RBL Bank Debit Card

Debit cards, unlike credit cards, are only issued against your bank account. The basic eligibility criteria for RBL Debit Cards, irrespective of the card variant, are as follows:

• Applicant should be an Indian citizen or an NRI
• Applicant must be an RBL Bank savings or current account holder

RBL Credit Cards and Debit Cards offer a wide range of features and benefits to the cardholders, some of which are described below:

• Welcome Benefits: Several RBL cards offer vouchers on leading brands as joining benefits. These vouchers can be redeemed after the debit card activation and card fee payment

• Cashback Offers: Some RBL Debit Cards provide up to 5% cashback as vouchers on certain spending categories, such as fuel, travel, utility payments and many more. For better cashback offers covering wider spends, you should check out the Best Cashback Credit Cards in India

• Lounge Access: RBL Bank provides up to 2 complimentary airport lounge access per quarter to domestic airports on some of its debit cards, like Enterprise, Pinnacle and Signature Plus Debit Cards. For free access to domestic as well as international airport lounges, get one of the Best Airport Lounge Access Credit Cards

• Extensive Insurance Cover: RBL debit cardholders get considerable insurance benefits which cover personal accident, lost card liability, delayed baggage check in, loss of passport, baggage or travel documents, purchase protection and even ATM assault or robbery

Suggested Read: Best Travel Credit Cards

• Milestone Benefits: Some of the cardholders get spend based RBL card rewards like bonus vouchers and annual card fee waiver as milestones benefits
• Other Benefits: The RBL Debit Card users can avail other benefits like making contactless transactions of up to Rs. 5,000. They can use their card for domestic as well as international payments as they are accepted globally and come with high spending and cash withdrawal limits

You can apply for the RBL cards by opening a savings or current account with the bank. The debit cards are usually issued along with the account opening. You can also apply for any debit card of choice later by using the following methods:

• By Visiting the Bank: You can apply for the RBL Debit Card offline by visiting the nearest RBL Bank branch. You have to fill an application form and submit it with the details of your RBL account and supporting documents to get a new card issued
  
• Via Customer Care: You can also apply for a new card by calling RBL card customer care number on        +91-22-6115-6300
  
• Via Online Mode: RBL Bank website or online banking allow the users to apply for a new debit card of choice by submitting the online application form

To activate the card after its issuance, the cardholders must complete the RBL Bank Debit Card pin generation and then use their card in either an ATM or a retail outlet. To know how to activate RBL Debit Cards through pin generation or reset  follow the following steps:

• Via SMS: You can carry out RBL Bank Debit Card pin generation by sending SMS to the number 9223366333 from your registered mobile number. You have to type PIN <space> Last 4 Digits of Debit Card <space> Customer ID/Last 4 digits of PAN number <space> New 4-digit PIN in the message

For example, Type: PIN 1234 1111111 6789 and send it to 9223366333. 

• Via Mobile App / Net Banking: You can reset the card pin by logging in to the RBL MyBank App. After you log in, go to the ‘Manage Debit Cards’ page and enter your card details and reset the PIN. You can log in to your internet banking account for your RBL Debit Card pin generation online too

Apart from the above modes, you can also visit the ATM or call on the RBL card customer care number.

Q. How to enable international and online transactions on my RBL Bank Debit Card?

You can enable online, international and contactless transactions and manage your spending limits on your RBL Debit Card by using:

MyBank App – Log in and go to ‘Manage Debit Cards’. Then, click on ‘Security Settings’ to customise debit card services

Internet Banking – Log in and go to Requests > Debit Card > Debit Card Security Settings. Then, select your account number and card to make the required changes

Q. How will I get the joining vouchers offered on my RBL Bank Debit Card?

To get the welcome vouchers offered with your RBL Debit Card, first you have to make sure the card joining fee is paid after it is issued to you. Then, you must activate your card and make at least one transaction within the first 90 days of its issuance. You will receive the link to your vouchers via SMS on your registered mobile number.