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1st Year Fee: ₹ 0
Rewards
2 RPs per Rs. 200 on non-UPI spends
Travel
Low foreign exchange markup fee of 2.75%
Fuel
Save up to Rs. 3,000 on fuel per year
Author: Samridhi Srivastava
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YES BANK Klick Credit Card (previously known as Kiwi Credit Card) is a virtual credit card designed to offer reward points on every spend. Whether you’re shopping, dining, or making everyday purchases, this card offers convenience and rewards tailored to your lifestyle. With every Rs. 200 spent on non-UPI transactions, consumers earn 2 reward points, which makes it a suitable option for offline shopping. Additional benefits like a fuel surcharge waiver and flexible EMI options further enhance the card’s overall value.
Consumers can apply for this credit card by completing the KYC process through the Kiwi app. To know about the features and benefits of this credit card in detail, continue reading.
Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit YES BANK’s website.
Reward Benefit
Travel Benefit
Fuel surcharge waiver
Benefits of paying with a credit card on Kiwi:


Some of the common steps to apply for YES BANK Klick Credit Card are mentioned below:
Step 1: Download the Kiwi app on your mobile phone.
Step 2: Sign up or log in with your account details.
Step 3: Choose your YES BANK Klick Credit Card.
Step 4: Enter personal and financial information in the application form.
Step 5: Submit the application through the app.
Step 6: Get instant approval and start using your virtual credit card.
| Particulars | Amount | ||||||
|---|---|---|---|---|---|---|---|
| Joining/ Annual Fee | Nil | ||||||
| Finance Charges | 3.99% p.m. (47.88% p.a.) | ||||||
| Late Payment Fee |
|
You travel frequently overseas and want to avail a card that offer low forex markup fee
You are looking for a lifetime free credit card to start your credit journey
You often spend on fuel and want to save on it
You want to avail a 100% virtual credit card that offers reward points on every non-UPI spends
Travel3.0/5
Rewards3.0/5
Fuel Benefits3.0/5
YES BANK Klick Credit Card is a suitable option for consumers who are looking for a card that offers benefits on their day-to-day spends. The card offers 2 reward points for every Rs. 200 spent on non-UPI transactions. For travel-related expenses, the card offers a low forex markup fee of 2.75% and includes a fuel surcharge waiver of 1% on fuel spends across all stations, capped at Rs. 250 per month. Payments made through Kiwi using this card receive 1.5% cashback on UPI Scan & Pay transactions and 0.5% cashback on online payments.
Everything you need to know about this credit card
You earn 2 reward points for every Rs. 200 spent on non-UPI transactions. This makes it ideal for offline shopping and daily expenses.
The card charges a low forex markup fee of 2.75%, making it cost-effective for international transactions. Additionally, it provides convenience and rewards for overseas travel and online shopping.
Yes. You get a 1% fuel surcharge waiver on all fuel purchases across stations, capped at Rs. 250 per month.
Paying with the Klick Credit Card on Kiwi gives 1.5% cashback on UPI Scan & Pay transactions and 0.5% cashback on online payments, maximizing savings on digital transactions.
You can apply by completing the KYC process via the Kiwi app. The card is entirely virtual, making it easy to access rewards and benefits without visiting a branch.
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Samridhi Srivastava is a personal finance content writer who simplifies complex financial topics for everyday readers. She writes about credit cards, credit scores, and other personal finance topics to make money management easier. Through her clear and practical writing, she helps individuals make confident and informed financial decisions.
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