Life Insurance Corporation is an Indian state-owned insurance group and investment company. The company offers many services in its investment sector among which is Life Insurance Corporation credit card. LIC credit card reward points are an initiative by the corporation to reward their loyal customers who use their credit card to make purchases.
How to Earn Reward Points on LIC Credit Card
Customers can earn reward points by using their LIC credit cards for any purchase they make. The more transactions they make the more points they earn. To earn points, customers can use their credit cards to make everyday purchases like buying groceries or making high-end purchases like weekend getaway booking.
The rates of reward points earned on the different LIC credit card are as follows:
| Credit Card | Reward Points | Accelerated Points |
| LIC Gold Credit Card | 1 RP per ₹ 100 spent | 2 RP per ₹ 100 spent on LIC premium payments and international spends |
| LIC Titanium Credit Card | 1 RP per ₹ 100 spent | 2 RP per ₹ 100 spent on LIC premium payments and foreign currency |
| LIC Platinum Credit Card | 1 RP per ₹ 100 spent | 2 RP per ₹ 100 spent on LIC premium payments and international spends |
| LIC Signature Credit Card | 1 RP per ₹ 100 spent | 2 RP per ₹ 100 spent on LIC premium payments and foreign currency |
How to redeem you LIC Credit Card Reward Points
Customers can redeem their reward points on their LIC credit cards easily by following the steps laid below:
- Choose the item from the list below or visit LIC Reward Catalogue.
- Call LIC credit card customer care cell on the number 1800 233 1100.
- Specify the item and the item code to the customer care executive.
- The customer care executive will process your request and your item will be dispatched soon.
Do note a minimum of 1,000 reward points must be present in your account. The items list along with their product codes is as below:
| Item | Item Code | Item | Item Code |
| Sandisk Micro SDHC 16GB card | AXL001 | Seagate Expansion 500GB External Hard Drive | AXL021 |
| Hp Metal Body 16 Gb Pendrive | AXL002 | Seagate Expansion 1TB Hard Drive | AXL022 |
| HP metal body 8 gb pendrive | AXL003 | Western Digital 2 TB External Hard Drive | AXL023 |
| Kingston Micro Duo USB OTG Flash Drive – 32GB | AXL004 | Portronics Car Power 2 – 3 Usb Port With Micro Usb Cable | AXL025 |
| Kingston Micro Duo USB OTG Flash Drive – 64GB | AXL005 | Portronics Sound Bowl Usb Portable Speaker | AXL026 |
| Dr. Morepen BG-03 Gluco One Glucometer, 25 Strips | AXL006 | Flying Machine Rs. 4000 Voucher | LG110 |
| Kindle Paperwhite 3G, 6″ High Resolution Display (300 ppi) with Built-in Light, Free 3G + Wi- Fi | AXL007 | Villeroy & Boch Rs. 5000 Voucher | LG114 |
| American Tourister Non-Laptop Backpack Mambo | AXL008 | Portronics POR-141 Plugs Portable Speaker with FM & MicroSD card Support | AXL027 |
| Arrow Rs. 1000 Voucher | LG105 | Jimmy Choo Rs. 5000 Voucher | LG117 |
| Gant Rs. 1000 Voucher | LG108 | Emporio Armani Rs. 5000 Voucher | LG118 |
| US Polo Association Rs. 1000 Voucher | LG109 | Canali Rs. 5000 Voucher | LG119 |
| Morphy Richards Inspira 1000- Watt Dry Iron | LG011 | Tumi Rs. 5000 Voucher | LG120 |
| Elle Rs. 1000 Voucher | LG112 | Paul Smith Rs. 5000 Voucher | LG121 |
| Flying Machine Rs. 1000 Voucher | LG113 | Sony PS4 Slim 1 TB Console | AXL028 |
| Bajaj ATX 4 750-Watt Pop-up Toaster | AXL012 | Portronics CUTIE POWER BANK 2200MAH | AXL02 |
| Bajaj Majesty RCX7 700-Watt 1.8-Litre Rice Cooker | AXL013 | Portronics Charge M Plus 10000Mah Power Bank | AXL030 |
| Bajaj 1.0L Non-Strix Electric Kettle | AXL014 | PORTRONICS POWER WALLET 20 20000MAH POWER BANK | AXL031 |
| Nike Rs. 1500 Voucher | LG107 | Dr Morepen BP-09 Digital Blood Pressure Monitors | AXL032 |
| Bajaj Ceramic Duo Cookware 3Pcs Set | AXL015 | Bottega Veneta Rs. 10000 Voucher | LG106 |
| Bajaj Classic 750-Watt Mixer Grinder with 3 Jars | AXL016 | Apple iPad Tablet (9.7 inch, 32GB, Wi-Fi) | AXL009 |
| Bajaj ELX 16 LED Emergency Light | AXL017 | Apple iPad Tablet (9.7 inch, 32GB, Wi-Fi + 4G LTE + Voice Calling) | AXL010 |
| Dr. Morepen Nebulizer CN06 | LP271 | Axis Gift Card INR 1000 | LG096 |
| Bose SoundLink Color II Bluetooth Speakers | AXL019 | Axis Gift Card INR 2500 | LG097 |
| Sennheiser Hd 215 II Closed Over-Ear Back Headphone with High Passive Noise Attenuation | AXL020 | Axis Gift Card INR 5000 | LG098 |
To get further details on your LIC credit card visit their reward catalogue.
LIC Credit Card Reward Point FAQs
1- What is the customer care number of LIC credit card reward point centre?
The number is 1800 233 1100. You can call on this number to make enquiries on anything related to your LIC credit card reward points.
2- Can I convert my LIC credit card reward points to air miles?
Currently LIC credit cards haven’t got a tie up with any airline loyalty program so you cannot convert your reward points to air miles on any air carrier.
3- Can I redeem my LIC credit card reward points online?
No at the moment customers can only redeem their credit card reward points over call. You can call them up on this number 1800 233 1100 to redeem your reward points.
4- Do my Reward Points expire?
Yes, your LIC credit card reward points expire after a period of 6 months from the date when they were credit to your account.
5- Is there any delivery charge/ handling charge when it comes to delivery of merchandise?
Yes, LIC credit card charges ₹ 30.00 handling charge per reward redemption request made by the customer.