RBL Bank Freedom SuperCard
RBL Bank Freedom SuperCard is a credit card backed by fixed deposit. This secured credit card comes with fuel charge waiver and exclusive offers on travel, shopping, movies, and airport lounge access coupled with annual rewards worth Rs 11,500 and more. Besides offers and rewards, cardholders can take personal loan for 3 months at no processing fee in times of financial crunch. The tap & pay feature is also available to card users for up to Rs 5,000 at a time.
Freedom SuperCard is globally accepted and can be accessed at any ATM in India or overseas that displays the MasterCard, Cirrus, Visa, or Maestro sign. Cardholders can purchase in any currency and pay back later in Indian Rupees. Also, card users are covered by Zero Fraud Liability, in case card is lost or stolen, if informed to RBL 24×7 Customer Service.
RBL Bank Freedom SuperCard Highlights | |
Card Type | Secured Credit Card (Backed by FD) |
Credit Limit | 100% of FD |
Offers | Fuel surcharge waiver, Airport lounge access, Book My Show 1+1 offer and various shopping offers |
Rewards | Earn 1 reward on every Rs 100 spend and 2X reward point on all online spends |
Welcome Benefit | Get 2,000 reward point on spending Rs. 2,000 within 30 days of secured credit card issuance |
Freedom SuperCard Offers
- Get 1+1 Bookmyshow offer (up to Rs. 200) on movie tickets, on any 1 day of the month
- Get 4 complimentary domestic lounges at all major airports in India in a year
- Maximum limit of 1 complimentary airport lounge access in a quarter
- Fuel surcharge waiver of maximum Rs. 100 per month
Also Know: Pros and Cons of Secured Credit Cards
Freedom SuperCard Reward Points
The cardholders can earn following rewards on their card:
- Welcome Gift: Get 2,000 reward points credited on payment of joining fee and spending Rs 2,000 within 30 days of card issuance (Not applicable to First Year Free cards)
- 1 reward point credited for every Rs 100 spend
- Earn 2X reward points on all online spends, except for online purchases made on Insurance, Rent Payments, Utilities (including Bills2Pay), Education and Wallet Load. (Maximum: 1,000 reward points)
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Freedom SuperCard Benefits
RBL Bank Freedom SuperCard offers you a range of credit card services with credit limit of 100% of fixed deposit. The cash limit is available for up to 75% of the credit limit. Cardholders can enjoy following benefits:
- Get next year annual fee waived off on spending Rs. 75,000 in a year
- Buy Now, Pay Later facility
- Convert purchases of Rs 3,000 or above into EMIs
- Unlimited interest-free withdrawal from all ATMs in India up to the billing date
- Transfer Balance facility wherein card users can transfer other bank’s credit cards outstanding to Freedom SuperCard at lower interest rates
- Personal loan at 1.16% p.m. for 3 months with no processing fee
- Cash Advance facility – credit-free period of up to 50 days
Fees & Charges of RBL Bank Freedom SuperCard
Particulars | Charges |
Annual Membership Fee | Rs 999 (from 2nd year onwards) |
Joining Fee | Rs 999 |
Add-on Card Fee | NIL |
Finance Charges (Retail purchases and Cash) | 3.99% p.m. (up to 47.88% p.m.) |
Cash Advance Transaction Fee | 2.5% of the cash amount |
Overdue Penalty/Late Payment Fee | 15% of total amount due (Min Rs 50, Max Rs 1,000) |
Over Limit Penalty | Rs 600 |
Card Replacement (Lost/Stolen/Reissue/any other replacement) | NIL |
Duplicate Statement Fee | NIL |
Cardholders can get access to their credit card account through RBL MyCard Mobile App for paying bill, checking statement, viewing previous activity, paying EMIs and rest card PIN.
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