Apply for Home Loans @ Lowest Rate
Home Loan in Noida – Features & Benefits
- Quick and transparent processing
- Pre-approved home loan – borrower can get the home loan approved in advance that requires minimum documentation and saves time when purchasing the house. It saves your dream home from getting sold out in the fuss of loan approval.
- Fixed and floating interest rate where the earlier offers same rate throughout the tenure and the latter has a flexible interest rate depending on the market rates.
- Home loan insurance for protection of home loan and its repayment in case of any unfortunate event.
- Home loan balance transfer – one can transfer the ongoing home loan to another bank with lower monthly interest rate or longer tenure etc.
Compare Home Loan Interest Rate Offered by Various Banks & HFCs in Noida
| Interest Rates (% p.a.) | |||
| Name of Lender | Up to 30 Lakh | Above 30 Lakh & upto 75 Lakh | Above 75 Lakh |
| State Bank of India | 6.70-7.65 | 6.70-7.75 | 6.70-7.85 |
| HDFC | 6.70-8.45 | 6.70-8.60 | 6.70-8.70 |
| Axis Bank | 6.75-11.50 | 6.75-11.50 | 6.75-11.50 |
| ICICI Bank | 6.70-7.55 | 6.70-7.55 | 6.70-7.55 |
| Kotak Mahindra Bank | 6.55 onwards | 6.55 onwards | 6.55 onwards |
| PNB Housing Finance | 6.99-12 | 6.99-12 | 7.15-12 |
| Punjab National Bank | 6.55-7.95 | 6.50-7.65 | 6.50-7.60 |
| Bank of Baroda | 6.50-8 | 6.50-8 | 6.50-8.25 |
| Union Bank of India | 6.40-7.60 | 6.40-7.65 | 6.40-7.65 |
| IDFC First Bank | 6.90 onwards | 6.90 onwards | 6.90 onwards |
| L&T Housing Finance | 6.75 – 7.75 | 6.75 – 7.75 | 6.75 – 7.75 |
| Bajaj Finserv | 6.70-14 | 6.70-14 | 6.70-14 |
| Godrej Housing Finance | 6.49 onwards | 6.49 onwards | 6.49% onwards |
| Tata Capital | 6.70 onwards | 6.70 onwards | 6.70 onwards |
| LIC Housing Finance | 6.66-7.85 | 6.66-8.05 | 6.66-8.05 |
| Indian Bank | 6.50% – 7.70% p.a. | 6.50% – 7.50% | 6.50% – 7.50% |
Note: Interest rates offered by banks, NBFCs/ HFCs are subject to change as per RBI’s directives and lenders’ discretion.
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Calculate Home Loan EMI
A home loan calculator is a simple tool for calculating home loan EMIs in advance. To compute monthly EMIs, simply enter values such as loan amount, tenure, and interest rate. You can change any of the parameters to find the best choice for you, and you can also compare different loans from different lending institutions.
Monthly EMI ₹ 15,622
Total Amount Payble ₹ 5,62,395(Principal + interest)
Principal Amount ₹ 5,00,000
Total Interest Payble ₹ 62,395
Eligibility Criteria for Home Loan
For home loan in Noida, you need to meet the following eligibility criteria.
- Age of the borrower, salaried or self-employed (21–65 years)
- Job stability and monthly salary for loan repayment
- Credit history for loan approval
- Income proof of co-applicant, if any
- Liability of other loans, such as personal loan, credit card etc.
- Assets such as property, jewellery etc.
Documents Required for Home Loan in Noida
- Filled and signed application form with photograph
- Processing fee by cheque or draft
List of Other Lenders Offering Home Loan in Noida
- Bank of India
- Bank of Maharashtra
- Canara Bank
- Central Bank of India
- Indian Overseas Bank
- Punjab and Sind Bank
- UCO Bank
- Federal Bank
- RBL Bank
- Bandhan Bank
Check the complete list of Housing Finance Companies in India.