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Lifestyle Home Centre SBI Card

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Updated: 16-08-2025 17:33:31 PM

Lifestyle Home Centre SBI Card is a basic shopping credit card launched by SBI Card in association with Landmark Stores. You earn reward points on shopping at Lifestyle, Spar, Home Centre and Max stores or online portals. You can redeem reward points to get discounts at Landmark stores. Let us have a look at the features and benefits of Lifestyle Home Centre SBI Card. Below mentioned are a few of the key highlights regarding this credit card:

Key Highlights of Lifestyle Home Centre SBI Card
  • Annual Fee: Rs. 499
  • 2,000 bonus reward points on the payment of joining fee
  • 5 reward points on your spends at landmark stores or websites

Also read: Top 10 SBI Credit Cards in India

Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit SBI Card’s website.

On this page
Lifestyle HC SBI Card Features and Benefits
Lifestyle Home Centre SBI Credit Card Fees and Charges
Lifestyle HC SBI Card Eligibility Criteria
How to Apply for Lifestyle HC SBI Card
Lifestyle HC SBI Card FAQs

Lifestyle HC SBI Card Features and Benefits

Following features and benefits can be availed on Lifestyle Home Centre SBI Card:

Welcome Benefits: 2,000 bonus reward points equivalent to Rs. 500 on payment of the joining fee.

Rewards Program: You can earn reward points as per the below details:

  • 5 reward points on spending every Rs. 100 at Landmark websites and stores – Spar, Max, Lifestyle and Home Centre
  • 1 reward Point on every Rs. 100 spent on retail purchases except fuel
  • 4 reward points = Rs. 1

Milestone Benefits: Overall milestone benefits up to 16,000 reward points worth Rs. 4,000. Additionally, you can also earn 8,000 reward points on spending Rs. 2 lakh and above in a calendar year. Additional details are mentioned below:

Annual Spend at Landmark Stores Reward Points
Rs. 20,000 1,000
Rs. 45,000 2,000
Rs. 95,000 5,000

Fuel Surcharge Waiver: 1% fuel surcharge waiver on spending in the range of Rs. 500 and Rs. 3,000, up to a maximum waiver of Rs. 100 every month.

Renewal Benefits: 2,000 reward points worth Rs. 500 within 30 days of the payment of renewal fee.

Reward Redemption: SBI reward points can be converted into Landmark Points at a rate of 1 LMR= 2.4 RP.

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Other Lifestyle Home Centre Series Credit Cards by SBI

Lifestyle Home Centre SBI Card Prime Lifestyle Home Centre SBI Card Select

Lifestyle Home Centre SBI Credit Card Fees and Charges

Fees and charges associated with Lifestyle Home Centre SBI Card are mentioned in the table below:

Fee/Charge Amount/Rate
Joining Fee Rs. 499
Renewal Fee Rs. 499
Finance Charges 3.50% per month (42% per annum)
Late Payment Fee For Statement Balance

  • Less than Rs. 500 – Nil
  • Rs. 500 up to Rs. 1,000 – Rs. 400
  • Rs. 1,000 up to Rs. 10,000 – Rs. 750
  • Rs. 10,000 up to Rs. 25,000 – Rs. 950
  • Rs. 25,000 up to Rs. 50,000 – Rs. 1,100
  • Amount over Rs. 50,000 – Rs. 1,300

Suggested read: Best Credit Cards in India

Lifestyle HC SBI Card Eligibility Criteria

In order to apply for Lifestyle HC SBI Card, the applicant should fulfill the following eligibility criteria:

  • Age limit: 23 to 60 years
  • Income criteria: The income criteria is decided by the bank but is lower than that required for the Select and Prime variants
  • The applicant should have a good credit score to apply for this card
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Documents required for Lifestyle HC SBI Card

The applicant should submit valid proofs of identity, address and income as mentioned in the table below:

Proof of Identity PAN Card, Aadhaar Card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job Card issued by NREGA, Letters issued by the UIDAI
Proof of Address Aadhaar Card, Driver’s License, Passport, Utility Bill not more than 3 month’s old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job Card issued by NREGA, Bank Account Statement
Proof of Income Latest one or 2 salary slip (not more than 3 months old), Latest Form 16, Last 3 months’ bank statement

How to Apply for Lifestyle HC SBI Card

Lifestyle Home Centre SBI Card is not sourced through Paisabazaar.com. You can apply for this credit card online by visiting SBI Card’s website. Alternatively, you can also apply for this card by visiting the nearest branch of SBI Bank and filling the offline credit card application form.

Suggested read: Best Shopping Credit Cards in India

Lifestyle HC SBI Card FAQs

When will I get the welcome benefit on Lifestyle Home Centre SBI Card?
Welcome benefit of 2,000 reward points is credited to your account within 30 days of the payment of joining fee.

Will I get same reward points on both online and offline shopping at Landmark Stores?
Yes, you will earn 5 reward points for every Rs. 100 spent on both online and offline transactions done at Landmark stores and portals.

Will I get the renewal benefits of 2,000 points every year?
You will get the renewal bonus of 2,000 reward points into your account within 30 days of the payment of renewal fee every calendar year.

Will I earn reward points on fuel transactions as well?
No, you will only get fuel surcharge waiver on this card. No reward points can be earned on fuel transactions.

Suggested Read: Best Fuel Credit Cards with Cashback & Surcharge Waiver in 2025

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