- LazyPay personal loans are offered at competitive interest rates to meet different personal financial requirements.
- Consumers who apply through the Paisabazaar can experience a hassle-free online loan process and end-to-end expert assistance.
- LazyPay personal loans require minimal paperwork and come with lightening fast approvals
- These personal loans need no collateral/security and offer flexible EMI options.
- LazyPay personal loans have zero hidden charges and offer flexible end-usage.
LazyPay Personal Loan
LazyPay is a subsidiary of PayU and is offering personal loans. It is an app based service provider and is helping hundreds in meeting their personal loan requirements. It could be a medical emergency, renovation of home or family holiday plan or a long- due vacation. Starting from Rs. 10,000, the personal loan amount of LazyPay gets disbursed to your account instantly and can be repaid within the tenure varying from 3 to 24 months.
4.5/5
15.6L Reviews
5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
Hassle-Free Application Process
No Collateral Requirement
End-to-End Expert Assistance
No Physical Documents Required

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
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End-to-End Digital Process
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
Apply Now
About LazyPay Personal Loan
Interest rates of LazyPay Personal Loan
LazyPay disburses personal loan at interest rates ranging from 18% to 28% that are influenced by the factors like your credit score, income, age, employer, etc.
Features/Benefits of LazyPay Personal Loan
Basic internet knowledge is more than enough to leverage the App based personal loan service provider. Here are the benefits of LazyPay Personal Loan:
Eligibility of LazyPay Personal Loan
In accordance with the stipulated guidelines of the government establishments, LazyPay has rolled out the eligibility criteria. A personal loan seeker is advised to measure his/ her eligibility on the basis of these guidelines. The salient feature of the eligibility criteria comprises:
Documentation Required to Avail LazyPay Personal Loan
A set of documents have been necessitated as per the guidelines of the establishments to borrow the LazyPay personal loan. These include:
Additional Charges of LazyPay Personal Loan
The App based financial service provider has in place a transparent business structure for all its customers.
| Service | Charge |
|---|---|
| Personal loan processing fee | 2% |
| Bank account bounce charges | Rs. 300 per billing cycle |
Customer Care/Support of LazyPay Personal Loan
You can visit the official website of LazyPay and can seek customer help by the following ways:
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
Apply Now
Explore Our Personal Loan Lenders
FAQs
Is it safe to use the App based platform for securing the loan?
Yes, as the data and information shared on the app remain safe due to the modern technology.
What’s KYC? Too much focus is being given to this term in the banking and finance sector?
KYC stands for Know Your Customer. Under the process, through certain documents, including PAC Card, Passport and Voter Card, institutions verify the identity of the loan seeker. The objective is to put an embargo on the abuse of services.
Couple of months back, I joined a company. This is my first job. Can I raise application for the personal loan?
Yes, you can raise a loan application. Just complete the online application process. Shortly, you will be informed about the eligibility.
Is it possible to calculate the EMI online through the LazyPay App?
Yes, you can calculate the EMI online or through the app.
Personal Loan Articles
View All ArticlesPaisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners.
The APR (Annual Percentage Rate) of a personal loan is its annualised cost of borrowing, which includes the interest rate as well as the processing fees, documentation fees and other fees charged during the loan origination. The APR is expressed in the form of a percentage and thus, allows personal loan applicants to detect personal loan schemes offered at lower interest rates but with higher processing fees and/or other charges.
The APR of personal loans usually ranges between 11.29% to 35%. For example, assume that you have availed a personal loan of Rs. 5 lakhs @ 10.50% p.a. with a repayment tenure of 5 years. The processing fee charged for this loan is 1.5% of the loan amount, which amounts to Rs 7,500. Therefore, the total borrowing cost of your personal loan will be Rs 1,52,317 and its APR will be 11.16%.
Address: Paisabazaar Marketing & Consulting Pvt. Ltd. 135 P, Sector 44, Gurugram (HR) 122001
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