ICICI Coral Debit Card

ICICI Coral debit card benefits and features for both the variants are given below:

Welcome Benefits 

ICICI bank offers joining benefits to its new Coral debit card users in the form of gift vouchers.

For Coral Plus Debit Card Users:

• Shopping voucher worth Rs. 500 (on minimum spends of Rs. 2,500) to be spent at the Central
• TATA Cliq e-vouchers worth Rs. 500

For Coral Paywave Debit Card Users:

• Kaya Gift voucher worth Rs. 1000
• Gift Voucher worth Rs. 500 at Central
• TATA Cliq e-vouchers worth Rs. 200

Reward Points

Both variants of the coral debit cards offer ICICI bank reward points on all your spends, as follows:

• Domestic Transactions- 2 reward points on every Rs. 200 spent
• International Transactions- 4 reward points on every Rs. 200 spent

To redeem the earned points, a rewards redemption handling fee of Rs. 25 to 99 has to be paid.

Lounge Access

ICICI Coral debit cards offer 2 complimentary access to airport lounges per quarter across India. From the third quarter, this offer is available only if you have spent at least Rs. 3,000 in the previous calendar quarter. This makes it a good choice for frequent travellers.

However, if you are looking for extensive lounge benefits, like access to international lounges, more visits, and priority pass membership, then you can choose credit cards over debit cards.

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Movie Benefits

You can get discounts on the movie ticket bookings on both Coral card variants as discussed below:

• BookMyShow- 25% off up to Rs. 100 once every month on purchase of minimum 2 tickets
• INOX- 25% off up to Rs. 50 twice every month on purchase of minimum 2 tickets. Offer not valid on Carnival Cinemas multiplexes.

Additional Benefits on ICICI Coral Debit Cards

Fuel Surcharge Waiver: ICICI Coral Paywave debit card users are not required to pay fuel surcharge on the transactions done via ICICI Bank swipe machines at selected government petrol outlets, such as (HPCL/ IOCL/ BPCL)

Wallet Protection Services: The debit card users are also provided with wallet protection services which include card blocking, emergency advance on hotels and replacement travel tickets, and protection against card and mobile wallet fraud.

The following basic fees and charges are applicable on the ICICI debit cards:

Particulars	ICICI Bank Coral+ Debit Card	ICICI Coral Paywave Contactless Debit Card
Debit Card Fee*	Joining Fee: Rs. 249 Monthly Fee: Rs. 249 per month	Joining Fee: Rs. 699 Annual Fee: Rs. 699
Card Re-issuance Charge	Rs. 200	Rs. 200
Rewards Redemption Handling Fee	Rs. 99 (excluding GST)	Rs. 99 (excluding GST)

Note: Additional 18% GST shall be applicable on the above mentioned charges.

*Fees and charges are updated as of August 2025.

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Generally, the debit card is provided to the customers as a part of the ICICI bank account kit on opening a new account. However, if you do not get the debit card with your kit, you can apply for one, along with any ICICI credit card, through the following ways:

• By contacting ICICI Bank Customer Care- You can call the ICICI bank customer care number on 1800-1080 and request for a new card of choice
• By visiting ICICI Bank Branch- For offline debit card application, you can also visit the bank branch with your valid ID proof
• Through Internet Banking- Login to the website, go to the ‘Personal’ section. Apply online and go to ‘Cards’ to select ‘Debit Cards’, then choose the debit card of choice
• Through iMobile App- You can also apply for a new debit card by logging in on the ICICI bank iMobile App

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Q. How can I enable contactless payment feature on ICICI Coral debit cards?

You can enable the contactless payment feature called ‘Tap and Pay’ on those ICICI debit or credit cards which have a contactless symbol. To activate, open the iMobile app and go to ‘Debit Card’. Then enable the ‘Tap and Pay’ feature. You can also use internet banking and go to ‘Manage card limits’ to activate contactless payments.

Q. What is the transaction limit of the contactless payments done via ICICI Coral Paywave Contactless debit card?

You can make a transaction of maximum Rs. 5,000 using the Tap and Pay feature of your ICICI Coral Paywave debit card.

Q. Do the reward points earned by using ICICI Coral debit cards expire?

Yes, the ICICI reward points have a validity of 3 years from the date of their issuance.

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