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1st Year Fee: ₹50,000* Plus Applicable Taxes
Lounge Access
Unlimited free airport lounge visits globally
Travel
Zero forex markup; hotel & flight discounts
Dining
Up to 25% off on dining via District or Zomato
Author: Lepakshi Phogat
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RBL Bank Lumière Credit Card is an invite only premium credit card that comes with substantial travel benefits, along with other lifestyle-related features. Unlimited airport lounge access, airport meet-and-greet services, zero forex mark-up, discounted flights and hotel stays, luxury hotel voucher and membership, and 1:1 reward points-to-miles transfer ratio make this card a true travel credit card.
Moreover, this card further enables the cardholder’s elevated lifestyle by offering fine-dining discounts, unlimited complimentary golf rounds and a dedicated Lumiere platform for accelerated reward earnings, reward redemption, and travel discounts. Suitable for high net worth individuals who travel frequently, this RBL credit card allows the cardholders to maximise their value-back on their spends. However, the cardholders may also have to navigate certain constraints such as limited travel partners for points-to-miles transfer and low reward rate beyond the Lumiere platform. Read on to know about the fees, features and benefits of RBL Bank Lumière Credit card in detail.
Note: This Card is not available on Paisabazaar. The content on this page is for information only. To express interest in this card, please visit RBL Bank’s website.
Reward Program
Welcome Benefits


Complimentary Airport Lounge Access
Other Travel Benefits
Other Benefits
Pay Your Credit Card Bill via Paisabazaar to Unlock a FREE Airport Lounge Visit with PB Pass!*
| Particulars | Amount |
|---|---|
| Joining/Annual Fee | Rs. 50,000 + Applicable Taxes |
| Forex Mark-up Fee | Nil |
| Finance Charges | Up to 3.99% per month or 47.88% per annum |
| Late Payment Charges | 12.5% of total outstanding amount, subject to a min. of Rs. 5 and a max. of Rs. 1,300 |
You are a frequent traveller, like to stay at premium hotels and often make international purchases
You want a premium credit card with airport privileges like meet-and-greet services and lounge access with guest visits
You are looking for a credit card with unlimited complimentary golf rounds
You can maximise your savings through rewards through RBL Lumiere platform
Travel4.0/5
Reward Rate3.0/5
Lounge Access4.0/5
Dining Benefits3.5/5
RBL Lumiere Credit Card provides premium travel and lifestyle benefits to the cardholders. It offers complimentary lounge access, including free guest visits, without any spending criteria, alongside other airport services, savings on travel spends, and zero forex markup, making domestic as well as international travel more convenient. Furthermore, it also offers luxury hotel membership and vouchers as joining benefits. Other lifestyle-related spends, including dining and golf, also come with exclusive value-back offers, thus helping the cardholders maximise their savings while maintaining a premium lifestyle.
Everything you need to know about this credit card
Club Marriott membership includes up to 25% off on food and beverages for up to 10 guests at hotels in India and 20% at hotels in Asia Pacific, 20% off on the best available rate for rooms, 20% off on spa services, 15% off on “Marriott Bonvoy On Wheels” orders and complimentary add-on spouse membership for Club Marriott members.
ITC Culinaire membership includes room upgrade to the next category for up to 3 nights, 2nd night free stay, including buffet breakfast in a standard room on BAR, up to 50% savings on food and beverage at all-day dining restaurants for up to 4 guests, 50% off on spa therapies, 20% savings on dining, up to 3% earnings of Green Points on eligible food and beverage and stays, 20% savings on laundry and spa, and 2X Green Points during birthday week
For points-to-miles transfer of RBL Lumiere credit card reward points, first log in to lumiere.rbl.bank.in and go to Points Transfer section. Then select your preferred hotel or airline partner and enter the number of reward points you wish to transfer. Next, submit your request by entering the OTP sent to your registered mobile number or email address.
No, you cannot redeem the accrued reward points through RBL Lumiere credit card against statement credit as cashback.
RBL Lumiere does not come with a fee waiver benefit, however some cardholders may be offered annual fee waiver based on their TRV, i.e. Total Relationship Value, with the bank.
Click here to know More Terms and Conditions
Lepakshi is a content writer specialising in personal finance and credit cards. She translates complex financial concepts into practical advice, helping readers make informed financial decisions. Whether it is helping them choose the right credit card or offering strategies to build their credit score, she writes to make personal finance less intimidating and more empowering.
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