IDFC FIRST Business Multiplier Credit Card

IDFC FIRST Business Multiplier Credit Card is a secured credit card backed by a fixed deposit (FD) of Rs. 50,000, making it a suitable option for consumers looking for a business credit card that offers rewards on day-to-day spends. This IDFC FIRST FD credit card offers reward points across retail and UPI transactions. Cardholders can earn 10 reward points on every Rs. 200 spent up to Rs. 1 lakh per month and 5 reward points thereafter, along with bonus rewards on hotel and flight bookings made through the IDFC FIRST Bank Mobile App. Reward points can be redeemed at a value of 1 RP = Rs. 0.25.

The card also offers travel-related benefits such as zero foreign exchange markup fees and complimentary domestic and international airport lounge visits, subject to spending conditions. Additional features include up to 45 days of interest-free credit and a relatively low finance charge of 12% per annum. Overall, this card is a decent option for consumers who want an entry-level credit card to start their credit journey.

Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit IDFC FIRST BANK’s website.