ICICI Bank Salary Account

Account Balance	Rate of Interest (p.a.)
For All Account Balances	2.50%

Note: Interest rates are updated as on 25th November 2025 and are w.e.f. 26 June 2025.

The organization needs to have a minimum of 20 employees and a payout of Rs 36.0 lacs per annum and average salary per account of Rs. 15,000 per month.

Being a customer-centric leading bank in India, ICICI Bank presents a wide range of savings accounts to choose from. The following are the different types of savings account offered by the bank and primary features of those accounts:

Types of ICICI Bank Salary Accounts	Primary Features
Regular Salary Account	Debit card available at nominal charges Rs. 10,000 minimum monthly average balance (MAB)
Silver Salary Account	Zero monthly average balance Free of cost debit card
Gold Salary Account	No charges for not maintaining the minimum monthly average balance debit card available free of charge
Titanium Salary Account	Free NEFT if processed through the means of internet banking Zero monthly balance requirements
M2O Salary Account	Zero monthly minimum balance Free cash transactions in branches within the base branch’s city
Regular Plus Salary Account	Rs. 10,000 minimum MAB No charges for withdrawal at ICICI bank atm
Salary Privilege Account	Zero annual fees Free transactions at ICICI branches
Defense Salary Account	No monthly average balance required Free debit card
Standard Salary Account	Rs. 5,000 minimum MAB Debit card available at nominal charges
Retiral and Pension Salary Account	Zero balance account Free transactions at both ICICI and Non-ICICI bank ATMs

1: Regular Salary Account

Regular Salary Account	Features
Minimum Balance Requirements	Rs. 10000
ATM Debit Card	For rural areas: Rs. 99 p.a. For metro/urban cities: Rs.150 p.a.
Internet Banking and passbook	Free
Cheque books	Not chargeable up to 20 payable-at-par cheque leaves in a quarter; Rs. 20 for every additional checkbook of 10 leaves

2: Silver Salary Account (Silver and Silver Plus)

Silver Salary Account	Features
Minimum Balance Requirements	Zero
ATM Debit Card	Free
Charges of non-maintenance of MAB	Zero
Eligibility	Salaried employees of selected/eligible organizations as per product offering to the company

3: Gold Salary Account (Gold and Gold Plus)

Gold Salary Account	Features
Minimum Balance Requirements	Zero
ATM Debit Card	Available
Charges for multicity cheque payment	Free
Eligibility	Salaried employees of selected/eligible organizations as per product offering to the company

4: Titanium Salary Account

Titanium Salary Account	Features
Minimum Balance Requirements	Zero
ATM Debit Card	Free
Charges for non-maintenance of Minimum MAB	No charges
Eligibility	All salaried employees of eligible companies based on Product Offering to the company

5: M2O Salary Account

MO2 Salary Account	Features
Minimum Balance Requirements	Zero balance account
ATM Debit Card	Free
Charges for multicity cheque payment	Zero
Eligibility	All salaried employees of eligible companies based on Product Offering to the company

6: Regular Plus Salary Account

Regular Plus Salary Account	Features
Minimum Balance Requirements	Rs. 10,000
ATM Debit Card	For rural areas: Rs. 99 p.a. For metro/urban cities: Rs.150 p.a.
Charges for multicity cheque payment	No charges
Eligibility	All salaried employees of eligible companies based on Product Offering to the company

7: Salary Privilege Account

Salary Privilege Account	Features
Minimum Balance Requirements	Zero balance account
ATM Debit Card	Free
Annual fees	Zero
Eligibility	All salaried employees based on their monthly salaries

8: Defence Salary Account

Defense Salary Account	Silver	Gold	Titanium
Minimum Balance Requirements	Nil	Nil	Nil
ATM Debit Card	Free	Free	Free
Charges for multi-icity cheque payment		Nil
Eligibility		All defense personnel based on their rank

9: Standard Salary Account

Standard Salary Account	Features
Minimum Balance Requirements	Rs. 5000
ATM Debit Card	For cities: Rs.150 p.a. For rural: Rs.99 p.a.
Transaction charges at  ICICI bank ATMs	Zero
Cheque book	Free

10: Retiral and Pension Salary Account

Particulars	Retiral Salary Account	Pension Salary Account
Minimum Balance Requirements	Nil	Nil
ATM Debit Card	Available	Available
Passbook, Chequebook and Monthly Statements	Free
Eligibility	All retired employees	CPAO pensioners (Central govt retirees), EPFO and defense pensioners

An applicant/ organization needs to submit the copies of the following documents either at the branch or to the representative from ICICI bank.

Proof of Identity

• PAN Card
• Introduction by the organization and it should be signed and stamped by the authorized signatory.

Proof of Address

• Aadhaar Card
• Passport
• Voter ID
• Driving License
• NREGA Job Card

• An organization must have a salary account relationship with the bank. HR/Admin can get in touch with salary accounts team through call/mail or can visit the nearest branch.
• Once this happens, a customer care representative comes to the company and gets all the documentation done.
• After the documentation, a welcome kit that has all the essentials like a debit card and pin, checkbook etc. is provided to the account holder.

Note: The information on this page may not be updated. Kindly refer to the bank website to check the latest information.