With Kotak Mahindra Bank credit cards, you can get a good value back on your purchases in the form of reward points. You can earn reward points every time you pay via your credit card and later redeem them against future purchases and other options. Read on, to know how to redeem Kotak credit card reward points.
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Kotak Mahindra Bank lets you redeem your credit card reward points against various categories, such as travel, shopping, recharge and more. You can redeem the earned reward points via online as well as offline modes as per your convenience. Here are all the details that you must know regarding Kotak credit cards reward points redemption:
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The bank offers several ways against which you can redeem Kotak credit card reward points. You can redeem your credit card reward points against a wide variety of options from which you can pick the item of your choice. Here are the typical ways through which you can redeem your earned reward points:
Vouchers: You can redeem your earned reward points against the vouchers of top brands, such as Flipkart, Van Heusen, Myntra, Max, KFC, Pantaloons and more. However, you must remember that these brands change frequently as per the policy of the bank.
Recharges: You can also redeem your reward points earned on Kotak credit cards against the mobile recharges of various operators which include Airtel, Jio, BSNL, MTNL, Vodafone, etc.
Flight & Hotel Bookings: The bank allows you to redeem your reward points against flight & hotel bookings on one-way as well as round trips. However, this is applicable only on domestic hotel & flight bookings.
Products: You can redeem your reward points and purchase items that are available under the rewards catalogue. The categories include bags, perfumes, jewellery, home & kitchen appliances, eyewear and much more.
Cashback: Apart from the above-mentioned options, you can also redeem your reward points against cash using Kotak Bank’s net banking facility.
Also read: How to Use Credit Card Reward Points
You can redeem your credit card reward points online via rewards catalogue of Kotak Mahindra Bank. For this, you have to visit the rewards portal of the bank and redeem the reward points against your desired option. Here are the steps that you need to follow to redeem reward points earned on your credit cards:
Step 1: Visit the official website of Kotak rewards catalogue, i.e., www.kotakrewards.com.
Step 2: Choose the category from which you want to make a purchase.
Step 3: Select the items against which you want to redeem your reward points.
Step 4: Log in to your account by using your credentials.
Step 5: Complete the transaction and redeem your reward points.
The bank also allows you to redeem your earned reward points against cash credit. Follow the below-mentioned steps to avail this facility:
Step 1: Go to Kotak Bank’s net banking page.
Step 2: Enter your CRN/customer ID and password.
Step 3: Choose your credit card that has reward points balance.
Step 4: Select cash for reward redemption and complete the process.
You can use the cash credit to pay the outstanding amount or use it any way you want.
Suggested read: Popular Credit Cards in India
Apart from the online mode, you can also redeem your Kotak Mahindra Bank credit card reward points through offline mode. To redeem your reward points online, you can call on the Kotak credit card customer care and ask the representative to redeem the reward points against the desired choice. The representative will guide you regarding the redemption process.
Kotak credit card reward points redemption catalogue lets you redeem your earned reward points against a wide variety of options. The categories against which you can avail your rewards are mentioned below:
Also read: How to Use Credit Card Reward Points
Q. How to check Kotak credit card reward points balance?
A. You can check your Kotak Bank credit card reward points balance by logging in to your net banking account or the mobile app of Kotak Mahindra Bank. Apart from this, you can also check the details regarding your credit card reward points from the monthly statement that is shared on your registered email.
Q. What is “Kotakrewards”?
A. Kotakrewards is a rewards portal of Kotak Mahindra Bank that lets you redeem your earned reward points against the desired options. You can redeem your reward points against flight & hotel bookings, mobile recharges, vouchers, cash and items or products available under the rewards catalogue.
Q. What is Kotak credit card reward points value in rupees?
A. The value of reward points varies as per the variant of your credit card. The rewards structure works differently for different cards, therefore, you must read all the terms & conditions related to reward points carefully before applying for a credit card.
Q. How many Kotak credit card reward points can I redeem at a time?
A. There is no specific limit set by the bank towards the redemption of reward points. You can purchase items as per your requirements and use your reward points to purchase them through the rewards catalogue.
