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SNAPDEAL Bank of Baroda Credit Card – A Co-branded card with Cashback

Home Credit Card BoB SNAPDEAL Bank of Baroda Credit Card

SNAPDEAL Bank of Baroda Credit Card is a great option for those who shop online and prefer to get rewards in the form of cashback. However, being a co-branded card, it provides the best benefits on making purchases on Snapdeal. You can get up to 20 reward points on every Rs. 100 spent via this card which are, in turn, automatically credited as cashback. Read on to know more about the eligibility, fees, features and benefits of SNAPDEAL BOB Credit Card.

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Updated: 13-09-2025 04:32:53 AM

Key Highlights of SNAPDEAL Bank of Baroda Credit Card
SNAPDEAL Bank of Baroda Credit Card
Best Suited For Cashback on Shopping
Joining Fee Rs. 249
Annual Fee Rs. 249
Welcome Benefit Up to Rs. 500 Snapdeal vouchers on card usage within 30 days of card issuance
Best Feature 5% cashback on all spends on Snapdeal
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Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit the BoB Financial website.

Features & Benefits of SNAPDEAL Bank of Baroda Credit Card
Should You Apply for SNAPDEAL Bank of Baroda Credit Card
Fees and Charges: SNAPDEAL Bank of Baroda Credit Card
Eligibility & Documents Required for SNAPDEAL Bank of Baroda Credit Card
Other Similar Credit Cards
FAQs

Features & Benefits of SNAPDEAL Bank of Baroda Credit Card

The features and benefits of SNAPDEAL BOB credit card are described below:

Welcome Benefit

  • Snapdeal vouchers of up to Rs. 500 on using the credit card within 30 days of card issuance 

Cashback and Reward Benefits

The cardholders can earn reward points on every Rs. 100 they spend using this Bank of Baroda card as per the spending categories described as follows:

Spending Category Reward Points per Rs. 100 spent
Snapdeal Website & App 20 reward points (i.e. 5% cashback)
Online Shopping, Departmental Stores & Grocery 10 reward points (up to 2,000 points per statement)
Other Categories 4 reward points
  • 1 BOB reward point = Rs. 0.25
  • The earned reward points are going to be credited as cashback to the next month’s statement automatically

Other Features and Benefits

  • Fuel Surcharge Waiver: 1% fuel surcharge waiver of up to Rs. 250 per month on all fuel transactions between Rs. 400 and Rs. 5,000
  • Add-on Cards: 3 free add-on cards for family members who are above the age of 18 years

Suggested Read: Best Co-branded Credit Cards in India

Should You Apply for SNAPDEAL Bank of Baroda Credit Card

This Bank of Baroda credit card offers up to 5% cashback which is one of the best cashback rates in the market. However, this rate is only limited to the purchases made through Snapdeal. Apart from this, you also get 10 reward points on every Rs. 100 spent on online shopping, departmental stores and groceries which converts into 2.5% cashback. Similarly, you can earn 1% cashback on all your other spends. These reward points are automatically credited as cashback to your statement which eliminates the hassle of utilising reward points to purchase items from the rewards catalogue.

Apart from the cashback benefit, this card only provides a few basic benefits, like a welcome voucher, free add-on cards and fuel surcharge waiver. You do not get any other travel, dining or lifestyle benefit on SNAPDEAL BOB card. So, you can opt for this card for its co-branded benefits and if you shop frequently on Snapdeal or other online platforms. This option can also be considered if you prefer to get rewards in the form of cashback on your spends.

Suggested Read: Best Travel Credit Cards in India

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Fees and Charges: SNAPDEAL Bank of Baroda Credit Card

Fee Type  Details
Joining Fee Rs. 249
Annual Fee Rs. 249 (from 2nd year onwards)
Supplementary Card Fee Nil
Finance Charges 3.49% per month i.e. 41.88% per annum
Late Payment Fee For the amount due:
Less than Rs. 100- Nil
Between Rs. 100 to Rs. 500- Rs. 100
Between Rs. 501 to Rs. 1,000- Rs. 400
Between Rs. 1,001 to Rs. 10,000- Rs. 750
Between Rs. 10,001 to Rs. 25,000- Rs. 950
Between Rs. 25,001 to Rs. 50,000- Rs. 1,100
More than Rs. 50,000- Rs. 1,300

Click here to check associated charges, along with other terms and conditions.

Eligibility & Documents Required for SNAPDEAL Bank of Baroda Credit Card

Criteria  Details
Age For Primary card: 21 to 65 years

For Add-on card: Above 18 years
Occupation Salaried or Self-employed
Minimum Income For Salaried: 3.6 lakh

For Self-employed: 8 lakh
Documents Required PAN card
Income proofs, like the latest 3 months salary credit as bank statement and ITR
Current residence proof
Recent passport-size photograph

Other Similar Credit Cards

Here are some credit cards which offer reward and cashback benefits similar to the SNAPDEAL BOB credit card:

Credit Card Annual Fee Key Feature
American Express SmartEarn™ Credit Card Rs. 495 10X membership rewards points per Rs. 50 spent on Flipkart, Amazon & Uber
HDFC Moneyback+ Credit Card Rs. 500 10X CashPoints on Flipkart, Amazon, Swiggy, Reliance Smart SuperStore & BigBasket
Flipkart Axis Bank Credit Card Rs. 500 5% cashback on Flipkart and Myntra
IDFC FIRST Select Credit Card Nil Up to 10X reward points on your birthday and select spends

FAQs

Q. Can I make EMI payments using my SNAPDEAL BOB credit card?
A. Yes, you can convert all your transactions above Rs. 2,500 into smart EMIs of 6 to 36 months tenure using the BOB SNAPDEAL credit card.

Q. What is the cash value of BOB reward points earned through the SNAPDEAL credit card?
A. Each Bank of Baroda reward point earned by using the BOB SNAPDEAL credit card is equal to Rs. 0.25.

Q. What is the forex mark-up applicable on SNAPDEAL BOB credit card?
A. A foreign currency transaction fee of 3.5% is applicable on your SNAPDEAL Bank of Baroda card.

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