Bank of India Balance Enquiry Number – BOI Account Balance

Bank of India (BOI) offers a wide range of banking facilities and products to its customers, such as loans, credit cards, deposit options, savings and current accounts, investment products, etc. To keep account holders updated with their finances, BOI provides various facilities to check their account balances. From account opening to making payments, it allows its customers to avail banking services using its net banking, mobile banking, and SMS services. Let us learn about the different account balance check options and other ways for bank balance enquiry using mobile, net banking, SMS banking, and WhatsApp.

Bank of India Balance Check Number

Customers of Bank of India can call the below-mentioned customer care toll-free number to check their account balance:

1800-103-1906 / 1800-220-229

Click here to get the complete list of overseas contacts

Methods to Check BOI Account Balance

Bank of India Missed Call Banking Service

Customers of Bank of India can give a missed call on the below-mentioned numbers to know their account balance:

9266-135-135
9015-135-135

How to Check BOI Account Balance from Passbook

Customers who keep their bank account passbooks updated can see their Bank of India (BOI) passbook to check their account balance. Since the passbook keeps a record of both the debit and credit transactions, an account holder can see his complete account statement right from the day of account opening using a passbook. For each passbook update, the customer needs to visit the bank branch. This method of balance enquiry has fallen out of favor since internet-savvy customers now want to check their account balances using more convenient options.

BOI Balance Check at ATM

Bank of India balance check can also be performed by visiting a Bank of India ATM. It is a fairly simple process. Here are the steps to follow:

1. Swipe the ATM card in the machine
2. Use the 4-digit ATM PIN
3. Choose the “Balance Enquiry” option
4. Complete the transaction

To check their last few transactions in the account, they can carry out the same steps and use the mini-statement option. The ATM will print a receipt containing the details of the last 10 account transactions.

BOI account holders can also visit non-BOI ATMs or third-party ATM services to check their account balance. Since the Reserve Bank of India (RBI) has limited the number of free transactions per ATM card, use this service wisely if you do not want to pay the transaction charges. If you choose this option from a non-BOI ATM, the charges might be higher.

How to check BOI Account Balance Online

Given below are some ways in which you can check your bank account balance online-

Check Account Balance via Net Banking

Accountholders of Bank of India savings accounts who have registered for net banking can use their net banking login ID and password to log into the BOI website. Net banking and mobile banking credentials are the same. The bank’s website offers a range of banking facilities to its customers including Bank of India account balance checks, account statements, funds transfers, etc.

Check Balance via mPassbook

BOI provides its electronic passbook which can be used for generating your account statements. It allows the account holders to download the statement in PDF format on mobile. One can also send the account statement in the form of an email to the registered email address. However, one needs to register for BOI net banking or mobile banking to avail this facility.

BOI Account Balance Enquiry via Mobile Banking

BOI offers StarConnect mobile banking app to both its domestic as well as international customers.

• Customers can use their mobile phones to receive account balance via SMS
• The three main BOI apps are BOI BTM, BOI StarToken, and BOI StarGlobal
• One of the reasons why customers must check their account balance online is because it is convenient and free of cost
• The ATM transactions are chargeable after a certain limit and it is better to use those transactions to carry out the cash withdrawal

How to Check Bank of India Account Balance on Mobile 

Here are the ways in which BOI account holders can check their account balance using their mobile phones:

Check Account Balance via SMS

Bank of India gives customers an option to check their savings account balance via SMS. Customers need to avail the Star Connect Mobile Banking on SMS facility to get their account balance via SMS. Here are the steps they need to follow:

1. Visit the Bank of India website
2. Click on the mobile banking link
3. Choose the Star Connect Mobile Banking Link
4. Log in using the net banking/mobile banking credentials
5. Enter the registered mobile number
6. Click on “Set/Change SMS Password”
7. Set/Change the 4-digit SMS password

After setting the password you can use the facilities listed below:

Send the SMS

• SMS to +919810558585 in the format “BAL XXXX” where XXXX is the 4-digit SMS password. The customer will receive the account balance of the primary account
• For non-primary accounts, SMS “BAL XXXX <Account Number>” to +919810558585 where XXXX is the 4-digit SMS password
• For the mini statement of the primary account, SMS “TRANS XXXX” >” to +919810558585. The customer will receive details of the last 5 transactions carried out from the primary account
• For other accounts, SMS “TRANS XXXX <Account Number>” to +919810558585

*XXXX is the 4-digit SMS Password set through the Star Connect Mobile banking Link.

Note: This service is temporarily unavailable.

Check via BOI BTM

The bank offers a mobile banking facility to its customers through an amazing mobile app, BOI BTM.

• Customers can download this app on their Android, and iOS, and start using it to avail the mobile banking facilities
• After logging in using their mobile banking credentials, the customers can avail plenty of banking services such as balance enquiry, account statement check, funds transfer, etc.
• Bank of India customers that hold accounts in overseas branches can use the BOI StarGlobal App for account balance checks, money transfers, etc.

Check via BOI StarToken

Bank of India account holders can also download the Android app BOI StarToken to carry out banking transactions.

• They can do funds transfer, mobile recharge, balance enquiry, check the last 5 transactions, get a mini account statement, etc.
• Facilities such as NEFT, IMPS, etc. are also available through the BOI StarToken app

How to Check Bank of India Account Balance via UPI

• Go to any UPI app on your smartphone
• Login through the set code
• Tap on the account you want to check the balance of
• Tap on check balance
• Enter your UPI PIN
• Once you enter the UPI PIN, you will be shown a balance on your screen

Also Read: UPI – Unified Payment Interface