Standard Chartered Platinum Rewards credit card offers many rewards to its users. The cardholders can earn 5X reward points on dining and fuel spends. It also provides various shopping and entertainment benefits. Additional details of the card are mentioned below.
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The features of Standard Chartered Platinum Rewards credit card are as follows:
Contactless Credit Card – The customers can enjoy faster checkouts, secure payments and complete freedom from cash
Balance Transfer – The customers can transfer balance up to Rs. 5,00,000 from other bank credit card at attractive interest rate
Security – The customers can avail the facility of safe online transactions on his/her credit card via 3D secure OTP verification
Online Banking and SC Mobile – The customers can easily check balance and make instant card payments via online banking and SC Mobile
Loan Facility – The customers can get loan on his/her credit card up to Rs.7,50,000 in 2 days via NEFT
Also Read- Standard Chartered Credit Card Reward Points
Below mentioned are the benefits of Standard Chartered Platinum Rewards credit card:
Reward Points – Cardholder earns 1 reward point on every spending of Rs. 150 on all the other categories
The Good Life Dining Offers – The customers can get 15% off at over 850 restaurants across India
Entertainment Offers – The customers can enjoy 25% discount on movie tickets and 10% discount on food and beverages on Fridays, Saturdays, and Sundays at INOX
Fitness Offers – The customers can enjoy additional Rs. 1,000 off on annual gym membership at Gold’s Gym
Shopping Offers – The customers can shop at any exclusive Wills Lifestyle store across the country and avail discount of Rs. 500
Medical Offers – The customers can get up to 15% off at Manipal Hospitals and 10% off at Medanta Hospitals
Refer to the table below for the fees and charges applicable on this credit card-
| Fee Type | Amount |
| Annual Fee | Rs. 250 |
| Annual Fee ( second year onwards) | Rs. 250 |
| Add-on Fee (per annum) | Nil |
| Free Credit Period | Nil |
| Cash Advance (ATM withdrawals) | 3% of withdrawal or Rs. 300 per transaction, whichever is higher |
| Overlimit Charges | 2.5% of overlimit amount subject to a minimum of Rs. 500 |
| Late Payment Fee | • Rs. 100 for statement outstanding balance between Rs. 100 and Rs. 500 • Rs. 500 for statement outstanding balance between Rs. 501 and Rs. 5,000 • Rs. 700 for statement outstanding balance between Rs. 5,001 and Rs. 15,000 • Rs. 800 for statement outstanding balance greater than Rs. 15,000 |
| Surcharges | Rs. 10 or 1% of transaction (whichever is higher) are livied on Petrol transactions. Rs. 25 or 2.5% (whichever is higher) are levied on Railway station |
| Goods and Services Tax (GST) | GST is levied on all taxable supplies |
Customers who want to enjoy all the benefits and features of Standard Chartered Platinum Rewards credit card can apply for it through our site. The steps are:
Post form submission an agent from Paisabazaar will call the customer to fix a date and time for document collection. The bank will then verify the documents. Post verification the bank will dispatch the credit card. The entire process takes about 15 to 20 days.
In order to apply for this credit card, an applicant should meet the following eligibility criteria-
Can I transfer my outstanding balance on any other bank’s credit card?
Yes, Standard Chartered Platinum Rewards credit card provides the facility of ‘Balance Transfer’ via which you can transfer your outstanding balance on any other bank’s credit card.
Are my online transactions secured?
Yes, all the online transactions secured with the feature of 3D secure OTP verification.
What are the identity proofs required to apply for Standard Chartered Platinum Rewards credit card?
The identity proofs required to apply for Standard Chartered World Emirates credit card are:
Will I be charged if I use my card overseas?
All the overseas transactions are levied with 3.5% transaction fee.
What is Goods and Services Tax (GST)?
Goods and Services Tax (GST) is an indirect tax (or consumption tax) imposed in India on the supply of goods and services.
| Credit Card | Annual Fee | Reward Points | Net Savings |
| Standard Chartered Platinum Rewards Credit Card | Rs. 250 | Earn 1 reward point on every spending of Rs. 150 on all the other categories | Rs. 8,510* Rs. 9,782** |
| ICICI Bank Coral Contactless Card | Rs. 500 | Earn 2 PAYBACK points per Rs. 100 spent | Rs.10,636* Rs. 15,772** |
| Yatra SBI Card | Rs. 499+ Taxes | Earn 6 reward points on every Rs. 100 spent on departmental stores, grocery, dining, movies, entertainment, and international spends and 1 reward point on every Rs. 100 spent on all other categories | Rs. 13,451* Rs. 19,151** |
| HSBC Smart Value Credit Card | Rs. 499 | Earn 1 reward point for every Rs. 100 spent and 3X accelerated reward points on online, dining, and telecom categories | Rs. 7,174* Rs. 10,662** |
*On spending Rs.2 lakh annually
**On spending Rs.4 lakh annually
People also looked for the following reward credit cards:
| Credit Card | Annual Fee | Key Feature | Paisabazaar Rating |
Rs. 1,000 | Earn 1 reward point for every Rs. 125 spent Earn 10X reward points on apparel and departmental store spends | 4.2/5 | |
Rs. 250 | Earn 5X reward points on dining and fuel spends Earn 1 reward point on every spending of Rs. 150 on all the other categories | 3.5/5 | |
Rs. 350 | Earn 3 reward points on every Rs. 100 spent on Grocery and Supermarket spends Earn 2 reward points are earned per Rs. 100 spent on other categories | N/A | |
Rs.1,000 | Earn 1000 Reward Points on successful sign-up Earn 3 Reward Point per Rs. 150 spent on retail | N/A |
