YES First Preferred Credit Card

You can apply for the YES First Preferred Credit Card through both online and offline channels. To apply online, visit the official YES Bank website and complete the application form with the required details. Also, you may visit your nearest YES Bank branch and apply offline with assistance from bank representatives.

YES First Preferred is an entry-level card that caters to travel & lifestyle categories. Cardholders can earn accelerated reward points on travel, dining, fashion & healthcare spends. Besides this, it also offers complimentary domestic & international lounge access, low forex markup fee, complimentary golf games and lessons, etc.

Eligibility normally entails having a secure income, a decent credit score, and meeting the bank\'s age limit and documentation requirements. The actual criteria might differ from one card to another. Hence, the applicants are advised to confirm with YES BANK about the current guidelines.

YES First Preferred Credit Card offers 4 reward points per Rs. 200 spent on select categories and 8 points on other categories. With the Reward Subscription Plan, cardholders earn 3X points on select categories for Rs. 3,500 and 5X points on Travel, Dining, Fashion, and Healthcare for Rs. 5,000.

Yes, YES First Preferred Credit Card has a joining and annual fee of Rs. 999 plus taxes.. The first-year fee is waived on spending Rs. 50,000 within three months, while the renewal fee is waived on annual spends of Rs. 2.5 lakh.

YES First Preferred Credit Card can be managed via mobile banking app of YES BANK, net banking, monthly statements, and SMS alerts. All these facilities enable you to monitor your spending, pay bills, redeem rewards, and set card preferences.