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Standard Chartered offers a range of banking product and services to its customers from current accounts and savings accounts to various loans and financial products. It has an array of savings accounts catering to the needs of unique segments of society. The following types of Standard Chartered savings accounts offer different features and benefits to cater the diverse needs of individuals.
| Savings Bank Balance | Standard Chartered Savings Account Interest Rate (Per Annum) |
| Up to Rs. 50 lakh | 2.25% |
| Above Rs. 50 lakh to Up to Rs. 1 crore | 3.00% |
| Above Rs. 1 Crores to Up to Rs. 40 Crores | 3.50% |
| Above Rs. 40 Crores to Up to Rs. 60 Crores | 4.50% |
| Above Rs. 60 Crores to Up to Rs. 150 Crores | 5.00% |
| Above Rs. 150 Crores to Up to Rs. 300 Crores | 0.50% |
| Above Rs. 300 Crores | 0.50% |
The interest rates are updated as 8th December 2025.
Standard Chartered Bank enables its customers to open a savings bank account through two modes – online and offline. We have classified the savings account offered by Standard Chartered Bank into online and offline channels.
| Types of Standard Chartered Savings Account | Primary Features |
| Online Savings Account | |
| Digital Savings Account |
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| Offline Savings Account | |
| Employee Banking Account |
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| aXcessPlus Account |
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| SuperValue Account |
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| Parivaar Account |
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| eSaver Account |
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| 2-in-1 Savings Account |
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| 3-in-1 Savings Account |
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| Basic Banking Account |
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| Aasaan Account |
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1. SC Digital Account
| Standard Chartered Digital Account | Features |
| Account Opening Process | Paperless |
| Monthly Average Balance | Rs. 10,000 |
| Debit Card | Free Platinum Debit Card for first year |
This savings account from Standard Chartered Bank is a 100% digital savings account, which can be opened instantly online using your PAN and Aadhaar based e-KYC.
Features & Benefits
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Eligibility Criteria
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Documents Required
To apply for a digital savings account with Standard Chartered Bank, you should have:
1. Employee Banking Account
| Standard Chartered Employee Banking Account | Features |
| Minimum Balance Requirement | Zero Balance Savings Account |
| Dedicated Relationship Manager Available | Yes |
| ATM Cash Withdrawals | Free |
| Eligibility Criteria | Indian Resident, Foreign National |
2. aXcessPlus Account
| Standard Chartered aXcessPlus Account | Features |
| Minimum Balance Requirement | Rs. 25,000 |
| Phone Banking, Online Banking | Yes (If Minimum Average Quarterly Balance is maintained) |
| ATM Cash Withdrawals | Free |
| Debit Card | International Debit Card |
| Eligibility Criteria | Indian Resident, Foreign National, HUF |
Eligibility Criteria
Following can open Standard Chartered aXcessPlus Account:
3. SuperValue Account
| Standard Chartered SuperValue Account | Features |
| Monthly Average Balance | Rs. 50,000 |
| Phone Banking, Online Banking | Yes (If Minimum Average Quarterly Balance is maintained) |
| ATM Cash Withdrawals | Free |
| Debit Card | Free Platinum International Debit Card for first year |
| Eligibility Criteria | Indian Resident, Foreign National, HUF |
4. Parivaar Account
| Standard Chartered Parivaar Account | Features |
| Minimum Balance Requirement | Rs. 25,000 per quarter |
| Phone Banking, Online Banking | Yes |
| Number of Accounts Linked | Maximum 4 aXcessPlus Savings Account |
| Debit Card | Free Platinum International Debit Card for first year |
| Eligibility Criteria | Resident Individual, Foreign National |
5. eSaver Account
| Standard Chartered eSaver Account | Features |
| Monthly Average Balance | Rs. 25,000 |
| Interest RateFixed Deposit Tenure | Nine days up to 1 year |
| Auto Sweep Facility | Yes |
| Debit Card | Free Platinum Debit Card with 5% cash back |
| Eligibility Criteria | Resident Individual, Foreign National, HUFs |
6. 2-in-1 Savings Account
| Standard Chartered 2-in-1 Savings Account | Features |
| Minimum Balance Requirement | Rs. 10,000 |
| Auto Sweep Facility | Yes |
| Debit Card | Free Platinum International Debit Card for first year |
| Eligibility Criteria | Resident Individual, Foreign National, HUFs |
7. 3-in-1 Savings Account
| Standard Chartered 3-in-1 Savings Account | Features |
| Minimum Balance Requirement | Rs. 5,000 |
| Debit Card | Free Platinum International Debit Card for first year |
| 3 in 1 Account | Savings Account, Demat Account, Trading Account |
| Eligibility Criteria | Resident Individual, Foreign National |
8. Basic Banking Account
| Standard Chartered Basic Banking Account | Features |
| Minimum Balance Requirement | Zero Balance Savings Account |
| Debit Card | Free Platinum Debit Card for first year |
| ATM Withdrawals | Unlimited from any Bank’s ATM |
| Eligibility Criteria | Resident Individual, Foreign National, HUFs |
9. Aasaan Account
| Standard Chartered Aasaan Account | Features |
| Minimum Balance Requirement | Zero Balance Savings Account |
| Debit Card | Free Platinum Debit Card for first year |
| ATM Withdrawals | Unlimited from any Bank’s ATM |
| Eligibility Criteria | Resident Individual, Foreign National, HUFs |
10. Super Value Account (Not available)
| Standard Chartered Super Value Account | Features |
| Monthly Average Balance | Rs. 50,000 |
| Debit Card | Free International Debit Card |
| Free Investment Advisory Services Available | Yes |
Documents required for opening Standard Chartered Savings Accounts
1. Aadhaar and PAN card are mandatory for Indian residents
2. Identity proof:
3. Address Proof:
4. One recent passport-sized photograph
Applying for an Offline Savings Account from Standard Chartered Bank
If you want to open any of the offline savings accounts from Standard Chartered Bank which are listed above, then you can do so by visiting the nearest Standard Chartered Bank’s branch. You can choose the savings bank account from Standard Chartered from the list and apply for the chosen bank account type easily.
For any queries, you can also contact Standard Chartered Bank using below-mentioned phone banking numbers.
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Phone Banking Numbers |
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| Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai, Pune |
6601 4444/ 3940 4444 |
| Allahabad, Amritsar, Bhopal, Bhubaneswar, Chandigarh, Cochin / Ernakulam, Coimbatore, Indore, Jaipur, Jalandhar, Kanpur, Lucknow, Ludhiana, Nagpur, Patna , Rajkot, Surat, Vadodara |
6601 444/ 3940 444 |
| Gurgaon, Noida |
6601 444/ 3940 444 |
| Jalgaon, Guwahati, Cuttack, Mysore, Thiruvananthpuram, Vishakhapatnam, Mathura, Proddatur, Dehradun, Saharanpur |
011 – 66014444 / 011 – 39404444 |
| Siliguri |
1800 345 1000 (For domestic dialing within India only) |
To apply for Standard Chartered savings account, the applicant will have to visit the bank. Below-mentioned steps explain how to apply for Standard Chartered savings account.
Step 1: Visit Standard Chartered bank’s nearest branch
Step 2: Fill in the savings account application form providing all your basic details
Step 3: Provide your self-attested Aadhaar and PAN card
Step 4: Choose the type of savings account you want to open with the bank
Step 5: In this step, you will have to submit the application form along with other documents and cash deposit slip or demand draft
Step 6: The bank will verify your details and upon verification, your account will be opened
Standard Chartered will provide you with a welcome kit. The kit contains all details to operate your account.
Note: The information on this page may not be updated. Kindly refer to the bank website to check the latest information.