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  • SBI Tata Card SELECT
    • Image of SBI Tata Card SELECT
    SBI Cards

    SBI Tata Card SELECT

    cat name Rewards
    3.0/5.0

    Rewards3.0/5

    Shopping3.0/5

    Fuel Benefits3.0/5

    Know More
    Paisabazaar Review

    1st Year Fee: ₹2,999* Plus Applicable Taxes

    Rewards

    Rewards

    1 Point per Rs. 100 on retail

    Shopping

    Shopping

    5% value back on Tata outlets

    Dining

    Dining

    3X Points on dining spend

    Updated on July 20, 2026 4:13 pm

    Author: Samridhi Srivastava

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    About The CardRewards ProgramOther Features & BenefitsFees & ChargesThings to KnowCard ReviewFAQs

    About SBI Tata Card SELECT

    SBI Tata Card SELECT is a suitable option for consumers who are new to credit and want to begin their credit journey. This SBI credit card offers up to 5% value back on Tata outlets and 2% value back on Croma and Croma.com. The card also offers reward points on everyday spends, such as 3X points on departmental stores, grocery stores, dining, and international spends. In addition to its reward points, the card provides 8 domestic airport lounge visits per year, making it a suitable option for frequent travellers who want to avail themselves of lounge benefits.

    Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit SBI Card’s website.

    Rewards Program

    Reward Earning

    • Up to 5% value back on spends on Tata outlets
    • 2% value back on spends at Croma and Croma.com
    • 3X Points on departmental & grocery stores, dining & international spends
    • 1 Point per Rs. 100 spent on other retail outlets

    Reward Redemption

    • Redeem the accumulated reward points at a value of 1 Empower Point = Rs. 1

    Lounge Access: 

    • 8 complimentary domestic airport lounge visits per year, capped at 2 per quarter
    Image of null
    Image of null

    Other Features & Benefits

    Some of the other features and benefits of SBI Tata Select Credit Card are mentioned below:

      Welcome Benefits:

      • E-Gift Voucher worth Rs. 3,000 from any of the following brands: Yatra, Hush Puppies/ Bata, Aditya Birla Fashion, Westside1

      Milestone Benefit:

      • Anniversary Gift on a min. spend of Rs. 2 lakhs in the previous year

      Fuel Surcharge Waiver:

      • 1% fuel surcharge waiver on spending Rs. 500 to Rs. 3,000, capped at Rs. 250 per month

      SBI Tata Card Fees & Charges

      Fee Type Amount
      Joining Fee Rs. 2,999 + Taxes
      Annual Fee Rs. 2,999 + Taxes
      Finance Charges Up to 3.75% per month | 45% per annum
      Late Payment Charges
      For outstanding amount:
      From Rs. 0 - Rs. 500 Nil
      Greater than Rs. 500 & up to Rs. 1,000 Rs. 400
      Greater than Rs. 1000 & up to Rs. 10,000 Rs. 750
      Greater than Rs. 10,000 up to Rs. 25,000 Rs. 950
      Greater than Rs. 25,000 & up to Rs. 50,000 Rs. 1,100
      Greater than Rs. 50,000 Rs. 1,300

      Things to Know Before you apply

      Get this card if:

      You are a Tata brand loyalist

      You often spend internationally and want to earn reward points on them

      You are looking for a card that offers a domestic airport lounge visit

      Other Similar Cards

      Paisabazaar Review

      Overall Rating

      3.0/5

      Rewards3.0/5

      Shopping3.0/5

      Fuel Benefits3.0/5

      What do we like about this card?

      SBI Tata Credit Card is a suitable option for consumers who are loyal to Tata brands and want to avail benefits on their day-to-day spends. The card offers up to 5% value back on purchases at Tata outlets and 2% value back on spends at Croma and Croma.com. It also adds value for frequent travellers by offering 8 domestic airport lounge visits per year. Overall, this card is a suitable option for consumers looking for a credit card that provides rewards on everyday spends.

      Pros

      • 2% value back on spends at Croma and croma.com
      • Up to 5% value back on spends on Tata outlets
      • 3X points on departmental & grocery stores, dining & international spends
      • 1 Point per Rs. 100 spent on other retail outlets

      Cons

      • Does not offer international airport lounge visits

      Footnotes

      1. E- Gift Voucher code will be sent to your registered mobile number in 7 working days of receipt of the request on a best-effort basis.

      Click here to know More Terms and Conditions

      Samridhi Srivastava linkedIn icon

      Content Writer

      Samridhi Srivastava is a personal finance content writer who simplifies complex financial topics for everyday readers. She writes about credit cards, credit scores, and other personal finance topics to make money management easier. Through her clear and practical writing, she helps individuals make confident and informed financial decisions.

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