Canara Bank Mobile Banking

Below listed are the wise range of mobile banking services offered by Canara Bank:

• FASTag issuance
• Loan repayment service
• Avail Pre-approved credit card/debit card through mobile banking
• Apply for locker facility
• Basic utilities bill payment
• Cardless cash withdrawal
• Generation of credit score
• Bookings of flight and cab
• Mobile recharge
• Instant OD for Premium Payroll Accounts
• Loan against fixed deposits
• Opening/Closing of Fixed Deposits & RD
• Pay to Contact or Mobile Number
• Scan & Pay QR codes using Bharat QR and much more

Canara Bank has launched mobile banking applications to help their customers make their banking and transaction experience better and easier.

Before downloading the apps to use Canara Bank mobile banking, there are certain prerequisites that a user must meet. These prerequisites are needed so that there are no complications or delays when installing and setting up the application. This will also allow for easy access and prevent future complications.

• Mobile Number Registration – Account holders will be required to have a registered mobile number for verification. It becomes essential for all the account holders to make sure that their mobile number is registered with the bank
• Active debit card – Make sure that the debit card is active. The debit card is required for successful activation of the Canara Bank mobile banking app

Canara Bank mobile banking apps are designed and made in such a way that they deliver the maximum and are easy to understand and operate. The apps have specific features that make them appealing to customers.

• Keep all the accounts in check – Using Canara Bank Mobile Banking app Canara ai1, account holders can keep a check on all the account transactions (debit or credit). This will help account holders to stay updated of all the transactions in their account
• One Banking Solution – Canara Bank Mobile Banking app allows its account holders to access all the banking services at the convenience of their home. Account-holders can use Canara Bank mobile banking apps to check account summary, invest in FD / RD online, pay EMIs, schedule payments, and make utility bill payments and much more
• Multiple accounts – Canara Bank mobile banking app can easily manage multiple accounts in one application only

• User personalisation: The applications are customisable as per the user’s requirements. Each account is tailored for the user and his/her needs
• Secure transactions: Canara bank mobile banking has made e-transactions more secure and reliable. It is safer than carrying extra amounts of cash and also removes that risk of losing the debit and credit cards
• Special offers: There are special ‘app-only’ offers that one can use to their advantage and get discounts on services when using the Canara mobile banking apps
• Account management: Easily analyse and oversee bank account from transaction history to know the position of the loan account. Account management is a one-click process that takes no extra effort
• SMS and Phone banking: The Canara bank mobile applications provide SMS banking and phone banking facilities that allow its users to get information about the status of their bank account via phone calls and SMS texts in real-time. This is especially advantageous for those who might not have access to the internet at the moment or are using an older mobile phone version.

Q. What kind of account is needed to use Canara bank mobile banking apps?
Ans. To use the Canara bank mobile apps, one can have any type of account i.e. savings account, current account, business account etc.

Q. How can user change MPIN / Passcode?
Ans. Canara Bank Mobile Banking user can change MPIN / Passcode under the “Profile” section. He/she will be required to follow the below mentioned steps –

• Go to the ‘Profile’ section and click on ‘Change MPIN’
• Enter old MPIN & new MPIN & re-enter to validate and then click on ‘Confirm’

To change Passcode, follow the steps mentioned below –

• Go to the ‘Profile’ section and click on ‘Change Passcode’
• Enter old Passcode & new Passcode & re-enter to validate and then click on ‘Confirm’

Q. Is fund transfer facility available on Canara Bank Mobile Bank?
Ans. Yes, one can send and transfer funds to other accounts. Users can also transfer money to people’s account in a different bank altogether.

Q. Are there any repayment facilities?
Ans. Canara bank mobile apps allow the user to take loans; EMI transaction and payment of bills like electricity, water and others can also be easily done via these mobile banking applications.

Q. Is it important to have the debit card in order to register for Canara bank mobile banking?

Ans. The debit card is required for successful activation of the Canara Bank mobile banking app. It is suggested not to activate the app if the debit card is blocked or deactivated as it could lead to unwanted complication and delay.