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  • Flipkart Axis Bank Credit Card
    • Image of Flipkart Axis Bank Credit Card
    Axis Bank

    Flipkart Axis Bank Credit Card

    cat name Cashback
    cat name Online Shopping
    3.5/5.0

    Cashback3.5/5

    Welcome Benefits3.5/5

    Co-branded Benefits4.0/5

    Know More
    Paisabazaar Review

    1st Year Fee: ₹500* Plus Applicable Taxes

    Shopping

    Shopping

    7.5% cashback on Myntra

    Co-branded

    Co-branded

    5% cashback on spends at Flipkart

    Travel

    Travel

    5% cashback on Cleartrip

    Updated on November 10, 2025 10:56 am

    Author: Shruti Sharma

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    About The CardWelcome & Cashback BenefitsOther Features & BenefitsFees & ChargesThings to KnowCard ReviewFAQs

    About Flipkart Axis Bank Credit Card

    Flipkart Axis Bank Credit Card is among India’s top cashback credit cards for online shopping. Consumers can earn 7.5% cashback on Myntra, 5% cashback on Flipkart & Cleartrip, and 4% cashback on preferred merchants—cult.fit, PVR, Swiggy, and Uber. Despite being a co-branded card, the card’s benefits are spread across multiple categories, such as travel, entertainment, dining, and lifestyle.

    The card comes with a base cashback rate of 1%. Also, the addition of Myntra and Cleartrip to the accelerated cashback category enhances its value for travellers and online shoppers.

    View More

    Welcome & Cashback Benefits

    Welcome Benefits

    • Flipkart voucher worth Rs. 250 on making the first transaction within 30 days from card issuance
    • 50% discount up to Rs. 100 on the first transaction for new Swiggy customers using code “AXISFKNEW“

    Cashback Benefits

    • 7.5% cashback on Myntra, capped at Rs. 4,000 per quarter
    • 5% cashback on Flipkart and Cleartrip, capped at Rs. 4,000 each per quarter
    • Unlimited 4% cashback on preferred merchants (cult.fit, PVR, Swiggy, Uber)1
    • Unlimited 1% cashback on transactions apart from Flipkart & preferred merchants2,3

    Also Check: Best Cashback Credit Cards

    Image of Flipkart Axis Bank Credit Card
    Base cashback rate of 1% is good for an entry-level credit card like Flipkart Axis. Also, unlike the Amazon Pay ICICI Card where cashback is credited in the form of Amazon Pay balance, the Flipkart card has kept it simple with a direct statement credit model. Additionally, unlimited cashback on preferred merchants extends the card benefits beyond shopping to other lifestyle categories, like travel, health, movies, and food delivery. The only drawback with the cashback structure is the exclusion of everyday spends like bill payments and wallet reloads, which the competitor Amazon ICICI covers.
    Image of Flipkart Axis Bank Credit Card

    Other Features & Benefits

    Fuel Surcharge Waiver

    • 1% fuel surcharge waiver for transactions worth Rs. 400 to Rs. 4,000 (Maximum waiver of Rs. 400 in a month)

    Dining Benefit

    • Up to 15% discount (Max. Rs. 500) at 10,000+ partner restaurants via Axis Bank Dining Delights programme

    EMI Conversion

    • Convert transactions above Rs. 2,500 into easy EMIs through phone banking

    Annual Fee Waiver 

    • Annual fee waiver on annual spends of Rs. 3.5 Lakh

    Flipkart Axis Credit Card: Fees & Charges

    Fee Type Amount
    Joining Fee Rs. 500 + Taxes
    Annual Fee Rs. 500 + Taxes
    Finance Charges 3.75% per month
    Late Payment Charges
    For Statement Balance:
    Less than Rs. 500 Nil
    From Rs. 501 to Rs. 5,000 Rs. 500
    From Rs. 5,001 to Rs. 10,000 Rs. 750
    Greater than Rs. 10,000 Rs. 1,200

    Flipkart Axis Credit Card Vs. Amazon ICICI Credit Card

    Amazon Pay ICICI Credit Card is a lifetime-free credit card, whereas Flipkart Axis Card charges an annual fee of Rs. 500, which is waived off on spending Rs. 3.5 Lakh in the previous year. The comparison of credit cards is as follows:

     Parameters Flipkart Axis Card Amazon ICICI Card
    Maximum Cashback 7.5% (on Myntra)
    5% (with Flipkart and Cleartrip)     		5% (on Amazon spends for Prime members)
    Flat Cashback Rate 1% 1%
    Cashback on Partner Merchants 4% on cult.fit, PVR, Swiggy, & Uber 2% on Yatra.com, Faasos, Haptik, BookMyShow, redBus, FreshMenu, Chumbak, etc.
    Cashback Credit Statement Balance Amazon Pay
    Pros 
    • Same cashback for all Flipkart users
    • Base cashback rate is decent
    • Good cashback on partner brands
    • Unlimited rewards
    • Good cashback for Amazon Prime holders
    • Multiple partner merchants
    • Covers cashback on bill payments, wallet reloads
    • Unlimited rewards
    Cons
    • No benefits on utility bill payments
    • No complimentary lounge access benefits
    • Low cashback rate for non-prime members
    • No complimentary lounge access benefits
    Get the card if You frequently shop with Flipkart and other partner merchants like Myntra, Cleartrip, Uber, PVR, etc. You are an Amazon loyalist and have the Prime membership

    Things to Know Before you apply

    Get this card if

    You prefer Flipkart for your day-to-day spends as well as big-ticket purchases

    You travel often and prefer to make bookings through Cleartrip

    You want a low annual fee credit card with high cashback benefits on online shopping

    You are a new Swiggy customer looking to maximize welcome benefits

    Other Similar Credit Cards

    Amazon Pay ICICI Credit Card

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    Paisabazaar Review

    Overall Rating

    3.5/5

    Cashback3.5/5

    Welcome Benefits3.5/5

    Co-branded Benefits4.0/5

    What do we like about this card?

    Flipkart Axis Bank Credit Card caters to both cashback and shopping categories, particularly appealing to Flipkart & Myntra loyalists. Unlike many co-branded cards, it extends its benefits to a range of partner brands, including Uber, PVR, Swiggy, and cult.fit. With the addition of 7.5% cashback on Myntra and 5% on Cleatrip, the card has also become a compelling option for online shopping and travel bookings, respectively. Through these diverse brand partnerships, the card offers benefits in almost all major everyday categories, including shopping, travel, health, and entertainment.

    Pros

    • Accelerated cashback (5%) for all Flipkart users
    • 7.5% cashback on Myntra
    • Unlimited cashback on partner merchants
    • Good cashback rate across accelerated categories

    Cons

    • Low cashback on non-accelerated categories
    • Long list of exclusions from rewards program
    • Not suitable for users seeking benefits on offline shopping or non-brand benefits
    • High annual fee waiver condition for an entry-level card
    • No complimentary lounge access benefits
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    Frequently Asked Questions

    Everything you need to know about this credit card

    Both Flipkart Axis and Amazon ICICI are co-branded credit cards. While Flipkart Axis card offers accelerated benefits on your spends at Flipkart and its partner brands, Amazon ICICI card offers accelerated benefits on Amazon spends and payments to Amazon Pay merchants. Both cards offer a cashback of up to 5% on their respective collaborative brands. The choice between the two depends on your spending preferences. If you frequently shop through Amazon and use Amazon Pay, then Amazon ICICI card would be a better choice. On the other hand, if you use Flipkart and its partner brands more often, Flipkart Axis card would offer better savings.

    Flipkart Axis Bank credit card 5% cashback on Flipkart and Cleartrip platforms, but this benefit is not unlimited. This 5% cashback is capped at Rs. 4,000 per quarter for each platform.

    Yes, you can use your Flipkart Axis Bank credit card to make offline as well as online purchases. You may use your card at POS, on online platforms and at ATMs. However, on using the credit card at the ATM for cash withdrawal, additional 2.5% cash withdrawal fee (minimum Rs. 500) and finance charges of 3.75% per month are applicable from the day of withdrawal. Credit card cash withdrawal is thus, not an advisable form of credit as it involves hefty charges.

    You can avail the fuel surcharge waiver at any petrol pump across India. The maximum waiver amount, however, has been capped at Rs. 400 per month. Also, the fuel transaction must be between Rs. 400 to Rs. 4,000. An amount above or below it will not be eligible for a surcharge waiver.

    In case of late payment of card dues, Flipkart Axis Bank credit card users are required to pay Rs. 500 late payment fee if the outstanding amount is between Rs. 501 and Rs. 5,000, Rs. 750 for outstanding balance of Rs. 5,001 to Rs. 10,000, and Rs. 1,200 if the outstanding amount is more than Rs. 10,000.

    Currently, you can apply for this credit card through Paisabazaar by logging in with your mobile number and checking your eligibility. You can also apply online by visiting the official website of Axis Bank and submitting a duly filled application form along with the required documents. Alternatively, you can apply offline by visiting the nearest Axis Bank branch and applying in person.

    No, Flipkart Axis Bank credit card is not free, but charges an annual fee of Rs. 500. However, the card is first year free if you apply through Paisabazaar.

    While Flipkart Axis Bank Credit Card is a decent option for consumers who frequently shop online through Flipkart and its partner brands, it has certain limitations. No cashback is offered on select categories, including government services, fuel spends, EMI transactions, wallet loading, rental payments, jewellery spends, insurance, utilities, educational services, and more. Additionally, although the card charges an annual fee of just Rs. 500, the spending milestone of Rs. 3.5 lakh for an annual fee waiver is relatively high for an entry-level card.

    You can reach out to Axis Bank Credit Card customer care via the following numbers, 1860-419-5555 and 1860-500-5555.

    Yes, you can use Flipkart Axis Bank Credit Card for both online and offline transactions. However, the accelerated cashback benefits are limited to spends at Flipkart, Cleartrip, and their partner brands. You can also check the usage restrictions of your card by logging into your net banking account.
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    Footnotes

    1. These preferred partners are subject to change from time to time.
    2. Cashback is not applicable on payments made towards government services, fuel spends, purchase of gift cards on Flipkart and Myntra, EMI transactions, purchases converted to EMI post-facto, wallet loading transactions, cash advances, rental payments, purchase of jewellery, insurance, utilities, educational services, payment of outstanding balances, payment of card fees and other card charges.
    3. 1% transaction fee applies to education payments via third-party apps, rent payments, and spends exceeding monthly limits on wallet loads (Rs. 10,000), fuel (Rs. 50,000), utilities (Rs. 25,000), and gaming (Rs. 10,000).

    Click here to know More Terms and Conditions

    Shruti Sharma linkedIn icon

    Content Writer

    Shruti Sharma is a skilled content writer with a passion for simplifying personal finance for consumers. Specializing in credit cards and financial planning, she offers valuable insights that empower individuals to make informed financial choices. Through her writing, she shares practical tips and guides readers through the nuances of credit card usage.

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