Compare Home Loan Interest Rate Offered by Various Banks & HFCs in Delhi
Name of Lender | Up to Rs. 30 Lakh | Above Rs. 30 Lakh to Rs. 75 Lakh | Above Rs. 75 Lakh |
SBI | 8.50% - 10.15% | 8.50% - 10.05% | 8.50% - 10.05% |
HDFC | 8.50% - 10.35% | 8.50% - 10.60% | 8.50% - 10.70% |
LIC Housing Finance | 8.45% – 10.35% | 8.45% – 10.55% | 8.45% – 10.75% |
ICICI Bank | 9.00%-9.80% | 9.00%-9.95% | 9.00%-10.05% |
Kotak Mahindra Bank | 8.85% onwards | 8.85% onwards | 8.85% onwards |
PNB Housing Finance | 8.75% - 14.50% | 8.75% - 13.00% | 8.75%-11.35% |
Punjab National Bank | 8.65%-9.60% | 8.60%-9.50% | 8.60%-9.50% |
Bank of Baroda | 8.60% - 10.65% | 8.60% - 10.65% | 8.60% - 10.90% |
Union Bank of India | 8.50% – 10.75% | 8.50% – 10.95% | 8.50% – 10.95% |
IDFC First Bank | 8.85% onwards | 8.85% onwards | 8.85% onwards |
L&T Housing Finance | 8.60% onwards | 8.60% onwards | 8.60% onwards |
Bajaj Housing Finance | 8.50% onwards | 8.50% onwards | 8.50% onwards |
Tata Capital | 9.15% onwards | 9.15% onwards | 9.15% onwards |
Federal Bank | 10.15%-10.20% | 10.20%-10.25% | 10.25%-10.30% |

Compare & Apply for Home Loans from Top Lenders Get Started
Home Loan Features
- Home loans in Delhi usually offered @ 8.45% p.a. onwards
- Tenures may be up to 30 years
- LTV ratio: 90% of the cost of property
- Top-ups, overdraft and home loan balance transfer to existing home loan borrowers
- Select customers are offered pre-approved instant
- No pre-payment charges
- Pradhan Mantri Awas Yojna for economically weaker sections, middle income groups and low income groups with interest subsidy of up to Rs 2.76 lakh
Income Requirements of Home Loan in Delhi: Salaried applicants with minimum monthly income of Rs 15,000 are eligible for home loans in Delhi. The income requirements can be higher for some lenders.

Apply for Home Loan at Low Interest Rates Click Here
Eligibility Criteria of Home Loans in Delhi
- Applicant should be Indian Resident, PIO, NRI. Some lenders also offer home loan for NRI to PIOs and non-resident Indians.
- Age- 21 years up to 70 years at the time of loan maturity
- Work experience: At least 3 years for salaried and self-employed
- Applicant’s job profile: Salaried (government and corporate professionals)/Self-Employed Non-Professionals (contractor, trader, commission agent)/Self-Employed Professionals (Doctors, CS, lawyers, CA, architect, consultant, engineer
- CIBIL/Credit score should be 750 and above for increased chances of availing home loan and at lower interest rates
Also Check: Home Loan Eligibility Criteria by Tops Banks/HFCs Online

Apply for Home Loan at Low Interest Rates Click Here
Documents Required for Home Loans in Delhi
For Salaried Applicants
- KYC documents: PAN card, passport, voter ID, Aadhaar card, driving license
- Income Proof: Salary slips for last 3 months, Bank statement for past 6 months with salary credits, ITR/Form-16
- Own contribution proof
- Property documents
- Bank statement showing loan repayment history
- Employment contract/appointment letter if the job is less than an year old
- Processing fee cheque
Additional Documents for Self-Employed Applicants
- Business profile
- Recent Form 26AS
- Income Proof: ITR with income computation for past 3 years
- Memorandum and Articles of Association of the company
- Balance sheet and profit & loss account statement for last 3 years
- Current account statement of business entity
- Savings account statement of individual for past 6 months
Also Check Home Loan EMI Calculator

Apply for Home Loan at Low Interest Rates Click Here