Karnataka Bank offers three personal loan schemes to fulfill various personal and professional needs of an individual and these schemes are Salary Loan, Insta Loan and Ravi Kiran Loan (Solar Energy). You can apply for Karnataka Bank Personal Loan both online and offline along with minimum documentation and can repay the loan maximum by 60 months as per your convenience.
How to Check Status of Karnataka Bank Personal Loan?
Online Process:
- Click here
- Fill in the required details like tracking number, mobile number, security code
- Get to view the personal loan status
Offline Process:
- You can visit the nearest branch of the bank to fill an application form
- You can contact the customer care at 1800-425-1444 or 080-220-215-07/08/09
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How to Apply for Karnataka Bank Personal Loan?
Online Process:
If you wish to apply for Karnataka Bank Personal Loan from the comfort of your home or office, apply through Paisababazaar.com, which is India’s no. 1 financial platform. To apply for the loan, follow the below mentioned steps:
- Click here and fill a form
- Compare personal loan options from various banks and NBFCs
- Click on ‘Proceed’ to check your eligibility and view best offers
- Select the desired bank or call the customer care of Paisabazaar for assistance
- After selecting the bank, fill another form to process your loan application
- Upload all the necessary documents or schedule documents pickup from your home or office
- After your documents are verified, bank’s executive will give you a verification call
- The amount will get disbursed to your account within 3-5 working days if the loan gets approved
Offline Process:
- You can visit the nearest branch of the bank to fill an application form
- You can contact the customer care at 1800-425-1444 or 080-220-215-07/08/09
FAQs
Q. What is the interest rate and processing fee of Karnataka Bank Personal Loan?
| Interest Rates | Salaried loan | Insta Cash | Ravi Kiran Loan (Solar Energy) |
| Starting from 13.15% | Starting from 11.60% | Starting from 11.85% | |
| Processing fee | 0.50% of the advance subject to a minimum of Rs. 250 | ||
Q. Where can I send an email to Karnataka Bank?
Ans. You can send an email at info@ktkbank.com.
Q. Who all are eligible for Karnataka Bank Insta Cash Loan?
Ans. Any individual who is at least 18 years, joint borrowers or partnership firms or Hindu undivided family business are eligible for this loan