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Free vouchers on top brands
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Up to 8X rewards on travel spends
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IndusInd Platinum Aura Edge Credit Card is an entry-level credit card that offers benefits primarily through its rewards program. It comes with a unique reward structure by offering points across four different plans—Home, Shop, Travel, and Party—each catering to different spending categories. Cardholders have the flexibility to choose a plan based on their lifestyle and maximize their rewards accordingly.
The card offers a reward rate of up to 4 points per Rs. 100 spent on everyday categories such as groceries, travel bookings, and departmental stores. However, for other spends, the base reward rate is quite low at 0.5 points per Rs. 100 spent.
Cardholders can choose from the plans below based on their lifestyle and spending preferences:
Platinum Aura Edge Shop Plan:
Platinum Aura Edge Home Plan:
Welcome Benefit
Fuel Surcharge Waiver
Insurance Benefits
This is mandatory field
If you spend upto ₹0/yr
Spend Rewards₹0
Milestone Benefits₹0
You save₹0
₹ 0
₹ 0
Need Help understanding?
| Fee Type | Amount | ||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Joining Fee | Nil | ||||||||||||||||
| Annual Fee | Nil | ||||||||||||||||
| Finance Charges | 3.95% p.m. | 47.40% p.a. | ||||||||||||||||
| Late Payment Charges |
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You want customizable reward points based on your lifestyle
You want multiple reward point redemption options such as cash credit, air miles, or pay with points
You are looking for a lifetime free card with basic benefits
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IndusInd Platinum Aura Edge Credit Card is a lifetime free card, best suited for consumers looking to start their credit journey due to its relaxed eligibility criteria. What makes this card stand out is its unique reward structure, allowing cardholders to choose reward plans—Home, Shop, Travel, or Party—based on their lifestyle and spending preferences. Additionally, the card offers complimentary vouchers from top brands like EaseMyTrip, Domino’s, Nykaa, Marks & Spencer, and more as welcome benefits, further enhancing its overall value.
While IndusInd Platinum Aura Edge Credit Card stands out for its unique reward structure, it falls short in terms of additional benefits. Apart from the rewards program and welcome benefits, the card does not have much to offer. The base reward rate of 0.5 points per Rs. 100 spent is quite low for general spends. However, cardholders who frequently spend on accelerated categories such as travel bookings, departmental stores, and groceries can avail better value. It is also important to note that reward redemption comes with a monthly capping, which limits the overall benefit. This card is a suitable option for consumers looking for a lifetime free card with basic benefits.
Everything you need to know about this credit card
You can apply for this credit card through our Platform by filling out the application form. Besides this, you can also apply online by visiting the official website of the bank. All you need to do is look for this credit card and submit the application form. You can also visit any of the nearest branches of the bank to apply for this card in person.
Yes, this credit card offers a fuel surcharge waiver of 1% on your fuel expenses. However, this is applicable only on your transactions between Rs. 500 and Rs. 3,000.
As soon as you notice the loss of your card or a fraudulent transaction, you must inform the bank by calling on the customer care number – 1860 267 7777. The representative will ask a few questions for confirmation and block your card.
You can check the application status of your card by visiting the official website of the bank. You are required to enter the application number to track your status. Besides this, the bank also sends a text on your registered mobile number regarding your application status.
The credit limit varies from applicant to applicant. The bank decides your credit limit after scrutinizing your application form. Your credit limit is decided based on your income, payment history, debt and more. Therefore, you will get to know about your credit limit when you receive your credit card.
IndusInd Platinum Aura Edge Credit Card charges a forex markup fee of 3.5% on your foreign currency transactions.
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Shruti Sharma
Shruti Sharma is a skilled content writer with a passion for simplifying personal finance for consumers. Specializing in credit cards and financial planning, she offers valuable insights that empower individuals to make informed financial choices. Through her writing, she shares practical tips and guides readers through the nuances of credit card usage.
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