What are the Details Required to Check HDFC Bank Personal Loan Status?
| Applicant’s Name | Reference Number |
| Mobile Number | Date of Birth |
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How to Check HDFC Bank Personal Loan Application Status Online?
Applicants can track their personal loan status of HDFC Bank online in two ways through bank’s website:
Check HDFC Bank Personal Loan Application Status Through Loan Tracker
Customers can visit the official website of HDFC Bank and follow these steps to track HDFC personal loan application status.
- Step 1: Visit HDFC Bank’s official website and click on ‘Personal Loan’ tab.
- Step 2: Go to the ‘Manage Your Loan’ section and click on ‘Track Your Application.’
- Step 3: HDFC Personal Loan tracker will open in a new tab. Enter applicant’s name or reference/proposal number.
- Step 4: Enter Date of Birth or Mobile number.
- Step 5: Submit the details.
By following the above-mentioned steps, applicants will be able to check their HDFC Personal Loan Application.
Check HDFC Bank Personal Loan Application Status Through Mobile Number
Applicants can easily track their HDFC Bank Personal Loan application status through their mobile number by following the below-mentioned steps:
- Step 1: Visit HDFC Bank’s official website and click on ‘Personal Loan’ tab.
- Step 2: Go to the ‘Manage Your Loan’ section and click on ‘Resume Your Application.’
- Step 3: A new tab for HDFC personal loan application tracking will open. Enter your mobile number as mentioned in the loan application form and click on proceed.
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How to Check HDFC Personal Loan Application Status Offline
- Through customer care: Applicants of personal loans can call on the HDFC Bank Personal Loan Customer Care Number—1800 202 6161 / 1860 267 6161 (between 8:00 a.m. to 8:00 p.m. on all days including Sundays and Bank Holidays) to know their personal loan status.
- Through nearest branch: Applicants can also visit the nearest HDFC Bank branch to know their HDFC personal loan status. Please note that you should keep your loan reference number handy to enquire about the same.
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What are the Factors Affecting HDFC Bank Personal Loan Application?
Several factors that may affect your HDFC Personal Loan Application are as follows:
- Location: Your residence determines the minimum salary amount you would be eligible for HDFC Personal Loan, and so, it plays an important role in your HDFC Personal Loan Application. The minimum salary amount is higher in the metropolitan cities such as Delhi, Mumbai, etc.
- Income: Higher your income, better the HDFC Personal Loan amount. A higher income also indicates a better loan repayment capacity.
- Existing Loans/advances: Having existing debts may also play a major role in determining your personal loan interest rate and loan amount for HDFC Bank. Many banks consider the EMI/NMI ratio before approving their personal loan application.
- Credit History: Your credit score is calculated based on your credit history. It is one of the most crucial factors that the bank considers in determining the HDFC Personal Loan Interest Rate, amount and tenure. Any discrepancies in your credit history may get your HDFC Personal Loan Application rejected. At present, HDFC Bank has set the minimum credit score of 650 for determining its HDFC Bank Personal Loan Eligibility.
- Employment: As per HDFC Bank, employees of private limited companies, employees from public sector undertakings, including central, state and local bodies are eligible to avail HDFC Bank Personal Loan.
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FAQs
1. How can I track my HDFC Personal Loan Application status?
Ans: You can check your HDFC Personal Loan Application Status by clicking on the ‘Track my Application’ tab on the official website of the bank. You can also call HDFC Bank Customer Care Number or visit the nearest HDFC Bank branch.
2. How many days it will take to approve personal loan in HDFC Bank?
Ans: HDFC Bank may take 3 to 7 days to approve personal loan.