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1st Year Fee: ₹ 0
Lounge Access
8 free domestic lounge visits every year
No Fee
Comes with zero joining and annual fee
Fuel
Save up to Rs. 3,000 every year on fuel
Author: Samridhi Srivastava
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YES BANK Zagg is a co-branded credit card offered by YES BANK. This card is suitable for consumers who want to start their credit journey with an entry-level credit card. The card offers 3% Zagg Coins on spends made via Zagg UPI, making it a suitable option for consumers who frequently use the Zagg platform for transactions.
The card also offers up to 8 complimentary domestic airport lounge visits per year for frequent travellers. In addition, it is a lifetime free credit card, which means cardholders do not have to pay joining or annual fees. The card includes basic features such as fuel surcharge waiver and UPI payments.
Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit YES BANK’s website.
Rewards and Travel Benefits
Other Features and Benefits

| Fee Type | Amount | ||||||
|---|---|---|---|---|---|---|---|
| Joining Fee | Nil | ||||||
| Annual Fee | Nil | ||||||
| Finance Charges | 3.99% p.m. (47.88% p.a.) | ||||||
| Late Payment Charges |
|
You use Zagg app frequently for everyday spends and want to avail Zagg Coins
You travel frequently and want to avail a card that offers lounge access
You often spend on fuel and want to save on it
You are looking for an entry-level lifetime free credit card to start your credit journey
Age Requirement: 21 to 60 years
Occupation: Salaried or Self-employed
Min. Income Eligibility: Net Salary of Rs. 25,000 per month OR Income tax return of Rs. 7.5 Lakh per annum
Rewards2.5/5
Fuel Benefits2.5/5
Lounge Access2.5/5
YES BANK Zagg is a lifetime free credit card with no joining or annual fees. With this card, cardholders can make UPI payments by scanning the QR code. Besides this, it offers 2 complimentary domestic airport lounge visits per quarter and 1% fuel surcharge waiver. With these benefits, the card provides convenience and flexibility, making it ideal for everyday spends.
Everything you need to know about this credit card
Yes, the YES BANK Zagg Credit Card comes with zero joining and annual fees.
Yes, the card offers 2 complimentary domestic airport lounge visits every quarter. To unlock this benefit, consumers must spend at least Rs. 50,000 in the previous quarter, allowing up to 8 free lounge visits annually.
The card offers a 1% fuel surcharge waiver on eligible fuel spends across India. The maximum waiver is capped at Rs. 250 per month.
If the statement balance exceeds Rs. 500, a late payment fee of up to Rs. 1,350 may apply, depending on the outstanding amount. Additionally, finance charges are levied at 3.99% monthly, equivalent to 47.88% annually.
Click here to know More Terms and Conditions
Samridhi Srivastava is a personal finance content writer who simplifies complex financial topics for everyday readers. She writes about credit cards, credit scores, and other personal finance topics to make money management easier. Through her clear and practical writing, she helps individuals make confident and informed financial decisions.
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