Please Note: Abhyudaya Bank is not a Paisabazaar partner. Offers would be from partner Banks/NBFCs only.
Abhyudaya Bank Personal Loan can help you solve any kind of financial crunch including a medical emergency, purchase of consumer durables and furniture, marriage, domestic and international trips, repayment of existing debt and a lot more. You can apply for Abhyudaya Bank Personal Loan online and can expect quick disbursement of loan amount if you meet the eligibility criteria.
Abhyudaya Bank Personal Loan – Features and Benefits
- Loan amount: You can avail a personal loan amount of as high as Rs. 5 lakh from Abhyudaya Bank
- Flexible repayment: Abhyudaya Bank offers complete flexibility when it comes to repaying the personal loan amount. You can repay the amount maximum by 84 months
- Minimal documentation: Abhyudaya Bank Personal Loancan be availed just by submitting a few documents
- Quick disbursal: Once your all documents are verified and get approved, the loan amount will be disbursed to your account within a few days
Abhyudaya Bank Personal Loan – Interest Rate
The interest rate offered by Abhyudaya Bank on a personal loan starts from 13% p.a. The interest rate varies from person to person and is influenced by an individual’s credit score, age, repayment history, employer, etc.
Eligibility Criteria
- You should be a salaried professional/self- employed individual/professional
- Your minimum take home salary/income after EMI should be as below:
| Loan Amount | Salary per month |
| Up to Rs. 1 lakh | Rs. 7,000 |
| Above Rs. 1 lakh and upto Rs. 2 lakh | Rs. 8,000 |
| Above Rs. 2 lakh and upto Rs. 5 lakh | Rs. 9,000 |
Documents Required
- Latest photograph
- Photo Identity Proof: Aadhaar Card, Voter ID Card, Driving License
- Pan Card Copy
- Residence Proof of the Applicant And Guarantors: Utility Bill, Passport, Voter ID Card
- Income proof:
| Salaried professional | salary slip for last 3 months and Bank statement for last 6 months, Form no-16-A & IT Return for last 3 years |
| Businessman | last 2 years financial statement along with ITR copy and Bank statement for business account for last 1 years |
EMI Calculator
Monthly EMI ₹ 15,622
Total Amount Payble ₹ 5,62,395(Principal + interest)
Principal Amount ₹ 5,00,000
Total Interest Payble ₹ 62,395
Personal Loan at Attractive Interest Rates Apply Now
Abhyudaya Bank – Customer Care
- You can send an email to secretarial@abhyudayabank.net
- You can call on 022-24115047 , 24105097