IOB Mobile Banking

There are several services that are provided by the IOB mobile banking app. Some of them are listed below:

Services offered by IOB Mobile Banking app
IOB Balance enquiry	Mini statement	Fund transfer from one account to another
Fund transfer to accounts of other bank using the facility of NEFT and IMPS	Payment by credit card	Deposit/loan view
Top-up and bill payments	Stop a cheque	Check the status of cheque

IOB Mobile Banking Apps	Primary features
IOB Mobile	Account Summary, Balance Check Fund transfer using NEFT, IMPS, RTGS
IOB mPassbook	Provides access to the customer’s passbook via smartphone Offline mode available
IOB Nanban	Non-financial transactions available Check account balance, E-statement
BHIM IOB UPI	Transfer of funds 24/7 through QR code/ UPI Receive and send money using virtual address

The IOB mobile banking registration is a simple process. It can be done in 3 different ways –

Through IOB Net banking

Step 1: Download the registration form from the official Indian Overseas Bank website. The form needs to be duly filled with all the required data

Step 2: The required data includes the correct name, residential address, account number, other bank details, phone number, etc. The form needs to be submitted to the nearest Indian Overseas Bank branch

Step 3: Alternatively, one can use the internet banking service. The official Indian Overseas Bank website has an option to log in to the internet banking account. Log in to IOB net banking portal and then click on “Edit Profile’’

Step 4: Click on “Register Mobile Banking” option

Step 5: Fill all the registration details like the account number, email ID, mobile number, mark “Mobile Banking Fund Transfer facility” to “Yes” and set the “Funds transfer PIN”. After providing all the essential information, click on “Submit”

Step 6: Enter the OTP received on the registered mobile number and click on “Submit”

Visiting Bank Branch

Step 1: Download IOB mobile banking registration form from the official Indian Overseas Bank website

Step 2: Enter all the required information

Step 3: Visit the nearest Indian Overseas Bank branch

Step 4: Submit the registration form and follow the procedure and Indian Overseas Bank Mobile Banking will be enabled for that specific account

Visiting IOB ATM

Account-holders can also register for IOB Mobile Banking by visiting the nearest Indian Overseas Bank ATM. Account-holders will be required to follow the steps mentioned below –

Step 1: Enter the Indian Overseas Bank Debit Card and enter the debit card PIN

Step 2: Tap on “Other Services”

Step 3: Tap on “Mobile Banking Registration by using Debit Card” and follow enter the required information for successful registration

For IOB Mobile Banking app activation, account holders will be required to follow the steps mentioned below –

Step 1: Download IOBMobile from the Google Play Store or Apple App Store

Step 2: Open the mobile banking app and enter the registered mobile number, mPIN and then click on “Generate OTP”

Step 3: Enter the OTP received on the registered mobile number and click on “Verify OTP”

Step 4: A message stating the successful verification of OTP will be displayed on the screen

Step 5: On the next screen enter and then re-enter the login password and click on “Submit”

Step 6: A message stating the successful creation of your login password will be displayed on the screen

Step 7: Enter the password, accept the terms and conditions and click on “Login” to log in to IOB Mobile banking account

Customers can fill an application form for Indian Overseas Bank Mobile Banking and submit it to the nearest bank branch. After registration, the bank sends a welcome kit that has all the required mobile banking details, including mPIN. Hence, the mPIN generation process is linked to the process of registering for the mobile banking service.

Indian Overseas Bank provides its customers with the facility of online registration via internet banking whereby the mPIN and other details will be received instantly after the online registration process is successfully completed.

How can account holder avail IOB Mobile Banking?

IOB account holders can avail IOB Mobile Banking after a successful registration. To know more about IOB Mobile Banking registration, click here.

How to avail IOB account statement online using Indian Overseas Bank Mobile Banking app?

Account-holders can avail Indian Overseas Bank statement / mini statement by downloading IOB mPassbook app available on the Google Play Store or Apple App Store.

How can account holder check IOB account balance online?

Indian Overseas Bank account holders can check their account balance online by IOB net banking portal or IOB mobile banking app – IOBMobile.

What are the key services available on IOB Mobile Banking?

Account-holders can avail the following services on the IOB Mobile Banking app:

• Balance Enquiry
• Mini Statement
• Funds Transfer
• Loan
• Open FD online
• Account summary
• Cheque Status
• Credit Card Payment

What if the account holder forgets the mPIN?

If the Indian Overseas Bank account holder forgets the mPIN then the customer can opt to either visit the nearest bank branch or follow the steps mentioned below to do the same using IOB Netbanking facility –

• Login to the IOB Netbanking portal using the “User ID” and “Password”
• Click on “Edit Profile”
• Click on “Forgot Mobile Banking mPIN”