Paisabazaar app Today!
Get instant access to loans, credit cards, and financial tools — all in one place
Our Advisors are available 7 days a week, 9:30 am - 6:30 pm to assist you with the best offers or help resolve any queries.
Get instant access to loans, credit cards, and financial tools — all in one place
Scan to download on
Our Advisors are available 7 days a week, 9:30 am - 6:30 pm to assist you with the best offers or help resolve any queries.
1st Year Fee: ₹ 0
Reward Points
Up to 10 reward points per Rs. 100 spent
Lounge Access
8 domestic lounge visits every year
Fuel Benefit
Save up to Rs. 3,000 every year
Author: Shruti Sharma
Find Best Credit Card Offers
It hardly takes 2 minutes
The entered number doesn't seem to be correct
ICICI Parakram Select Credit Card is a defence-focused credit card designed for eligible Defence Services personnel. The card offers 10 reward points per Rs. 100 spent at grocery stores, departmental stores and canteen stores. Other eligible domestic spends earn 2 reward points per Rs. 100, and accumulated points can be redeemed across categories such as travel, shopping, health and beauty, and vouchers.
In addition to rewards, the card offers decen0074 travel and lifestyle benefits, including 2 complimentary domestic airport lounge visits per quarter and 2 complimentary international lounge visits per year through Priority Pass. Cardholders can also avail complimentary golf rounds on meeting the specified spending requirement. Overall, the card can be a suitable option for defence personnel looking for a credit card with decent rewards, travel and lifestyle benefits.
Note: This card is not available on Paisabazaar. The content on this page is for informational purposes only. To express interest in this card, please visit the ICICI Bank’s website.
Reward Points1
Lounge Access


Golf Benefits
Fuel Benefit
Insurance Coverage & Other Benefits
| Fee Type | Amount | ||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Joining Fee | Nil | ||||||||||||||||||
| Annual Fee | Nil | ||||||||||||||||||
| Finance Charges | 3.75% p.m. | 45% p.a. | ||||||||||||||||||
| Late Payment Charges |
|
You are eligible for a defence-focused credit card and frequently spend on groceries, departmental stores or canteen stores
You frequently travel and want complimentary domestic and international airport lounge access
You can meet the monthly spending requirement to avail complimentary golf benefits
You want additional benefits such as fuel surcharge waiver and accident insurance coverage
Travel3.0/5
Rewards3.0/5
Fuel Benefits3.0/5
ICICI Parakram Select Credit Card 10 reward points per Rs. 100 spent at grocery stores, departmental stores and canteen stores, making it useful for cardholders who regularly spend on these categories. The card also offers 2 reward points per Rs. 100 on other eligible domestic transactions. The travel benefits, including complimentary domestic & international lounge visits further enhance the overall value. Overall, ICICI Parakram Select Credit Card is best suited for eligible Defence Services personnel who can maximize its accelerated rewards and travel benefits.
Everything you need to know about this credit card
The card offers 10 reward points per Rs. 100 spent at eligible grocery stores, departmental stores and canteen stores, subject to a monthly cap of 1,000 reward points. Other eligible domestic spends earn 2 reward points per Rs. 100.
Yes. Cardholders can avail 2 complimentary international airport lounge visits per year through Priority Pass Membership, subject to the applicable terms and conditions.
Cardholders can avail 1 complimentary golf round on spending Rs. 50,000 in a month. The benefit is capped at 4 complimentary rounds in a month.
Yes. The card offers a 1% fuel surcharge waiver on eligible fuel transactions between Rs. 400 and Rs. 4,000 across fuel stations in India. The maximum waiver is capped at Rs. 250 per month.
Yes. The accelerated reward rate of 10 reward points per Rs. 100 on grocery, departmental and canteen store spends is capped at 1,000 reward points per month.
Eligible Defence Services personnel seeking a premium credit card with accelerated rewards on everyday spends, domestic and international lounge access, golf benefits and insurance coverage can consider this card.
Click here to know More Terms and Conditions
Shruti Sharma is a skilled content writer with a passion for simplifying personal finance for consumers. Specializing in credit cards and financial planning, she offers valuable insights that empower individuals to make informed financial choices. Through her writing, she shares practical tips and guides readers through the nuances of credit card usage.
Choose a Card Matching Your Lifestyle
Please enter a valid full name
The entered number doesn't seem to be correct