Axis Bank Freecharge Plus Credit Card
Co-branded
Cashback
1st Year Fee: ₹350* Plus Applicable Taxes
Co-branded
5% cashback on Freecharge
Travel
2% cashback on Ola & Uber
Dining
Save up to Rs. 500 via EazyDiner
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About Axis Bank Freecharge Plus Credit Card
Axis Bank Freecharge Plus Credit Card is an entry-level co-branded credit card, primarily designed to offer accelerated benefits on bill payments and recharges via Freecharge. This is an invite-only card, and eligible consumers can see the application banner on their Freecharge app.
With this card, cardholders can earn 5% cashback on spends made on Freecharge. Additionally, it offers 2% cashback on Uber and Ola rides, making it a suitable option for daily commuters. Apart from these categories, cardholders can earn a base cashback of 1% on other eligible spends.
Additional benefits, such as up to Rs. 500 discount on dining and annual fee waiver, further add to the card’s value. Overall, this card is best suited for consumers who prefer making payments via Freecharge, as bill payments made outside the Freecharge app do not earn any cashback.
Note: This Card is not available on Paisabazaar. The content on this page is for information only. To express interest in this card, please visit Axis Bank’s website.
Features & Benefits
Cashback Benefits
- 5% cashback on freecharge spends1
- 2% cashback on daily commute via Ola/Uber1
- 1% cashback on all other spends1,2
Dining Benefit
- Up to Rs. 500 off on dining at partner restaurants via EazyDiner through Axis Bank Dining Delights Program
Axis Bank Freecharge Plus Credit Card: Fees & Charges
| Fee Type | Amount | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| Joining Fee | Rs. 350 + Applicable Taxes | ||||||||||
| Annual Fee | Rs. 350 + Applicable Taxes | ||||||||||
| Finance Charges | 3.75% p.m. | 55.55% p.a. | ||||||||||
| Late Payment Charges |
|
Things to Know Before you apply
Get this card if
You frequently use Freecharge for bill payments and recharges
You commute on a daily basis using Uber or Ola
You’re looking for an entry-level card with straightforward cashback benefits
You frequently dine out and prefer to pay via EazyDiner
Other Similar Cards
Axis ACE Credit Card
Airtel Axis Credit Card
Paytm HDFC Credit Card
Paisabazaar Review
What do we like about this card?
Axis Bank Freecharge Plus Credit Card is an entry-level card that offers 5% cashback on bill payments and recharges via Freecharge. Besides this, cardholders can also save on their travel spends by earning 4% cashback on Ola and Uber, making it a reasonable option for daily commutes. Cardholders can further save on dining bills by paying through EazyDiner. Being a co-branded credit card, it offers decent value-back across multiple categories, including bill payments, travel, and dining. However, keep in mind that accelerated cashback is offered only on bill payments via Freecharge, bill payments made outside Freecharge will not earn any cashback.
Pros
- 5% cashback on bill payments and recharges made via Freecharge
- 4% cashback on rides booked through Uber and Ola
- Low annual fee of Rs. 350, making it affordable for beginners
- Dining discounts at partner restaurants via EazyDiner
Cons
- No lounge access or other travel benefits
- Bill payments outside Freecharge are not eligible for cashback
- No cashback on wallet loads, rent payments, insurance, fuel, or education spends
Frequently Asked Questions
Everything you need to know about this credit card
This is an invite-only card offered to select Axis Bank customers. The eligible consumers will see an application banner on their Freecharge app to apply online. You can also contact the bank’s customer service and check your eligibility with a representative.
No, this card does not offer cashback on certain categories, including fuel spends, wallet loads, cash withdrawals, gold purchases, EMI transactions, rent payments, government spends, insurance and education payments, utility payments outside of Freecharge, and purchases converted to EMI after the transaction.
Axis Bank Freecharge Plus Credit Card does not offer any specific renewal benefits. However, you can avail an annual fee waiver by spending Rs. 50,000 or more in a year.
No, the card offers 5% cashback only on bill payments and recharges made via Freecharge. Bill payments through other platforms, such as Paytm, are not eligible for cashback.
Yes, cashback is offered only on transactions of Rs. 100 or above. Transactions below Rs. 100 are not eligible for cashback.
Footnotes
- Cashback is offered on transactions above Rs. 100.
- Wallet Load, Fuel Spends, Cash Withdrawal, Purchase of Gold Items, EMI transactions, Rent Payments, Government Spends, Insurance & Education Payments, Utility Payments outside of Freecharge, Purchases converted to EMI post purchase are not eligible for cashback.
Click here to know More Terms and Conditions
Shruti Sharma
Shruti Sharma is a skilled content writer with a passion for simplifying personal finance for consumers. Specializing in credit cards and financial planning, she offers valuable insights that empower individuals to make informed financial choices. Through her writing, she shares practical tips and guides readers through the nuances of credit card usage.
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