HDFC Bank Classic Salary Account

Particulars of the Account	Features
Minimum Balance Requirements	Zero balance account
ATM Debit Card	Free International Rewards ATM Debit Card
Limit of ATM Debit Card	Shopping limit at domestic merchant outlets and online stores: Rs. 2.75 Lakh ATM cash withdrawal limit for a day: Rs. 50000
Insurance Facility	Personal accidental cover (death by road, air or rail): Rs. 5 Lakh Additional benefit of debit card: Rs. 25 Lakh (only for air accidents and purchase of flight tickets using debit card)
Modes of Banking	Free internet, mobile and phone banking

1. Cash and Discounts:

5 % savings on everyday spending with partner merchants

Get up to 2000 rewards points every month

Earn monthly reward points by shopping across the categories such as fuel, grocery, pharmacy, railways, etc. and brands like BPCL, Big Bazaar, Apollo Pharmacy, ITCTC, etc.

Enjoy special and exciting offers and discounts on debit card

To get the reward points, the amount of maximum transaction must be more than Rs. 100 at least.

2. Ease of Payment:

The account facilitates anytime anywhere banking for the customers. The bank has a widespread network of branches and ATMs, so customers can make the most of it. In addition to this, customers get the free services of internet, mobile and phone banking to enjoy banking from their home, office, etc. They can transfer funds to any bank across the nation through RTGS and NEFT or simply enjoy BillPay feature.

3. Account Statement and Alerts:

Not all salary accounts offer this facility, but account holders of Classic Salary Account can avail this benefit too. All account holders will be provided with free a passbook, monthly e-statement of their account and e-mail alerts for every transaction.

4. Investment Options:

Individuals who are beneficiaries of Classic Salary Account with HDFC Bank will get special privilege on loan pricing, credit card, etc. They will get preferential loan pricing and easy access to their Super Premium Credit Card. Apart from this, the account offers easy investment options with opportunities to gain high returns. Account holders may also open a Fixed Deposits (FD) using internet banking.

5. Fuel Surcharge:

The bank endeavours to provide every possible benefit to account holders. The fuel surcharge will not be applicable when the transaction is done through HDFC debit card and on HDFC Bank swipe machine at the government petrol outlets such as BPCL, IOCL and HPCL.

Charges	Details
Minimum Balance	Nil
Non-Maintenance Charges Thereof	Nil
Issuance of Duplicate Passbook	Rs. 100
Replacement Charges of ATM Card	Rs. 200 and taxes as applicable
Charges of PIN Regeneration	Rs. 50 and taxes as applicable

• An applicant should be employed with a company/firm/corporate that shares a salary credit association with HDFC Bank.
• An applicant should not hold any other savings or current account with HDFC Bank.

Documents Required for HDFC Bank Classic Salary Account
Application Form	Duly filled application form will be required
Proof of ID	PAN card Aadhaar Card Voter ID Driving License (Permanent) Passport NREGA Job Card
Proof of Address	Utility bills (water, gas, electricity, post-paid mobile and telephone bill) Driving License Aadhaar Card Passport Voter ID
Photographs	Latest passport-size photographs of the applicant.
Proof of Employment	Letter stamped or signed by the senior or concerned authorities of your office.

Note: The information on this page may not be updated. Kindly refer to the bank website to check the latest information.