Bank of Baroda Cobranded Credit Card

Following are the key features of this card:

• This VISA affiliated card is accepted globally over 70 million locations and 1 million ATMs worldwide.
• Customers can avail up to 3 add-on cards for their close family members.
• Bank of Baroda Co-branded Credit Card interest rate is as low as 2.6% per month.
• Cardholders can withdraw up to 30% of credit limit from their BOBCARD Bombay Bullion.
• For every ₹ 100 spent via the card, the cardholder receives 1 loyalty point. These accumulated loyalty points can be redeemed for shopping, paying bills etc.

Some of the benefits of owning this BOBCARD are highlighted below:

• Bank of Baroda Co-branded Credit Cardholders receives exclusive offers on dining, shopping, travels, hotel reservations etc.
• This card comes with a complimentary Personal Accident Insurance policy. The policy includes Air Accidental Death Coverage of ₹ 15 Lakhs and ₹ 5 Lakhs for Other Accidental Death.
• On spending minimum ₹ 50,000 via the card, the annual fee is waived off.
• Cardholders are freed from paying a fuel surcharge if they use Bank of Baroda Co-branded Credit Card for a minimum fuel transaction across any fuel station in India.

Following are the major costs involved in the usage of this card:

Fee/Charge	Amount
Joining Fee	₹ 500
Annual Fee	₹ 1,000
Add-on Card Fee	Nil
Interest rate	2.6%
Cash Advance Fee	2.5% of the withdrawn amount or minimum ₹ 200 for domestic ATM cash withdrawal, 3% of cash withdrawn or minimum ₹ 250 in case of international withdrawals
Late Payment Charges	Maximum ₹ 500 for the due amount above ₹ 25,000
Card de-blocking Charges	₹ 300

Following are the main eligibility criteria for availing this card:

• The applicant must be at least 18 years of age and not more than 65 years.
• Annual income of the applicant must be at least ₹ 3 Lakhs.
• Customers already having banking relation with BOB are given preference.

Documents Needed for Bank of Baroda Co-branded Credit Card

The applicant must produce the following list of self-attested documents along with the duly filled-in application form:

• Identity proof like Passport, Voter ID Card, Driving License etc.
• Address proof like Utility bills, Passport etc.
• Income proof like Form 16 or IT Return or Salary Slip (only for Govt./PSU employees)
• Copy of PAN Card
• Recent colour photograph of the applicant
• Previous 3-month bank statements

To get more details, one can visit any nearby branch of Bank of Baroda or contact their customer care number. The minimal fee structure and a host of benefits make BOBCARD Bombay Bullion a great choice for aspiring credit cardholders.

You can apply for this credit card by visiting the BOB Financial website. Follow the steps given below:

• From the ‘Looking for a Card’ section, click on the ‘Apply’ button.
• Go to ‘Apply for a Credit Card’.
• Enter the required details such as name, mobile number, address, profession and annual income.
• Tick the box for accepting the terms and conditions and then submit the form.

Once you successfully submit this, the bank will give you a call, if they find you eligible for the given card. They will also send a person to collect the documents at your home or office location. If you get approved, you will get the new card within 10-15 business days.