SBI Card PRIME Advantage

The features and benefits offered with SBI Card PRIME Advantage are as follows:

Welcome Benefit: Welcome e-gift voucher worth Rs. 3,000 from Bata/Hush Puppies, Marks and Spencer, Pantaloons, Shoppers Stop, and Yatra.com.

Reward Points: You can earn reward points in the following manner: (4 reward points = Rs. 1)

• 20 reward points per Rs. 100 spent on standing instructions of utility bill payments (Max 3,000 reward points per month)
• 10 reward points per Rs. 100 spent on dining, departmental stores, grocery and movie tickets
• 2 reward points per Rs. 100 on all other retail spends except fuel

Milestone Benefits: Get the following milestone benefits:

• Pizza Hut voucher worth Rs. 1,000 on spending Rs. 50,000 in a yearly quarter
• Renewal fee waiver on annual spend of Rs. 3 lakh
• E-gift voucher worth Rs. 7,000 from Yatra.com/ Pantaloons on spending Rs. 5 lakh annually

Trident Privilege Membership: Get Trident Privilege Red Tier Membership along with:

• 1,000 welcome points on registration
• 1,500 bonus points on the first stay
• Rs. 1,000 hotel credit on an extended night stay
• 10% instant saving on bookings through the hotel website
• 10 points for every Rs. 100 spent (excluding taxes) during your stay at participating hotels

Birthday Benefit: 20 reward points per Rs. 100 spent on Birthdays, one day before and one day after (Max 2,000 reward points per year).

Airport Lounge Access: Get lounge access in the following manner:

• 4 complimentary visits per year to International Priority Pass lounges, outside India (Max 2 visits per quarter)
• 8 complimentary visits per year to Domestic Visa/ Mastercard lounges in India (Max 2 visits per quarter)

Mastercard/Visa Privileges: The privileges are as follows:

• Exclusive benefits across 900 luxury hotels worldwide
• 4 complimentary rounds on Green Fees and up to 50% off on golf games along with 1 complimentary golf lesson per month at the selected golf courses across India
• Up to 15% discount on best available room rates and up to 15% discount on F&B at Lalit Hotels
• 10% discount on Hertz car rental
• Up to 35% off on Avis car rentals

Club Vistara Membership: Avail free club Vistara Silver Membership along with the below benefits:

• 1 complimentary lounge access voucher
• 1 upgrade voucher
• 9 Club Vistara Points for every Rs. 100 spent
• This offer is valid only for primary cardholders

Fraud Liability Cover: A complimentary air accident liability cover of Rs. 50 lakh. In addition to this, you will also get a complimentary credit card fraud liability cover of Rs. 1 lakh.

Flexipay: Convert transactions over Rs. 2,500 into EMIs using this facility.

SBI Card PRIME Advantage
Good For: People who want lounge access People who frequently travel Customers who frequently golf	Bad For: People who want to earn air miles People who don’t travel frequently Customers who want a low-cost credit card

The fees and charges associated with this credit card are mentioned in the table below:

Fees/Charges	Amount/Rate
Annual Fee	Rs. 2,999 (One-time)
Renewal Fee	Rs. 2,999 (Per annum)
Finance Charges	3.50% p.m. (42% p.a.)
Late Payment Fee	For Statement Balance Less than Rs. 500 – Nil Rs. 500 up to Rs. 1,000 – Rs. 400 Rs. 1,000 up to Rs. 10,000 – Rs. 750 Rs. 10,000 up to Rs. 25,000 – Rs. 950 Rs. 25,000 up to Rs. 50,000 – Rs. 1,100 Amount over Rs. 50,000 – Rs. 1,300

SBI Card PRIME Advantage Credit Card eligibility criteria is as follows:

• Eligible age bracket for salaried employees is between 21 to 70 years
• Eligible age bracket for self-employed people is between 25 to 70 years
• Only Indian citizens can apply
• Applicant’s monthly income must be over Rs. 75,000

Currently, Paisabazaar.com does not provide SBI Prime Advantage Credit Card. You have to visit SBI’s website or branch to apply for the credit card. Alternatively, existing SBI customers can apply for the credit card via SBI’s mobile application.

Suggested read: Best Credit Cards in India

Does SBI Card PRIME Advantage allow for cash withdrawal via an ATM?
Yes, you can withdraw cash using SBI Card PRIME Advantage.

What is the annual fee for this credit card?
The annual fee is Rs. 2,999. You can avail annual fee waiver by spending Rs. 3 lakh in a year.

What is SBI Card helpline number?
SBI Card helpline numbers are – 1860 180 1290 or (STD) 39 02 02 02.

What is the charge on payments of custom duty?
The charge is 2.25% of the transaction amount or a minimum of Rs. 75.

Is there any fee levied on rewards redemption?
Yes, a reward redemption fee of Rs. 99 is levied on all redemption requests.