| Interest rate | As per Applicant Profile |
| Loan Amount | Up to Rs. 5 lakh |
| Eligible Applicant Category | Salaried Individuals |
| Eligible Applicant Age | 25 years to 60 years |
| Processing Fees | Up to 3% of loan sanctioned |
| Loan Tenure | Up to 60 months |
DCB Bank Personal Loan
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15.6L Reviews

Get up to ₹50 Lakhs starting at 9.98%
15.6L Reviews
Wide Choice
Curated offers from 30+ lenders
Quick Disbursal
Money in your account instantly
SmartMatch
Offers ranked according to eligibility
Digital Process
Hassle-free & paperless
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How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
DCB Bank Personal Loan Highlights
Features of DCB Bank Personal Loan
The following are some key features of a DCB Bank personal loan:
| Loan Amount | Minimum: Rs. 1 lakhMaximum: Rs. 5 lakh |
| Repayment Tenure | 1 year to 5 years |
| Collateral | Not Required |
| Mode of Repayment | You can pay the loan EMIs via Electronic Clearance System (ECS), Standing Instruction (SI), National Automated Clearing House (NACH) or Post Dated Cheques (PDC)s. |
DCB Bank Personal Loan Interest Rates
DCB Bank offers competitive personal loan interest rates that vary from applicant to applicant depending on the profile and the desired loan parameters. Key factors which may affect the interest rate applicable to a personal loan are:
Eligibility Criteria for DCB Bank Personal Loan
Documents Required for Personal Loan Application
Following is the list of key documents generally required when applying for a personal loan:
Processing Fees and Other Charges
The following are key fees and charges associated with a personal loan from DCB Bank:
| Particulars | Charges* |
|---|---|
| Processing Fee (Non Refundable) | Up to 3% of the personal loan amount. |
| Prepayment Charges | Up to 5% of the principal outstanding. |
| Collection Charges (Applicable in cases of default) | Rs. 100 per call and Rs. 250 per visit made to recover the loan dues. |
| Penal Interest | 3% per month of the overdue amount on account of delay in payment of interest/ principal. |
| Cheque /ECS Swap Charge | Rs. 500 per event. |
| Cheque Bounce Charge | Rs. 500 per event. |
*Additional taxes may apply. Moreover the Bank can change the charges without prior notice.
DCB Bank Personal Loan Customer Care Number
The following are the different ways you can contact the customer care department of DCB Bank:
For Resident Indians
For NRIs
Alternatively, you can write to DCB Bank at the following address:
DCB Bank Limited,
P.O. Box No. 7643,
Malad (West),
Mumbai 400064, India.
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
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FAQs
What is the turnaround time for DCB Bank personal loan?
DCB Bank generally takes 3-4 working days from the receipt of application form and documents to disburse the loan amount.
What are the minimum and maximum personal loan amounts offered by DCB Bank?
DCB Bank offers a minimum of Rs. 1 lakh and a maximum of Rs. 5 lakh as a personal loan.
How much does DCB Bank charge as processing fee on personal loans?
DCB Bank charges 2-3% of the personal loan amount as processing fee. The exact processing fee is communicated to the applicant through the personal loan agreement.
Can I foreclose my personal loan account with DCB Bank?
Yes, you can foreclose your personal loan account with DCB Bank after completing payment of at least 12 EMIs. Foreclosure charges at the applicable rate as mentioned in the loan agreement will be applicable.
What is the maximum repayment tenure offered on DCB Bank personal loan?
DCB Bank allows a maximum of 5-year repayment tenure on personal loans.
What is the interest rate for DCB Bank personal loan?
The interest rate on DCB Bank personal loan is not fixed, and depends on your profile and bank’s discretion.
What are the prepayment charges for DCB Bank personal loan?
The prepayment charges on DCB Bank personal loan correspond to 5% of the outstanding principal.
How can I calculate the EMIs for my personal loan taken from DCB Bank?
You can use Paisabazaar personal loan EMI calculator to know the EMIs of your personal loan taken from DCB Bank.
What is the toll-free customer care number of DCB Bank?
The toll-free customer care numbers of DCB Bank are 1800-123-5363 and 1800-209-5363.
Do I need collateral to avail a personal loan from DCB Bank?
No, you don’t need to pledge any collateral or security to avail a personal loan from DCB Bank.
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