Download the
Paisabazaar app Today!
Paisabazaar app Today!
Get instant access to loans, credit cards, and financial tools — all in one place
Win Assured Cashback
Talk to Expert
Sales Enquiry
Call Us: 1800 570 3888
Service Helpline
Call Us: 1800 258 5616
Our Advisors are available 7 days a week, 9:30 am - 6:30 pm to assist you with the best offers or help resolve any queries.
Scan to download on
-
Personal Loan
-
Business Loan
-
Home Loan
-
Other Loans
Overview
By Amount
By Type
By Need
Overview
By Schemes
By Need
By Profession
Overview
By Amount
By Schemes
By Profession
Loan Types
Overview
By Category
Bonds
Fixed Deposit
Mutual Funds
Know Your Score
Investment Calculator
Loan EMI Calculator
Loan Eligibility Calculator
By Category
Sign in
Sign in
Talk to Expert
Sales Enquiry
Call Us: 1800 570 3888
Service Helpline
Call Us: 1800 258 5616
Our Advisors are available 7 days a week, 9:30 am - 6:30 pm to assist you with the best offers or help resolve any queries.
Kotak Mahindra Bank
Kotak Air+ Prime Credit Card
Travel
Lounge Access
1st Year Fee: ₹3,000* Plus Applicable Taxes
Travel
Up to 5% back on travel spends
Rewards
Up to 1:1 Air Mile redemption ratio
Airport Lounge
4 free domestic lounge visits a year
Find Best Credit Card Offers
It hardly takes 2 minutes
+91
0 /10 Digits
The entered number doesn't seem to be correct
By submitting this form, you have read and agree to the Credit Report Terms of Use, Terms of Use & Privacy Policy
About Kotak Air+ Prime Credit Card
Kotak Air+ Prime Credit Card comes with travel focused benefits where the maximum value-back is offered on travel bookings made via Kotak Unbox platform. This value-back is provided through 5% Air Miles accrual on spends and 1:1 Air Mile redemption ratio on this platform. Furthermore, this Kotak Credit Card offers domestic and international airport lounge access without any spending condition associated with it. The joining and renewal bonuses further allow the cardholders to optimise their savings. However, in addition to these benefits, this card falls short when it comes to lifestyle benefits beyond travel. Moreover, though it comes with the forex mark-up fee of 2%, which is lower than the standard 3.5%, it does not offer any Air Miles as rewards on international transactions. This reward structure, thus, favours domestic travellers over those who travel abroad.
Kotak Air+ Prime Credit Card is one of the 3 travel credit cards offered by Kotak Mahindra Bank in its Air series, which now includes Kotak Air, Kotak Air+ and Kotak Air+ Prime. Kotak Air+ Prime comes at the same annual fee as the Air+ variant at Rs. 3,000 and offers quite similar benefits, except accelerated rewards on auto dealer merchants, 500 Air Miles extra as fee payment bonus, addition of Air India as partner airline for Air Mile to partner mile conversion, and a spend-based annual fee waiver. Read on to know about the features and benefits of Kotak Air+ Prime Credit Card in detail.
Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit Kotak Mahindra Bank’s website.
Rewards Program
Reward Earnings
- 5 Air Miles per Rs. 100 spent on booking flight, flight add-ons, hotel and hotel add-ons via Kotak Unbox, along with auto dealer merchants (5 Air Miles include 3 accelerated and 2 base Air Miles)
- 2 Air Miles per Rs. 100 spent on other categories1
Capping
- 15,000 Air Miles per month for accelerated Air Miles (3 Air Miles) on eligible Kotak Unbox spends
- 1,500 Air Miles per month for accelerated Air Miles (3 Air Miles) on auto dealer merchant spends
After reaching the capped limits, the base rate of 2 Air Miles per Rs. 100 spent will apply.
Reward Redemption
Other Features & Benefits
- Complimentary Airport Lounge Access:
- 4 domestic lounge visits per year, max. 2 per quarter
- 2 international Priority Pass lounge visits per year
- Welcome Bonus: 3,000 Air Miles on joining fee payment
- Renewal Benefit: 3,000 Air Miles on card renewal after completion of every year
- Fee Waiver: Annual fee waived off on Rs. 4 lakh annual spends
- Forex Mark-up: 2% forex mark-up fee on international spends
- Fuel Benefit: 1% fuel surcharge waiver, up to Rs. 4,500 per year, on fuel spends of Rs. 400 to Rs. 7,500
Fees and Charges
| Particulars | Amount | ||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Joining/Annual Fee | Rs. 3,000 + Applicable Taxes | ||||||||||||||||||
| Finance Charges | 3.5% per month (42% per annum) | ||||||||||||||||||
| Late Payment Charges |
|
Things to Know Before you apply
Get This Card If:
You are a frequent traveller and are looking for a credit card that offers good travel savings
You can optimise the card’s usage and savings by making your travel bookings on Kotak Unbox platform
You often use partner airlines and hotels for your travel and can save well by Air Miles transfer to the respective partner miles
Paisabazaar Review
What do we like about this card?
Kotak Air+ Prime Credit Card stays true to its travel card status by offering up to 5% rewards on travel spends, though this accelerated value-back is limited to travel bookings made on Kotak Unbox platform and auto dealer merchants. Moreover, even the base reward rate offered on other spends stands strong at 2%. In addition to this reward accrual as Air Miles, you can also redeem these miles on Kotak Unbox in 1:1 ratio or convert them to loyalty points for partner airlines and hotels. The complimentary airport lounge visits come without any spend-based condition, thus making travel comfortable and stress-free. The fee is well compensated through bonus Air Miles with the option to waive it by spending Rs. 4 lakh in a year which helps minimise the card usage cost. These benefits make this card suitable for those who travel often, especially domestically.
Pros
- Up to 5% value-back on travel and auto dealer merchant spends
- Uncapped 2% base reward rate
- Up to 1:1 Air Mile redemption ratio
- Relatively low spending-condition for annual fee waiver
- Complimentary airport lounge access
Cons
- No reward earnings on international spends
- No noteworthy benefit on lifestyle spends, apart from travel category
Frequently Asked Questions
Everything you need to know about this credit card
Both Kotak Air+ and Kotak Air+ Prime credit cards come at an annual fee of Rs. 3,000 and offer similar benefits with minor differences. Kotak Air+ offers 2,500 Air Miles as joining and renewal bonus, while Kotak Air+ Prime offers 3,000 Air Miles instead. Kotak Air+ offers accelerated rewards only on flight/hotel bookings on Kotak Unbox, Kotak Air+ Prime also offers higher rewards on flight/hotel add-ons on Unbox, along with auto dealer merchants. Moreover, the Prime card variant also comes with an annual fee waiver option. So, the Prime variant is a better card option.
You can waive the annual fee of Kotak Air+ Prime credit card by spending Rs. 4 lakh or more in a year.
International transactions are excluded from the reward program of Kotak Air+ Prime Credit Card, so you do not earn any Air Miles on these spends.
You can convert your accrued Air Miles using Kotak Air+ Prime credit card into partner loyalty points for airlines and hotels like Marriott, Accor, Air India, Air Canada, Air France, British Airways, Cathay Pacific, Etihad Airways, Qatar Airlines and United Airlines.
You can access Kotak Unbox on Kotak Mahindra Bank mobile app. Login to the app and either click on Wallet or Credit Cards option and select Kotak Air+ Prime Credit Card. Then scroll to the Air Miles section to check your accrued Air Miles balance and click on Redeem option to access Kotak Unbox.
Footnotes
- Spends made on international transactions, fuel, rent, utility, telecom, insurance, education, government, UPI on CC transactions worth up to Rs. 2,000 (for RuPay Credit Cards only), wallet loading, online gaming, EMI and cash advance will not accrue any Air Miles.
- Minimum 200 Air Miles are needed for redemption on Kotak Unbox and max. 80% of the booking/purchase value can be paid through Air Miles redemption
- Minimum 1,000 Air Miles are needed to transfer them to the preferred airline or hotel partner
Click here to know More Terms and Conditions
Lepakshi Phogat
Lepakshi is a content writer specialising in personal finance and credit cards. She translates complex financial concepts into practical advice, helping readers make informed financial decisions. Whether it is helping them choose the right credit card or offering strategies to build their credit score, she writes to make personal finance less intimidating and more empowering.
Trending Articles on Credit Cards
Explore other Card Categories
Explore Cards from Leading Issuers
HSBC Bank
HDFC Bank
SBI Cards
American Express
ICICI Bank
Kotak Mahindra Bank
Axis Bank
Standard Chartered Bank
YES BANK
RBL Bank
IndusInd Bank
IDFC FIRST Bank
AU Small Finance Bank
Federal Bank
BOBCARD
Punjab National Bank
SBM Bank
Canara Bank
Equitas Small Finance Bank
IDBI Bank
Indian Bank
DBS Bank
Bank of India
DCB Bank Limited
Suryoday Small Finance Bank
Unity Small Finance Bank
CSB Bank
Utkarsh Small Finance Bank
Bajaj Finserv
Bank of Maharashtra
Central Bank of India
J&K Bank
UCO Bank
Union Bank of India
Nainital Bank
Tamilnad Mercantile Bank
Menu
