Citi Bank is one of the leading banks when it comes to offering personal loans in India. Salaried, Self-employed individuals, both can avail personal loan from Citibank in order to meet their financial requirements. A personal loan can be utilized for any purpose with the major advantage being funded in a few hours from applying for a personal loan without having to visit the bank.
Citibank Personal Loan Features:
Some of the features and benefits of Citi Bank Personal Loan are:
High Loan Value: Citi Bank offers personal loan up to Rs 30,00,000, catering to all the financial needs in just a few steps.
Low Interest Rate: Personal Loan interest rate from Citi Bank are as low as 10.99%*
Quick Eligibility Check: The online application from Citi Bank is simple and convenient. One can apply for a personal loan from Citi Bank and expect to get eligibility in just 4 hours.
Quick Loan Disbursal: With Citi Bank’s personal loan, the decision time is 4 hours and that after the individual has applied through Click 4 Call.
*The final amount, loan tenure and interest rate will be subject to Loan Applicant’s eligibility on the basis of bank’s criteria.
Citibank Personal Loan Interest Rates:
Interest rates of Citi Bank Personal Loan are as follows:
- Personal loan interest rates of Citi Bank starts as low as 10.99% P.A. (Terms & Conditions Apply)
- Citibank offers flexible repayment period from 12-59 months, and handling fee as low as .25% (Terms & Conditions Apply)
- Pre-closure charges of Citi Bank Personal Loan ranges from 2-3%
Documents Required for Citi Bank Personal Loan:
|For Salaried Individuals||For Self-Employed|
|Proof of Identity: (Any one of the following)
|| Proof of Identity: (Any one of the following)
|Proof of Address: (Any one of the following)
||Proof of Address: (Any one of the following)
|Proof of Age: (Any one of the following)
||Proof of Age: (Any one of the following)
|Length of the Business: (Any one of the following)
||Length of the Business: (Any one of the following)
|Proof of Income and Occupation: (Any one of the following)
||Proof of Income and Occupation: (Any one of the following)
Frequently Asked Questions (FAQs)
Q. What is the Personal Loan tenure from Citi Bank?
A: The repayment tenure of Citi Bank Personal Loan ranges between 12-59 months
Q: What is the Interest Rate of Citi Bank Personal Loan?
A: Personal Loan Interest rate of Citi Bank starts as low as 10.99% P.A. *Terms and Conditions Apply.
Q: What is the timeline to find out your eligibility for Citi Bank personal loan?
A: The Bank takes 4 hours for decision on the Personal Loan especially when the Loan Applicant has applied through Click 4 Call.
Q: What is the maximum Loan Amount that can be taken for Personal Loan?
A: Citi Bank offers Personal Loan up to Rs 30 Lakh to meet the financial requirements of the applicant.
Q: How can we contact the Citi Bank Customer Care executive?
A: Citi Bank offers 24×7 Citi Phone service applicable across India. For Credit Cards/CitiBanking/Suvidha/Loans*/Citi Priority/Business Preferred the Toll Free number is 1860- 210- 2484
*Operational Between 9 am – 7 pm (Monday to Saturday) except on the National Holidays.
For individuals residing outside of India, the Bank executives can be contacted at +91 22 4955 2484