Citibank Personal Loan

Citi Bank is one of the leading banks when it comes to offering personal loans in India. Salaried, Self-employed individuals, both can avail personal loan from Citibank in order to meet their financial requirements. A personal loan can be utilized for any purpose with the major advantage being funded in a few hours from applying for a personal loan without having to visit the bank.

Citibank Personal Loan Features:

Some of the features and benefits of Citi Bank Personal Loan are:

High Loan Value: Citi Bank offers personal loan up to Rs 30,00,000, catering to all the financial needs in just a few steps.

Low Interest Rate: Personal Loan interest rate from Citi Bank are as low as 10.99%*

Quick Eligibility Check: The online application from Citi Bank is simple and convenient. One can apply for a personal loan from Citi Bank and expect to get eligibility in just 4 hours.

Quick Loan Disbursal: With Citi Bank’s personal loan, the decision time is 4 hours and that after the individual has applied through Click 4 Call.

*The final amount, loan tenure and interest rate will be subject to Loan Applicant’s eligibility on the basis of bank’s criteria.

Citibank Personal Loan Interest Rates:

Interest rates of Citi Bank Personal Loan are as follows:

1. Personal loan interest rates of Citi Bank starts as low as 10.99% P.A. (Terms & Conditions Apply)
2. Citibank offers flexible repayment period from 12-59 months, and handling fee as low as .25% (Terms & Conditions Apply)
3. Pre-closure charges of Citi Bank Personal Loan ranges from 2-3%

Documents Required for Citi Bank Personal Loan:

For Salaried Individuals	For Self-Employed
Proof of Identity: (Any one of the following) Valid Passport Driving License PAN Aadhaar Card Voter ID Card Person of Indian Origin card Overseas Citizen of India card NREGA issued Job Card UIDAI issued letters Photograph is mandatory	Proof of Identity: (Any one of the following) Valid Passport Driving License PAN Aadhaar Card Voter ID Card Person of Indian Origin Card Overseas Citizen of India Card Professional license with Photograph Trade License with Photograph Photograph is mandatory
Proof of Address: (Any one of the following) Driving License Passport Utility Bill of last 3 months with name and address on it Ration Card Letter from Employer Rent Agreement Copy / Property registration document in the name of the Loan Applicant Last 3 month’s bank account statement, signed and stamped by the existing Banker Mutual Fund statement Updated Aadhaar card Latest IT Return Overseas citizen of India card Original Letter from company Person of Indian origin card Voter ID Card Valid Identity Card	Proof of Address: (Any one of the following) Driving License Passport Utility Bill of the last 3 months with name and address Ration Card Letter from Employer Rent Agreement Copy / Property registration document in the name of the Loan Applicant Last 3 month’s bank account statement, signed and stamped by the existing Banker Mutual Fund statement Overseas Citizen of India card Latest IT Return Person of Indian Origin Voter ID Card Updated Aadhaar card Valid Identity Card
Proof of Age: (Any one of the following) Birth Certificate School leaving certificate Passport Voter card with Date of Birth mentioned on it College certificate Date of Birth on Tax Return PAN Card Company HR/ID Confirmation	Proof of Age: (Any one of the following) Birth Certificate School leaving certificate Passport Voter Card with Date of Birth Mentioned on it College certificate Date of Birth on Tax Return PAN Card
Length of the Business: (Any one of the following) Letter from Employer Old Pay Slip/FORM 16 HR Check by designated CPA Resource	Length of the Business: (Any one of the following) Receipts of Rent Documents of ownership Utility Bills Bank Account statement of the last three years Tax Returns from the same city
Proof of Income and Occupation: (Any one of the following) Last 3 months salary slip Latest FORM 16 Last 3 month Bank Statement	Proof of Income and Occupation: (Any one of the following) IT Returns for the last two years and documents along with it Compilation of Income Schedule P&L Account Balance Sheet Audit Report Above accounts to be certified by CA Bank Statement of the last 6 months

Frequently Asked Questions (FAQs)
Q. What is the Personal Loan tenure from Citi Bank?
A: The repayment tenure of Citi Bank Personal Loan ranges between 12-59 months

Q: What is the Interest Rate of Citi Bank Personal Loan?
A: Personal Loan Interest rate of Citi Bank starts as low as 10.99% P.A. *Terms and Conditions Apply.

Q: What is the timeline to find out your eligibility for Citi Bank personal loan?
A: The Bank takes 4 hours for decision on the Personal Loan especially when the Loan Applicant has applied through Click 4 Call.

Q: What is the maximum Loan Amount that can be taken for Personal Loan?
A: Citi Bank offers Personal Loan up to Rs 30 Lakh to meet the financial requirements of the applicant.

Q: How can we contact the Citi Bank Customer Care executive?
A: Citi Bank offers 24×7 Citi Phone service applicable across India. For Credit Cards/CitiBanking/Suvidha/Loans*/Citi Priority/Business Preferred the Toll Free number is 1860- 210- 2484

*Operational Between 9 am – 7 pm (Monday to Saturday) except on the National Holidays.

For individuals residing outside of India, the Bank executives can be contacted at +91 22 4955 2484