Bank of Baroda Signature Visa Credit Card

Bank of Baroda Signature Visa Credit Card has the following features and benefits for cardholders –

• This is an international card which is accepted at more than 70 million outlets in India and abroad.
• ATM withdrawal facility is allowed on the card as the card is compatible with ATMs. Cardholders can withdraw up to 40% of their card’s credit limit through ATMs.
• The card has an inbuilt personal accident coverage which covers accidental deaths. Air accidental death is covered up to ₹ 50 Lakhs and other accidental deaths are covered up to ₹ 10 Lakhs.
• If the cardholder spends at least ₹ 2 Lakhs on the card annually and the credit card bills are paid regularly, the annual fee payable for renewing the card is waived off.
• 2 loyalty points are awarded on each ₹ 100 spent on the card.
• Free airport lounge access and other retail privileges are offered to cardholders of Bank of Baroda Signature Visa Credit Card.
• Up to three add-on cards can be availed on this card.

To apply for the Bank of Baroda Signature Visa Credit Card, the following eligibility criteria have to be fulfilled –

• The annual income of the applicant should be ₹ 12 Lakhs or above.
• The age of the individual should be in the range of 18 to 65 years.
• An existing relationship with the Bank of Baroda is a preferred parameter but not mandatory.

The following documents would also need to be submitted by applicants applying for the Bank of Baroda Signature Visa Credit Card –

• Proof of identity
• Proof of income
• Proof of address
• PAN Card’s copy
• Coloured photograph
• Bank statements of the last 3 months

The Bank of Baroda Signature Visa Credit Card has the following fees and charges payable on the card –

Existing customers of Bank of Baroda can directly visit their nearest bank branch or call their relationship manager to apply for this credit card. Others can also visit the branch or call the bank’s customer care department to apply for the card. Online request for credit card application can also be sent.