Paisabazaar app Today!
Get instant access to loans, credit cards, and financial tools — all in one place
Our Advisors are available 7 days a week, 9:30 am - 6:30 pm to assist you with the best offers or help resolve any queries.
Get instant access to loans, credit cards, and financial tools — all in one place
Scan to download on
Our Advisors are available 7 days a week, 9:30 am - 6:30 pm to assist you with the best offers or help resolve any queries.
1st Year Fee: ₹1,000* Plus Applicable Taxes
Rewards
Up to 5 reward points per Rs. 100 spent
Brand Discounts
Up to Rs. 250 off on District & Zomato
Lounge Access
Up to 8 domestic lounge visits a year
Author: Lepakshi Phogat
Find Best Credit Card Offers
It hardly takes 2 minutes
The entered number doesn't seem to be correct
AU Lakhsya Credit Card is a rewards card that also offers discounts on popular online platforms and complimentary domestic airport lounge access. This AU Credit Card comes with accelerated savings on grocery spends through up to 15% discount on Amazon Fresh/Now and the reward rate of 5 points per Rs. 100 spent. You can also earn accelerated value-back of 1.25% on departmental store and contactless spends. In addition, up to Rs. 250 off on District and Zomato, add to the savings on popular lifestyle categories like movies and food delivery. Furthermore, you can also avail free domestic lounge access every quarter if you meet the spend-based criteria. Read on to know in detail about the features and benefits of AU Laksya Credit Card.
Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit AU Small Finance Bank’s website.
Reward Earnings
Capping
Reward Redemption


Welcome Benefits
Brand Discounts2
Airport Lounge Access
Fee Waiver
Other Benefits
| Particulars | Amount |
|---|---|
| Joining/Annual Fee | Rs. 1,000 + applicable taxes |
| Finance Charges | 3.75% per month (45% per annum) |
| Late Payment Fee | 15% of total amount due (min. Rs. 10, max. Rs. 1,300) |
You are looking for a card with accelerated rewards on grocery, departmental store and contactless spends
You frequently use platforms like District, Amazon Fresh/Now and Zomato
You can maximise your savings by meeting the spending condition of Rs. 2 lakh for the annual fee waiver
Rewards3.0/5
Lounge Access3.0/5
Lifestyle Benefits3.5/5
AU Laksya Credit Card offers 1.25% back on everyday spends like grocery and departmental store purchases. It also considers contactless payments as a separate spending category and offers the same 1.25% value-back, a feature unique to this card. Discount of up to Rs. 250 on popular platforms, like District (movies), Zomato (food delivery) and Amazon Fresh/Now (grocery), further makes this card a good option for those who wish to save on such lifestyle spends. The complimentary domestic lounge access also adds to the overall savings potential of this card. Though it charges a fee of Rs. 1,000, it is matched with the welcome benefit and can be waived off by merely spending Rs. 2 lakh annually, a condition that can be met easily even by a low spender.
Click here to know More Terms and Conditions
Lepakshi is a content writer specialising in personal finance and credit cards. She translates complex financial concepts into practical advice, helping readers make informed financial decisions. Whether it is helping them choose the right credit card or offering strategies to build their credit score, she writes to make personal finance less intimidating and more empowering.
Choose a Card Matching Your Lifestyle
Please enter a valid full name
The entered number doesn't seem to be correct