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1st Year Fee: ₹499* Plus Applicable Taxes
Rewards
3 Points on departmental & grocery
Shopping
Up to 5% value back on Tata outlets
Fuel
Save up to Rs. 1,200 on fuel every year
Author: Samridhi Srivastava
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SBI Tata Card is a co-branded credit card that offers reward benefits on everyday spends, especially for consumers who shop frequently at Tata brands, Croma, grocery stores, and departmental stores. Cardholders can earn up to 5% value back on Tata outlets, 1.5% value back on Croma and croma.com spends, and 3X reward points on departmental and grocery store purchases. The card has a joining fee and annual fee of Rs. 499 + taxes, with an annual fee waiver on spending Rs. 1,00,000 in a year. It also offers 500 Empower Points as a welcome benefit on spending Rs. 2,000 within 60 days of activation and a 1% fuel surcharge waiver on eligible transactions.
Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit SBI Card’s website.
Reward Earning
Reward Redemption


Some of the other features and benefits of SBI Tata Credit Card are mentioned below:
Annual Fee Waiver:
Welcome Benefits:
Fuel Surcharge Waiver:
| Fee Type | Amount | ||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Joining Fee | Rs. 499 + Taxes | ||||||||||||||
| Annual Fee | Rs. 499 + Taxes | ||||||||||||||
| Finance Charges | Up to 3.75% per month | 45% per annum | ||||||||||||||
| Late Payment Charges |
|
You are a Tata brand loyalist
You often spend at departmental and grocery stores and want to earn reward points
You are looking for an entry-level credit card to start your credit journey
You want to save on your fuel spends
Rewards3.0/5
Shopping3.0/5
Fuel Benefits3.0/5
SBI Tata Card may be suitable for consumers who frequently spend on Tata brands, Croma, grocery stores, and departmental stores. It is a good option for Tata loyalists who want to earn rewards on regular purchases, with benefits such as up to 5% value back on Tata outlets, 1.5% value back on Croma and croma.com spends, and 3X reward points on departmental and grocery store transactions. The card can also be considered by those looking for an entry-level credit card, as the annual fee of Rs. 499 + taxes can be waived on spending Rs. 1,00,000 or more in a year.
Everything you need to know about this credit card
SBI Tata Card offers reward benefits on Tata outlets, Croma purchases, departmental stores, and grocery spends. Cardholders can earn Empower Points on eligible transactions.
SBI Tata Card has an annual fee of Rs. 499 plus applicable taxes. The fee can be waived if the cardholder spends Rs. 1,00,000 in a year.
Cardholders can earn 500 Empower Points by spending Rs. 2,000 within 60 days of card activation. Additional gift vouchers may also be provided.
The accumulated reward points earned through the SBI Tata Card can be redeemed at a value of 1 Empower Point equal to Rs. 1.
Yes, the card provides a 1% fuel surcharge waiver on eligible transactions between Rs. 500 and Rs. 3,000, capped at Rs. 100 per month.
No, the SBI Tata Card does not provide airport lounge access benefits. Consumers looking for travel-related features may need to consider other credit card options.
Click here to know More Terms and Conditions
Samridhi Srivastava is a personal finance content writer who simplifies complex financial topics for everyday readers. She writes about credit cards, credit scores, and other personal finance topics to make money management easier. Through her clear and practical writing, she helps individuals make confident and informed financial decisions.
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