Kotak Mahindra Bank Account Number

Not just because of its banking services, but associated features such as insurance have made Kotak Mahindra a popular brand among private banks. Opening an account with Kotak Mahindra Bank is quite easy and hassle-free. You are given a Kotak Mahindra Bank account number when you open a savings account. Below discussed are the details of Kotak Mahindra bank account, along with its structure, how to check, and types.

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Structure of Kotak Mahindra Bank Account Number

Kotak Mahindra Bank provides 14-digit account numbers to its customers. However, some of its bank account numbers are in different digits, as mentioned below:

• Kotak Mahindra Bank has an account number of 14 digits generally.
• However, the bank offers customised account numbers of 10 digits for various accounts.
• Kotak 811 account has the account number of 8 digits

How to check Kotak Mahindra Bank Account Number

Kotak Mahindra Bank account number check can be performed by various methods as mentioned below:

Passbook: Kotak Mahindra Bank savings account can be seen on the passbook provided at the time of account opening.

Netbanking: Kotak Mahindra bank accountholders can login to their netbanking account and check all their account numbers allocated on the web portal.

Mobile Banking: Kotak Mahindra Bank mobile banking customers can login to their mobile app and see all account numbers in one place.

Cheque: The Kotak Mahindra Bank account number and every cheque leaf are also mentioned on the chequebook.

Toll-free Number: Kotak Mahindra bank account number can be checked by dialing the bank’s toll-free number and connecting with the customer care representative.

Steps to Open Kotak Mahindra Savings Account

• Initially, the individual is requested to access and fill the eligibility form associated to a savings account. This form is available online from the bank’s official website or other intermediate sources. After the submission of the form, a specific tool automatically analyses it to check the applicant’s eligibility, as well as custom-made account (savings) options.
• Secondly, the applicant is permitted to analyse the different savings account choices which are offered by the concerned tool interface. He/she can select the suitable option as per his/her convenience and requirements.
• Finally, the applicant will receive an immediate e-approval after the successful online form submission.
• A new Kotak Mahindra Bank account number will be issued to him.

Types of Kotak Mahindra Savings Account

Accessing your Kotak Mahindra Bank account number and mobile banking services are followed when you have actually made a selection regarding the type of savings account you wish to run with the bank.

Below mentioned are certain savings account options that are offered by Kotak Mahindra:

a) 811 Digital Bank Account

For opening this account you require to submit your Aadhar Card details and get the instant access to your savings account. Kotak’s 811 Digital savings account is a no commitment and zero balance savings account. You can get 6% interest per annum on the available amount in your savings account. Free amount transfer is also the key feature of this account. The account holder also gets a new 811 Virtual Debit Card that can be used for online shopping.

b) Edge Savings Account

For managing an Edge Savings Account, an AQB valuing Rs. 10,000 should be retained in the account. This is actively bring you 6% interest over preserved balance.

c) Pro Savings Account

Minimum AMB of Rs. 20,000 has to be maintained to ensure 6% of interest concerned with the retained account balance per year.

d) Ace Savings Account

Having Rs. 50,000 AMB will bring the candidate 6% interest rate on the outstanding balance in their account. Moreover, the customer also gets Rs. 2 lakhs per day withdrawal limit via ATM. Account holders can avail a discount of 25% on issuance of Best Compliments Card (Gift cards).

Once your savings account has been initiated, do make sure to safeguard the Kotak Mahindra Bank’s account number, debit card as well as Internet banking login details (if activated).