Updated: 03-08-2022 06:44:33 AM
Compare Home Loan Interest Rate Offered by Various Banks & HFCs in Noida
| Name of Lender | Up to Rs. 30 Lakh | Above Rs. 30 Lakh to Rs. 75 Lakh | Above Rs. 75 Lakh |
| SBI | 8.05% - 9.05% | 8.05% - 8.95% | 8.05% - 8.95% |
| HDFC | 8.10% - 9.50% | 8.35% - 9.75% | 8.45% - 9.85% |
| LIC Housing Finance | 8.00% - 9.50% | 8.00% - 9.70% | 8.00% - 9.90% |
| ICICI Bank | 8.10% - 9.00% | 8.10% - 9.00% | 8.10% - 9.10% |
| Kotak Mahindra Bank | 7.99% onwards | 7.99% onwards | 7.99% onwards |
| PNB Housing Finance | 7.99% - 12.50% | 7.99% - 12.50% | 8.10% - 11.20% |
| Punjab National Bank | 7.95% - 9.35% | 7.90% - 9.05% | 7.90% - 9.00% |
| Bank of Baroda | 7.95% - 9.45% | 7.95% - 9.45% | 7.95% - 9.70% |
| Union Bank of India | 7.90% - 9.65% | 7.90% - 9.85% | 7.90% - 9.85% |
| IDFC First Bank | 7.95% onwards | 7.95% onwards | 7.95% onwards |
| L&T Housing Finance | 7.70% - 8.70% | 7.70% - 8.70% | 7.70% - 8.70% |
| Bajaj Housing Finance | 7.70% onwards | 7.70% onwards | 7.70% onwards |
| Godrej Housing Finance | 7.99% - 10.99% | 7.99% - 10.99% | 7.99% - 10.99% |
| Tata Capital | 8.10% onwards | 8.10% onwards | 8.10% onwards |
| Federal Bank | 9.05% - 9.10% | 7.77% - 9.15% | 7.77% - 9.20% |
Note: Interest rates offered by banks, NBFCs/ HFCs are subject to change as per RBI’s directives and lenders’ discretion.
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Home Loan in Noida – Features & Benefits
- Quick and transparent processing
- Pre-approved home loan – borrower can get the home loan approved in advance that requires minimum documentation and saves time when purchasing the house. It saves your dream home from getting sold out in the fuss of loan approval.
- Fixed and floating interest rate where the earlier offers same rate throughout the tenure and the latter has a flexible interest rate depending on the market rates.
- Home loan insurance for protection of home loan and its repayment in case of any unfortunate event.
- Home loan balance transfer – one can transfer the ongoing home loan to another bank with lower monthly interest rate or longer tenure etc.
Eligibility Criteria for Home Loan
For home loan in Noida, you need to meet the following eligibility criteria.
- Age of the borrower, salaried or self-employed (21–65 years)
- Job stability and monthly salary for loan repayment
- Credit history for loan approval
- Income proof of co-applicant, if any
- Liability of other loans, such as personal loan, credit card etc.
- Assets such as property, jewellery etc.
Documents Required for Home Loan in Noida
- Filled and signed application form with photograph
- Processing fee by cheque or draft