at shops and website by scanning BHARAT QR. You can also check transaction history. It is a fast and secure way of payment, as it does not reveal your bank details and you can pay with a single scan.
Various Services

Avail range of services like

• Get bank list and IFSC
• Branch and ATM Locator
• Cheque book request
• Cheque status inquiry
• Account Statement
• Stop Payment of Cheque
• Aadhar seeding
• Register and Generate internet banking password

Bill Payment and Mobile Recharge

Conveniently pay your utility bills like electricity bills, gas bills, postpaid phone bills and recharges of prepaid mobile and DTH services. After you register the billers, the repeat transactions are even faster, allowing you to pay with minimal efforts.

“GO-MO” is your all-time and all-place companion for banking services. You can schedule your other priorities irrespective of your banking needs. For example, you don’t need to postpone your morning meeting in the evening only to get your passbook printed. You can easily check your transactions through ‘GO-MO” within a few minutes. Hence, a mobile banking app gives you lots of comfort and flexibility as you don’t have to take out a dedicated time or efforts for your banking needs.

Now there is no need to visit your branch to get your passbook printed. You can get your transaction details right from your mobile through the mPassbook mobile app of Saraswat Bank.
The main feature of mPassbook app of Saraswat bank is as below:

mPassbook Mobile App Features	Description
My Passbook	·         Get details of your transactions ·         Select desired date range
Select Account	·         Simple and single passbook for your various accounts. ·         Saving account ·         Current account ·         Fixed Deposit ·         Recurring Deposit ·         Term Loan account ·         Over Draft account
Information	·         View balance ·         Account details ·         Customer information ·         Branch Address
Augmented Reality	·         Locate nearest bank ATM and bank branch and navigate to the same.

What are the charges to use “GO-MO” App from Saraswat Bank?

The “GO-MO” app is made available free of charge to its customers by Saraswat Bank. There may be transaction charges within limits as specified by RBI. Your telephone operator may charge for the data consumption by GO-MO app.

How can I receive my customer ID from “GO-MO” mobile banking app?

There are two ways to know your customer ID for “GO-MO” mobile banking app. First, it is printed on your passbook. In case the passbook is not handy with you, you can give a missed call on 9029050017 through your registered mobile number. You will receive SMS on your registered mobile number mentioning your customer ID.

What is MPIN and TPIN of GO-MO App?

MPIN is your password or PIN to login GO-MO. You cannot access your GO-MO app if you don’t enter correct MPIN.

TPIN is the transaction PIN to carry out various transactions available in GO-MO mobile app. You cannot proceed for transactions if you don’t enter the correct TPIN.

What is MMID?

MMID stands for Mobile Money Identifier. It is a seven-digit number to carry out IMPS transactions through the mobile number. Once you register your mobile with your account, you can view your MMID in “GO-MO” App.

What is the transaction limit of “GO-MO” app?

For security reasons, you can carry out maximum ten transactions in a day. In case you want to perform more transactions, you can contact your branch where your account is maintained.

I want to transfer the fund instantly; which mode of payment should I use?

GO-MO mobile app from Saraswat bank allows transferring the fund instantly through IMPS, that works based on the mobile number and MMID(Mobile Money Identifier). Alternatively, you can use beneficiary’s account number and IFSC to transfer money instantly through IMPS facility available in the app.

Is it mandatory to register the payee to transfer money?

No, you can transfer money without registering payee as well. However, if you expect repeat transactions in the future, it will be convenient for you to register one time to make faster payments in the future.

How can I request to stop the payment of the issued cheque?

Under “Services” option, you can find the “Stop Payment” tab. You need to enter the cheque number to be stopped, remarks and confirm your request with the transaction password. If your cheque is not paid before your request, the payment shall not be made.