ICICI Bank Expressions Credit Card

Reward Points – Features include:

• 3 PAYBACK Points per Rs. 100 spent on retail purchases, except for fuel
• 1 PAYBACK Point is earned on utilities and insurance spends, including government transactions

Note: From 5 Feb 2024 onwards, rent payments and e-wallet loading transactions will not accrue any reward points.

Movie Offer – Up to Rs. 100 off on purchase of 2 movie ticket via BookMyShow, the offer can be availed twice a month.

Dining Offers – Up to 20% off on dining bill at over 2,000 partner restaurants.

Fuel Surcharge Waiver – Fuel transaction up to Rs. 4,000 will not incur a fuel surcharge.

Annual Fee Reversal – Annual fee will be waived if spends cross Rs. 1.50 lakh.

Lounge Access – 1 free domestic airport lounge visit per quarter on spending minimum Rs. 35,000 in the previous quarter.

Visa Offers – Avail exclusive Visa offers that are regularly updated on your credit card.

Read full review of the ICICI Bank Expressions Credit Card here. 

Category	Amount
Joining Fee	Rs. 499
Annual Fee	Rs. 499
Finance Charges & Interest on Cash Advance	3.40% per month/40.80% annually
Late Payment Fee	Nil for amount less than Rs. 100 Rs. 100 for amount between Rs. 100 and Rs. 500 Rs. 500 for total amount due greater than Rs. 501 and up to Rs. 10,000 Rs. 750 for total amount due greater than Rs. 10,000

Click here to check other associated fees and charges.

You must have a good credit score and also meet the below-given eligibility criteria in order to successfully avail the ICICI Bank Expressions Credit Card.

Criteria	Details
Occupation	Offered to both Salaried and Self-employed Applicants
Serviceable Cities	Click here for the list of eligible cities
Documents Required	Click here for the list of acceptable documents

You can easily apply for this credit card by visiting the official ICICI Bank website. You can even visit ICICI Bank branch to apply for the credit card.

Can I get the same image printed on the replacement credit card?
Yes, you can get a replacement ICICI Bank Expressions Credit Card with the image that was printed on your last Expressions Credit Card.

How can I change the image on my current ICICI Bank Expressions Credit Card?
You can get a new image printed on your credit card by placing a replacement credit card request. You can do this by contacting ICICI Bank credit card customer care centre. The number is 1860 120 7777.

Are there any Image guidelines that I must follow if I want to get a custom image on the credit card?
Yes, customers cannot have the following images printed on their credit card:

• Trademarked/Copyrighted
• Uniform Resource Locators (URLs), account numbers, Telephone Numbers, or email addresses
• Celebrities and other famous people
• Provocative, Sexual, nude images of humans
• Violent, racist, offensive images
• Firearms
• Portrayals of anti-social or obscene behaviour
• Images with a focus on drugs, alcohol, smoking, or gambling
• Religious or political images
• socially unacceptable groups or political statements
• Text unless benign
• Images that might hurt network partners
• Images with money/currency as focus
• Reference to Olympic games
• Distinguishable markings of Card Processing Associations
• Images of profanity or obscenity
• Images showing ICICI Bank, ICICI Logo, ICICI Debit Card
• Images showing other banks or financial institutions
• Flags, Emblems, or Logos of the Indian Constitution or any other country

How long will the ICICI Bank Expressions Credit Card remain valid?
The validity for the ICICI Bank Expressions Credit Card is 4 years from the date of issuance.

Is there an annual fee waiver on this credit card?
Yes, users do not have to pay the annual fee as long as they spend over Rs. 1.50 lakh.