SBI Platinum Debit Card

Just like credit cards, debit cards also offer rewards on your purchases. SBI Platinum Debit Card is highly suitable for people looking for a debit card that offers a high spending limit with additional benefits like complimentary lounge access, welcome and rewards benefits, etc. This card can be used for shopping at over 52 lakh merchant outlets in India, and over 30 million outlets worldwide.

Mentioned below are some of the features and benefits of SBI Platinum International Debit Card:

Rewards Programs

• 2 reward points for every Rs. 200 spent online or in-store, on shopping, dining, fuel, travel and more
• 2X reward points on birthday and international spends
• Additional reward points on spends at Loyalty program partner brands, online & in-store
• Redeem reward points against recharges & bill payments, movie tickets via BookMyShow, merchandise,  e voucher & travel spends through the rewards catalogue

Note: Cardholders can earn a maximum of 10,000 SBI reward points in a month with a capping of Rs. 1,000 per transaction. 

Suggest Read: Best Rewards Credit Cards in India

Welcome Benefits

Cardholders can earn up to 300 bonus reward points on making 3 payments within 2 months of issuance on a minimum transaction of Rs. 2,000 as per the below details:

• 1^st Use: 50 reward points
• 2^nd Use: 100 reward points
• 3^rd Use: 150 reward points

Additional Features & Benefits

• Milestone Benefit: 1,000 reward points on spending Rs. 1 Lakh in a year
• Airport Lounge Access: Complimentary airport lounge visits every year
• Daily Cash Withdrawal Limit: Rs. 100 to Rs. 1 Lakh
• Daily Transaction Limit: Rs. 2 Lakh

Note: Cardholders can redeem their SBI reward point via rewardz.sbi, SBI REWARDZ App, YONO App and RINB.

Suggested Read: Best Credit Cards for Airport Lounge Access 

You can apply for this debit card if you are a customer of SBI Bank and also an Indian Resident or NRE. To apply for SBI Platinum Debit Card you must have a:

• Savings Account
• Current Account
• Super Saver Account
• Loan Against Shares Account (LAS)
• Salary Account

Following are the fees and charges associated with SBI Platinum International Debit Card:

Note: The fees and charges are updated as of December 2025.

You can apply for SBI Platinum International Debit Card via both online and offline modes. To apply offline, fill out an application form and submit it to any of the bank’s branches. Following successful verification, the bank will mail you a debit card to your mailing address.

In addition, if you wish to apply online, you may go to the bank’s official website and fill out an application form, or you can apply for a debit card using the net banking portal. However, keep in mind that in order to apply for this debit card, you must have a savings or current account with the bank.

Q. What are the benefits of SBI Platinum International Debit Card?

SBI Platinum debit card comes along a host of benefits such as daily ATM withdrawal limit of up to Rs. 1 Lakh, daily online transaction limit of Rs. 2 Lakh, and additional benefits similar to SBI Credit Cards. These include card activation bonus, reward points, milestone bonus, and discounts on partner brands, movies, travel, etc.

Q. What is SBI Platinum International Debit Card?

SBI platinum international debit card is a card enabled for both national and international usage. The card offers a higher cash withdrawal limit and reward points on almost every expenditure. 

Q. Can SBI Platinum International Debit Card be used internationally?

Yes, your SBI Platinum international debit card has been enabled for both national and international usage. 

Q. What is SBI Platinum International Debit Card withdrawal limit?

You can use SBI Platinum International Debit Card to withdraw up to Rs. 1 Lakh via ATM and use up to Rs. 2 Lakh for POS/ online transactions.

Q. What is the Annual Maintenance Charges (AMC) for SBI Platinum International Debit Card?

The annual maintenance charge for SBI’s Platinum Debit Card is Rs. 250 plus applicable taxes.