ICICI Bank Salary Account Interest Rate 2025
Account Balance | Rate of Interest (p.a.) |
For end of day balance below Rs. 50 Lakh | 3.00% |
For end of day balance of Rs. 50 lakh and above | 3.50% |
Note: Interest rates are updated as on 13th January 2025.
Eligibility for opening a salary account
The organization needs to have a minimum of 20 employees and a payout of Rs 36.0 lacs per annum and average salary per account of Rs. 15,000 per month.
Types of ICICI Bank Salary Accounts
Being a customer-centric leading bank in India, ICICI Bank presents a wide range of savings accounts to choose from. The following are the different types of savings account offered by the bank and primary features of those accounts:
Types of ICICI Bank Salary Accounts | Primary Features |
Regular Salary Account |
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Silver Salary Account |
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Gold Salary Account |
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Titanium Salary Account |
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M2O Salary Account |
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Regular Plus Salary Account |
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Salary Privilege Account |
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Defense Salary Account |
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Standard Salary Account |
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Retiral and Pension Salary Account |
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1: Regular Salary Account
Regular Salary Account | Features |
Minimum Balance Requirements | Rs. 10000 |
ATM Debit Card |
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Internet Banking and passbook | Free |
Cheque books |
Not chargeable up to 20 payable-at-par cheque leaves in a quarter; Rs. 20 for every additional checkbook of 10 leaves |
2: Silver Salary Account (Silver and Silver Plus)
Silver Salary Account | Features |
Minimum Balance Requirements | Zero |
ATM Debit Card | Free |
Charges of non-maintenance of MAB | Zero |
Eligibility | Salaried employees of selected/eligible organizations as per product offering to the company |
3: Gold Salary Account (Gold and Gold Plus)
Gold Salary Account | Features |
Minimum Balance Requirements | Zero |
ATM Debit Card | Available |
Charges for multicity cheque payment | Free |
Eligibility | Salaried employees of selected/eligible organizations as per product offering to the company |
4: Titanium Salary Account
Titanium Salary Account | Features |
Minimum Balance Requirements | Zero |
ATM Debit Card | Free |
Charges for non-maintenance of Minimum MAB | No charges |
Eligibility | All salaried employees of eligible companies based on Product Offering to the company |
MO2 Salary Account | Features |
Minimum Balance Requirements | Zero balance account |
ATM Debit Card | Free |
Charges for multicity cheque payment | Zero |
Eligibility | All salaried employees of eligible companies based on Product Offering to the company |
6: Regular Plus Salary Account
Regular Plus Salary Account | Features |
Minimum Balance Requirements | Rs. 10,000 |
ATM Debit Card |
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Charges for multicity cheque payment | No charges |
Eligibility | All salaried employees of eligible companies based on Product Offering to the company |
7: Salary Privilege Account
Salary Privilege Account | Features |
Minimum Balance Requirements | Zero balance account |
ATM Debit Card | Free |
Annual fees | Zero |
Eligibility | All salaried employees based on their monthly salaries |
8: Defence Salary Account
Defense Salary Account | Silver | Gold | Titanium |
Minimum Balance Requirements | Nil | Nil | Nil |
ATM Debit Card | Free | Free | Free |
Charges for multi-icity cheque payment | Nil | ||
Eligibility | All defense personnel based on their rank |
9: Standard Salary Account
Standard Salary Account | Features |
Minimum Balance Requirements | Rs. 5000 |
ATM Debit Card |
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Transaction charges at ICICI bank ATMs | Zero |
Cheque book | Free |
10: Retiral and Pension Salary Account
Particulars | Retiral Salary Account | Pension Salary Account |
Minimum Balance Requirements | Nil | Nil |
ATM Debit Card | Available | Available |
Passbook, Chequebook and Monthly Statements | Free | |
Eligibility | All retired employees | CPAO pensioners (Central govt retirees), EPFO and defense pensioners |
Documents Required for ICICI Bank Salary Account
An applicant/ organization needs to submit the copies of the following documents either at the branch or to the representative from ICICI bank.
Proof of Identity
- PAN Card
- Introduction by the organization and it should be signed and stamped by the authorized signatory.
Proof of Address
- Aadhaar Card
- Passport
- Voter ID
- Driving License
- NREGA Job Card
How to Open ICICI Bank Salary Account?
- An organization must have a salary account relationship with the bank. HR/Admin can get in touch with salary accounts team through call/mail or can visit the nearest branch.
- Once this happens, a customer care representative comes to the company and gets all the documentation done.
- After the documentation, a welcome kit that has all the essentials like a debit card and pin, checkbook etc. is provided to the account holder.
Note: The information on this page may not be updated. Kindly refer to the bank website to check the latest information.