Au Xcite Ace Credit Card

About AU Xcite Ace Credit Card

AU Xcite Ace Credit Card is an entry-level cashback credit card that offers up to 3% cashback on eligible monthly spends, along with 2 complimentary domestic airport lounge visits every quarter (subject to spending conditions). The card also provides 8 complimentary railway lounge visits per year, a fuel surcharge waiver, and travel insurance benefits. This AU Bank Credit Card is a suitable options for consumers looking for cashback and basic travel privileges.

Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit AU Small Finance Bank’s website.

Cashback and Travel Benefits

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1% Cashback on monthly spends of Rs. 7,500
2% Cashback on monthly spends of Rs. 12,500
3% Cashback on monthly spends of Rs. 20,000
Maximum cashback is capped at Rs. 600 per month

Airport Lounge Access

2 complimentary domestic airport lounge visits every quarter, on spending min. Rs. 50,000 in the previous quarter

Railway Lounge Access

8 complimentary railway lounge access per annum for both primary and add-on cardholders (maximum 2 per calendar quarter)

Other Features and Benefits

Annual Fee Waiver

Annual fee will be waived on spending Rs. 2 Lakh per annum

Fuel Surcharge Waiver

1% fuel surcharge waiver on a transaction between Rs. 400 to Rs. 5,000, capped at Rs. 200 per month

Insurance Benefits

Air accident cover: Rs. 50 Lakh
Credit shield: Up to Rs. 2 Lakh
Purchase protection: Up to Rs. 25,000
Other travel-related covers: Baggage loss, baggage delay, delay in flight, loss of passport, and plane hijacking