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Travel
Lounge Access
1st Year Fee: ₹ 0
Lounge Access
Unlimited domestic airport lounge access
International Use
Zero forex markup on international spends
Travel Benefits
Up to 20% Scapia Coins on travel spends
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After Federal Bank and BOBCARD, Scapia has partnered with Axis Bank to offer Scapia Axis Bank Credit Card. It is a lifetime free card which comes with dual-network feature as you get it as both Mastercard as well as RuPay card variant through a single card application. It offers travel-focused benefits which include accelerated rewards on travel spends, zero forex markup, unlimited domestic airport lounge visits and savings on airport shopping. The cardholders earn unlimited rewards in the form of Scapia Coins which can be redeemed using the Scapia app which is a travel platform through which you can plan, book and manage your end-to-end travel experiences. Read on to know more about this Axis Bank Credit Card with its detailed features.
Reward Earning1:
Reward Redemption:
In addition to its reward program, Axis Bank Scapia Credit Card comes with the following features and benefits:
Also Read: Best Zero Forex Credit Cards | Best Credit Cards for Airport Lounge Access
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| Particulars | Amount | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Joining/Annual Fee | Nil | ||||||||||||
| Forex Mark-up Fee | Nil | ||||||||||||
| Finance Charges | 3.75% per month (55.55% per annum) | ||||||||||||
| Late Payment Charges |
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You travel quite often and wish to get a dedicated travel-focused card without any annual fee
You frequently make international purchases and need a card with zero forex markup
Making most of your travel bookings through Scapia app to be able to benefit from this card’s benefits works for you
You can easily manage to meet the monthly spend requirement to avail airport lounge and shopping benefits
Scapia Axis Bank Credit Card offers noteworthy travel benefits despite being a lifetime free card. Accelerated Scapia Coin earnings on travel spends, zero forex markup and airport privileges make the travel experience more convenient as well as rewarding for the cardholders. Moreover, this card also comes with an additional RuPay variant which allows the users to make UPI transactions using credit and earn 5% rewards on them. This card further facilitates the overall travel experience through the Scapia app which not only allows you to make travel bookings, redeem Scapia Coins, but also offers services like applying for visas and even shopping for your travels.
Everything you need to know about this credit card
You can apply for an Axis Scapia Credit Card online through the Scapia platform (app/website).
You can apply for and manage your Scapia Axis Bank Credit Card through the Scapia app. This app can be used for on-boarding after you get your Scapia card, for redeeming Scapia Coins, and for making credit card bill payment. You can also use this app for setting your card’s spending limits and managing its PIN, along with enabling or disabling online, domestic or international card usage.
Axis Bank Scapia Credit Card is best suited for those who travel frequently and are looking for cards with zero forex markup at minimal annual fee.
5 Scapia Coins equal Rs. 1, which means each Scapia Coin is worth Rs. 0.20 when redeemed. So, if you earn 20% Scapia Coins on a Rs. 100 spend, you will get an effective value-back worth Rs. 4, which is 4% of your spend value. These Scapia Coins can be redeemed on Scapia app for travel bookings or shopping.
No, Scapia Axis Bank Credit Card does not come with any complimentary international airport lounge access to the cardholders. You can only avail free spend-based domestic airport lounge visits through this card.
Click here to know More Terms and Conditions
Lepakshi Phogat
Lepakshi is a content writer specialising in personal finance and credit cards. She translates complex financial concepts into practical advice, helping readers make informed financial decisions. Whether it is helping them choose the right credit card or offering strategies to build their credit score, she writes to make personal finance less intimidating and more empowering.
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