ICICI Personal Loan Status: Track Application & Check Active Loan Online

ICICI Bank Personal Loan is an ideal choice to make for those looking for instant funds to deal with a financial situation including a marriage, vacation, home renovation, medical emergency, etc. Offered up  to Rs. 20 lakh, ICICI Bank Personal Loan can be availed online without any hassle and can be repaid within a flexible tenure ranging from 12 to 60 months. Customers can track the status of their personal loan application or know the status of their active loan both online and offline.

How to track ICICI Personal Loan Application Status

You can track the status of your personal loan application online by following the steps given below:

1. Go to the Check Loan Application Status page on ICICI Bank’s website
2. Fill out your Reference Number and Form Number
3. Click on ‘Submit’

In case you have forgotten your reference number and Form number , follow the below mentioned steps:

1. Go to ‘Forgot Your Reference Number’ section
2. Fill your name, date of birth, product (type of loan), loan amount and PAN number
3. Click on ‘Submit’

Or

You can also track the status of your personal loan application by following the steps given below:

1. Visit the official website of ICICI bank https://www.icicibank.com/.
2. Click on ‘Products’ and select ‘Personal Loan’.
3. Click on ‘More’ and select ‘Check Loan Application Status’.
4. Fill in details like your mobile number, date of birth and OTP/application number and click on Continue to check the status of your application.

Using iMobile app:

You can also check the status of your personal loan application using the bank’s iMobile application by simply following the steps given below:

1. Log in to iMobile app.
2. Select the ‘Cards, Loans & Forex’ option from the Home menu.
3. Click on ‘Loan Account’.
4. Under the ‘Loan Account’ option, tap on the ‘Track New Loan’ button.
5. Enter the required details and click on ‘Submit’.

Call:

You can check the status of your loan application by calling up the bank’s customer care department on 1860-120-7777 between 08:00 a.m. and 08:00 p.m. from your registered mobile number.

Branch Visit:

You can check the status of your personal loan application by visiting the nearest ICICI bank branch. To locate the nearest ICICI Bank branch, you can use the Branch Locator on the ICICI website.

How to Register Online for ICICI Personal Loan Account

You can register online for your ICICI Bank personal loan account by following the steps given below:

1. Visit the official website of ICICI bank https://www.icicibank.com/

2. Click on ‘New User’ located at the top right corner of the homepage.

3. You can start using internet banking by simply using your User ID and Password provided to you in the welcome kit.

4. In case you have forgotten your User ID or password and have a registered mobile number, you can instantly get your User ID on your registered mobile number and immediately set up a new password online.

Details Required to Check Personal Loan Status

The following details are required to check the status of your ICICI Bank personal loan:

• Loan Account Number and/or
• Online banking credentials

How to check ICICI Personal Loan Status Online

You can check the status of your active personal loan online using any of the following means given below:

1. Via Net Banking:

Once you have successfully registered yourself for net banking on the bank’s official website, you can check the status of your active personal loan by following the steps given below:

1. Visit the official website of ICICI bank https://www.icicibank.com/ . Click on ‘Login’.

2. On the subsequent page, provide your User ID/Registered mobile number and password to log in.

3. Once you have successfully logged in using your User ID or your registered mobile number, you can check the status of your active personal loan.

2. Via Mobile Application:

ICICI bank lets you track the status of your active personal loan using the bank’s iMobile application that is available for both Android and iOS users. Simply download the app and log in to your account to check the status of your active personal loan.

How to check ICICI Personal Loan Offline

You can check the status of your active personal loan offline by visiting the nearest branch office or calling up the bank’s customer care toll-free number.

• Branch Visit: You can check the status of your active personal loan by visiting the nearest ICICI bank branch. To locate the nearest ICICI bank branch click on maps.icicibank.com/mobile
• Call: You can also know the status of your active personal loan by calling up the bank’s customer care department at 1860-120-7777 between 08:00 a.m. and 08:00 p.m. from your registered mobile number

FAQs

Q1. How to track ICICI bank personal loan status?

You can check the status of your ICICI bank personal loan via the following ways:

• Online: You can check the status of your ICICI bank personal loan online through net banking or using the bank’s iMobile app
• Offline: You can also track your ICICI bank personal loan offline by visiting the nearest branch office or by calling up the bank’s customer care department

Q2. What is the minimum and maximum loan amount that I can borrow from ICICI Bank?

The minimum loan amount that you can borrow from ICICI bank is Rs. 50,000 and the maximum loan amount is Rs. 20 lakh.

Q3. What is the interest rate on ICICI Bank Personal Loans?

The interest rate for ICICI bank personal loans starts as low as 11.25% p.a.

Q4. How can I apply for ICICI bank personal loan?

You can apply for a personal loan from ICICI bank via any of the following means:

• Official Website: Visit the official website of ICICI bank
• Branch Visit: Visit the nearest branch office and fill and submit the personal loan application form
• You can also apply for a personal loan at Paisabazaar.com, which is an online financial platform and lets you avail the loan without any hassle

Q5. Is the top up facility available on existing Personal Loan?

Yes, top up facility is offered to an individual if he has already paid 12 EMIs of his existing loan with the bank.

Q6. Does the bank offer an instant personal loan?

Yes, the bank does offer pre-approved personal loans to its existing customers provided they are eligible for the loan. The bank claims to transfer the loan amount directly to their bank account in just 3 seconds*. However, this is applicable only for select customers upon completion of online verification and acceptance of final offer.

Q6. What are the different ways in which I can repay my ICICI bank personal loan?

You can repay your ICICI bank personal loan in EMIs. You can opt for auto debit mandate in case you have an ICICI bank account or opt for NACH mandate in case you have an alternate bank account.

Q7. What is the period of repayment for ICICI Bank personal loans?

The loan tenure can range between 12 – 60 months.

Q8. What is the maximum amount that can be borrowed on ICICI bank personal loans?

Customers can avail a loan ranging between Rs. 50,000 to Rs. 2 lakh depending upon their eligibility, income and repayment capacity.

Q9. Do I need to provide a collateral or security when applying for a personal loan?

No collaterals or security is required to avail personal loans.