Starting from Rs. 50,000, DCB Bank Personal Loan goes upto Rs. 5 lakh and can be availed to deal with any personal reason including a wedding, vacation, medical emergency, home renovation, purchase of consumer durables, etc. The tenure for DCB Bank personal loan varies from 12 to 60 months and is decided by an individual as per his repayment ability. Also, with minimum documentation and quick loan processing, you can apply for the loan without any inconvenience.
DCB Bank Personal Loan Toll-Free Customer Care Number
Phone number: 1800 209 5363
E-mail: customercare@dcbbank.com
DCB Bank – Customer Care Number for NRIs
Phone number: 91 22 61271000
India Toll Free number: 1800 123 5363 / 1800 209 5363
Email: nri@dcbbank.com
How to Submit a Complaint at DCB Bank?
- Click here
- Fill your personal information like name, email ID, address, bank details, etc.
- Mention your complaint in detail
- Click on ‘Submit’
After submitting the complaint form, you will get a complaint ticket number that is necessary for tracking the status of complaints in future.
DCB Bank – Grievance Redressal
If the customer care team or the branch can’t resolve your issue or you do not get a reply from the bank within 10 working days, you can approach the head nodal official at the Corporate and Registered Office:
DCB Bank Limited
6th Floor, Peninsula Business Park, Tower A, Senapati Bapat Marg, Lower Parel, Mumbai-400013.
Tel: +91 22 6618 7099 Fax: +91 22 6658 9971
E-mail: nodal.officer@dcbbank.com
If you want you may also get in touch with the senior management at the corporate office. You will receive communication within 10 working days of escalating your complaint. Please mention all the particulars of the complaint, with your account number, customer ID, title of the account, branch name, telephone number, the preferred contact address, and e-mail ID.
Further, if the bank can’t furnish you with a satisfactory solution within a month, you may connect with the Banking Ombudsman named by the Reserve Bank of India.
FAQs
Q. What are the minimum and maximum advance amounts that can be availed from DCB?
Ans. You can apply a personal loan ranging from Rs. 50,000 to Rs. 5 lakh.
Q. What is the tenure offered by DCB for a personal loan?
Ans. DCB Bank offers flexible time period ranging between 12 months to 60 months.
Q. How quickly would I be able to get DCB Bank personal loan?
Ans. The bank usually takes 3 to 4 working days to disburse the loan amount in your account.
Q. Can I pre-close DCB personal loan?
Ans. Yes, you can pre-close DCB personal loan simply after you have paid the twelth EMI. The foreclosure charge is 5% in addition to relevant GST.
Q. What is the eligibility for availing a DCB personal loan?
Ans. The below-mentioned individuals can avail a DCB personal loan:
- Salaried individuals: Employees of public/private limited organizations, multinational corporate, government representatives and reputable partnership firms
- Self-employed professionals: Professionals like charted accountants, company secretaries, cost work accountants, engineers, doctors, architects and more.
- Self-employed non-professionals: Merchants, small dealers, agents, consultants, and so forth.
Q. What is the processing fee of DCB Personal Loan?
Ans. There is a processing fee of 2% + GST of the loan amount.