IDFC First Consumer Durable Loan

• No cost EMI is available for IDFC Consumer Durable Loans
• The bank offers minimum pre-set credit limit of Rs 3,000 that can be redeemed against any number of purchases.
• It also offers a minimum dynamic credit limit of Rs 25,000 based on consumer’s credit history.
• Instant approval on IDFC First Bank Consumer Durable Loan is also offered within 2 minutes to eligible applicants
• Limitless financing facility without any period-based restrictions for subsequent consumer durable loan from IDFC First Bank

• Offered to existing customers of IDFC First Bank
• Zero-cost EMI facility, i.e. EMI without any interest cost, is available
• Customers can apply to IDFC First Bank Consumer Durable Loan with instant approval
• Minimum pre-set credit limit of Rs 3,000, which can be redeemed against any number of purchases
• Buy now pay later option available
• Customers can avail subsequent loans at any given time, without any time-based restrictions
• Two limits are offered on Easy Buy EMI Card – one for taking consumer durable loan or Consumption Finance Loan and another to take two-wheeler loan

• Age:

New Customer- 21-65 years

Existing Customer/Easy Buy EMI Card Customer– 21 to 68 years

• Employment Type: Salaried and self-employed individuals are eligible for Consumer Durable Loans

• ID Proof: Aadhaar card, Driving License, passport, voter ID, Job ID card issued by NREGA, National Population Register
• Address Proof: Passport, Driving License, Adhaar card, National Population Register, voter ID, Job ID card issued by NREGA, National Population Register