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1st Year Fee: ₹ 0
Rewards
3x rewards on electronics and apparel
Movie
Buy-one-get-one on INOX movie tickets
Lounge
4 free domestic airport lounge per year
Author: Samridhi Srivastava
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Federal Signet Credit Card is a lifetime free credit card designed for everyday spending, offering rewards and basic travel benefits. It is available on Visa, Mastercard, and RuPay networks, ensuring wide acceptance. The card offers 3x rewards on electronics and apparel, 2x on entertainment, and 1x on other spends. Cardholders can avail up to 4 complimentary domestic airport lounge visits per year, on a minimum spend of Rs. 20,000 in the previous quarter. Additional benefits include buy-one-get-one offers on INOX movie tickets and milestone vouchers, making it suitable option for consumers seeking moderate rewards and lifestyle perks.
Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit Federal Bank’s website.
Reward program1
Travel Benefits
Welcome Benefit

| Particulars | Amount | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Joining Fee | Nil | ||||||||||||
| Annual Fee | Nil | ||||||||||||
| Finance Charges | 1.99% p.m. (23.88% p.a.) | ||||||||||||
| Late Payment Fee |
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You often spend on electronics and apparel and are looking for a card that offers rewards
You often travel domestically and want to avail a credit card that offers domestic lounge visit
You are looking for a lifetime free credit card
You are comfortable on spending Rs. 20,000 to avail free swiggy voucher
Movies3.0/5
Rewards3.0/5
Lounge Access2.5/5
Federal Signet Credit Card is a lifetime free credit card that offers 3x rewards on electronics and apparel categories, 2x rewards on entertainment, and 1x reward on other spends. Additionally, the card also offers 4 domestic airport lounge visits yearly making it a decent option for the consumers who travel domestically and want to avail a credit card that offers airport lounge visit. Besides this, the cardholders can avail free Swiggy vouchers on min. quarterly spend of Rs. 20,000 as milestone benefit. Overall, this card is a suitable option for cardholders who are looking for a credit card that offers basic reward and travel benefits.
Everything you need to know about this credit card
The card offers 3x rewards on electronics and apparel, 2x on entertainment spends, and 1x rewards on all other transactions, making it suitable for everyday spending categories.
Cardholders get 4 domestic lounge visits per year, with one visit per quarter available on spending at least Rs. 20,000 in the previous quarter.
Yes, the card offers a buy-one-get-one free ticket on INOX movies once every quarter, helping cosnumers save on entertainment expenses.
No, the Federal Signet Credit Card is a lifetime free card with zero joining fee and no annual maintenance charges.
You get an Amazon Pay voucher worth Rs. 200 on spending Rs. 3,000 in the first month and a Swiggy voucher on quarterly spends of Rs. 20,000.
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Samridhi Srivastava is a personal finance content writer who simplifies complex financial topics for everyday readers. She writes about credit cards, credit scores, and other personal finance topics to make money management easier. Through her clear and practical writing, she helps individuals make confident and informed financial decisions.