Bank of India Netbanking

Bank of India (BOI) has devised a user-friendly net banking system that enables its customers to carry out financial transactions with the bank or through the bank from the remotest areas with complete ease. Using BOI Netbanking service, account holders can avail various services including BOI balance enquiry, mini statement, fund transfer, utility bill payment, and much more.

Services Offered by BOI Netbanking

In order to provide convenience to all its account holders, BOI introduced the net banking facility for all its account holders. With BOI Netbanking, account holders can avail various banking services from the convenience of their home or workplace. Customers will only be required to do registration and then login with their credentials to avail the following services:

Services Available at Bank of India Net Banking
Check Account Balance	View Account Statements	View Mini Statement	Fund Transfer within Bank of India
Fund Transfer to other bank’s account	Update Nomination & PAN details	Update Aadhaar Details	Demand Draft Request
Manage Trading Account	Invest in Government Schemes	ATM Card Hotlisting	Open Fixed/Recurring Deposit
Make Utility Bill Payments	Cheque Book Status Inquiry	ATM PIN Change	Pay Taxes
Instant Loans	Online Account Opening	Avail Insurance	Make Credit Card Bill Payments

Online Internet Banking Registration – For Retail Banking Customers

Below mentioned are the steps for online Internet banking registration for retail banking customers:

Step 1: Visit the Bank of India’s official website to avail the net banking service

Step 2: Keep your account and card details handy at the time of registration

Step 3: Under the ‘Online Services’ section, click on ‘Online Registration for Net Banking’

Step 4: Enter your account number, registered mobile number, and captcha characters, as displayed, and click on ‘Continue’

Step 5: An OTP will be sent to your registered mobile number

Step 6: Enter the OTP and Click on Continue to further click on OK on the message box that mentions successful registration

Step 7: Upon successful registration, a Registration number shall be generated and displayed

Note: Kindly note the reference number for future reference and remember the Login ID and Password.

Transaction Password Regeneration for Retail Internet Banking Customers

Follow the below steps for Transaction Password Regeneration for Retail Internet Banking Customers:

Step 1: Use your BOI netbanking login by visiting the bank’s official website and clicking on the ‘Options’ tab in the top menu bar.

Step 2: Click on Regenerate Transaction Password to receive an OTP on your registered mobile number.

Step 3: Enter the OTP and click on ‘Continue’.

Step 4: Enter your debit/ATM card number, debit/ATM expiry date, and debit/ATM PIN and further click on ‘Continue’.

Step 5: Enter your chosen ‘New Transaction Password’ and Re-enter the same password in the Confirm New Transaction Password Box.

Step 6: Once you receive a dialogue box with a message that your Transaction Password has been Set Successfully – Click on OK.

Note: Customer needs to have activated Internet-banking facility, mobile number registered with the bank, and debit card linked with any account.

How to Transfer Funds through BOI NetBanking?

Bank of India has been a pioneer in setting up an online banking environment for the banks operating in India and as a result, almost all local banks can transfer funds between them using IMPS, RTGS, and NEFT payment methods. However, to transfer funds between the Bank of India and some other banks instantly, the IMPS method is mostly used.

• Go to the official website of the Bank of India
• From the left pane, click on ‘’Retail’’ under Internet Banking and wait until the Star Connect page loads with a virtual keyboard in the middle
• Enter the User ID and password and click on ‘Submit’. If Star Connect software is installed, grab a security key and verify the BOI netbanking login. The online banking window should now be ready. Now click on the ‘Transfer’ tab from menu
• From the left pane, find ‘IMPS Payment’. By clicking on it, 3 options should be shown – Add Beneficiary, View/Delete Beneficiary, and Make a Payment
• If the beneficiary is not added, first add the beneficiary to the Bank of India account
• From the left pane, click again on ‘Make a Payment’
• From the ‘Beneficiary Nickname’ drop-down menu, click on the beneficiary’s name and click on ‘Pay’

Now confirm the ongoing transaction by entering your User ID and transaction password, then again click on ‘Pay’. The payment will be sent successfully, save the confirmation number

How to Open BOI Savings Account Online?

• Log into the bank’s “online savings account opening portal”
• Fill out the BOI Savings Account opening form
• On successful submission of the application an email will be sent to the customer’s given email ID with unique tracking ID
• Users can check the status of their application form through this Tracking ID
• On successful verification/approval of details, the new account will be opened in the Branch

To know more about BOI Savings Account, click on the button provided below:

What are the Features of BOI Netbanking?

Some of the prime features of BOI Netbanking facilities are as follows: 

• Through BOI netbanking, customers can benefit from all those services that they had to avail by visiting a bank branch
• One can access data related to their mobile banking service through internet banking portal and request the activation or deactivation of any given service through such platform
• Customers can make payment of various bills, such as electricity bills, telephone bills, mobile phone bills and more, through Bank of India net banking
• Customers seeking to apply for a loan or track the status of their ongoing loans can also make use of this online facility and stay updated about their loans
• Customer can gain access to e-filing facility of IT returns through BOI netbanking
• Customers can view all the transactions that have been processed from a selected account
• With BOI netbanking, customers can transfer funds and save a lot of their time and effort which otherwise would have been gone in visiting the bank to transfer the funds

FAQs on BOI Netbanking

Q. What is Quick banking?

Ans. Quick banking feature enables the user to perform NEFT transfer, check balance, check mini- statement, etc.

Q. Can the account holder have UTR (Unique Transaction Reference) Number for my RTGS Transaction?

Ans. Yes, account holder can have the UTR Number of your RTGS transactions on Internet Banking Site itself, under the hyperlink RTGS Payment – View Payment Status.

Q. How to reset the Bank of India net banking password?

Ans. To reset your BOI net banking password, you need to visit the bank’s official website and click on the ‘Internet Banking’ section. Select the ‘Personal Login’ section to open the dashboard of BOI Internet banking services. Click on ‘Forgot Password’ to redirect to the ‘StarConnect Retail Internet Banking’ page. Enter your Internet banking ‘User ID’ and ‘Account Number’ to click on ‘Continue’. Enter your new password and click on ‘Submit’ to rest your net banking password.

Q. What is the example of the BOI net banking password?

Ans. The Bank of India recommends the new banking password be at least eight characters long. It should contain a combination of letters, numbers, and special characters. For example: Apple@123. The bank shall deny creating a password if it is not a combination of these three.

Q. How to get a user ID in BOI Internet banking?

Ans. If you are a new user then you will have to create a User ID with the help of your account number and registered mobile number by visiting the bank’s official website. If you are an existing customer, then you can locate it on the PDF copy of your account statement, the front page of your passbook, or by dialing the bank’s customer care number.

Q. I forgot the BOI mobile banking login PIN. What do I do now?

Ans. In this case, you need to set a new BOI mobile banking login PIN by visiting the bank’s official website and clicking on ‘Internet Banking’ – ‘Personal’ to open a new page that states ‘Retail Login’. Enter your User ID and Password to further click on ‘Reset’. You shall get the options to rest your MPIN via OTP authentication.

Q. What are BOI netbanking apps?

Ans. The BOI netbanking apps include BOI Mobile, BOI BIZ Pay, BOI Credit Control and BOI BHIM Aadhar.

Q. What are BOI netbakning charges?

Ans. There are no charges levied by banks to offer net banking facilities to their customers.

Q. How do I get a debit card through BOI netbanking facility?

Ans. To get a debit card from BOI netbanking, you need to visit the bank’s website and check out for the retail banking/personal banking/debit/credit card section. Then you need to click on debit card apply online and choose the type of debit card as per your preference. Submit all the required documents for opening the debit card, if any, and wait for at least 2-3 working days for the bank to verify your submitted details and issue the debit card.

Q. How to get BOI netbanking corporate form?

Ans. To apply for corporate banking or to obtain BOI netbanking corporate form, you need to visit the nearest bank branch. The corporate form is a document to avail Bank of India StarConnect (Core Banking) Internet and mobile banking services.